2015 HUD Median Income for Illinois

Young home buyers
Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or lower than  the amounts listed below, mention this to the lender or broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
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2015 HUD Median Income for Illinois Counties

2015 Median County Income 80% of Median Household Income
County Name Median Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Adams County 63,600 34,550 39,500 44,450 49,350 53,300 57,250 61,200 65,150
Alexander County 55,000 30,800 35,200 39,600 44,000 47,550 51,050 54,600 58,100
Bond County 64,700 36,250 41,400 46,600 51,750 55,900 60,050 64,200 68,350
Boone County 63,100 34,550 39,500 44,450 49,350 53,300 57,250 61,200 65,150
Brown County 66,300 34,550 39,500 44,450 49,350 53,300 57,250 61,200 65,150
Bureau County 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Calhoun County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Carroll County 59,600 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Cass County 55,700 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Champaign County 72,500 40,250 46,000 51,750 57,500 62,100 66,700 71,300 75,900
Christian County 58,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Clark County 56,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Clay County 53,300 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Clinton County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Coles County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Cook County 76,000 42,600 48,650 54,750 60,800 65,700 70,550 75,400 80,300
Crawford County 60,600 33,950 38,800 43,650 48,500 52,400 56,300 60,150 64,050
Cumberland County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
DeKalb County 66,600 37,350 42,650 48,000 53,300 57,600 61,850 66,100 70,400
De Witt County 64,200 35,950 41,100 46,250 51,350 55,500 59,600 63,700 67,800
Douglas County 67,500 37,800 43,200 48,600 54,000 58,350 62,650 67,000 71,300
DuPage County 76,000 42,600 48,650 54,750 60,800 65,700 70,550 75,400 80,300
Edgar County 56,100 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Edwards County 52,200 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Effingham County 67,100 37,600 43,000 48,350 53,700 58,000 62,300 66,600 70,900
Fayette County 55,500 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Ford County 72,500 40,250 46,000 51,750 57,500 62,100 66,700 71,300 75,900
Franklin County 50,300 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Fulton County 56,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Gallatin County 53,500 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Greene County 53,600 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Grundy County 81,300 45,550 52,050 58,550 65,050 70,300 75,500 80,700 85,900
Hamilton County 57,200 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Hancock County 56,900 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Hardin County 46,700 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Henderson County 63,300 35,500 40,550 45,600 50,650 54,750 58,800 62,850 66,900
Henry County 69,000 37,250 42,600 47,900 53,200 57,500 61,750 66,000 70,250
Iroquois County 62,400 34,950 39,950 44,950 49,900 53,900 57,900 61,900 65,900
Jackson County 54,800 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Jasper County 57,500 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Jefferson County 57,500 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Jersey County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Jo Daviess County 65,200 36,550 41,750 46,950 52,150 56,350 60,500 64,700 68,850
Johnson County 55,100 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Kane County 76,000 42,600 48,650 54,750 60,800 65,700 70,550 75,400 80,300
Kankakee County 68,100 35,000 40,000 45,000 50,000 54,000 58,000 62,000 66,000
Kendall County 87,300 46,100 52,650 59,250 65,800 71,100 76,350 81,600 86,900
Knox County 55,300 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Lake County 76,000 42,600 48,650 54,750 60,800 65,700 70,550 75,400 80,300
La Salle County 63,600 35,650 40,750 45,850 50,900 55,000 59,050 63,150 67,200
Lawrence County 51,700 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Lee County 66,300 37,150 42,450 47,750 53,050 57,300 61,550 65,800 70,050
Livingston County 67,900 38,050 43,450 48,900 54,300 58,650 63,000 67,350 71,700
Logan County 66,700 37,350 42,700 48,050 53,350 57,650 61,900 66,200 70,450
McDonough County 59,000 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
McHenry County 76,000 42,600 48,650 54,750 60,800 65,700 70,550 75,400 80,300
McLean County 83,600 46,100 52,650 59,250 65,800 71,100 76,350 81,600 86,900
Macon County 56,900 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Macoupin County 63,500 35,600 40,650 45,750 50,800 54,900 58,950 63,000 67,100
Madison County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Marion County 56,500 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Marshall County 72,800 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Mason County 59,900 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Massac County 58,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Menard County 74,500 41,300 47,200 53,100 58,950 63,700 68,400 73,100 77,850
Mercer County 69,000 37,250 42,600 47,900 53,200 57,500 61,750 66,000 70,250
Monroe County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Montgomery County 59,100 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Morgan County 65,200 36,550 41,750 46,950 52,150 56,350 60,500 64,700 68,850
Moultrie County 60,800 34,100 38,950 43,800 48,650 52,550 56,450 60,350 64,250
Ogle County 71,000 39,800 45,450 51,150 56,800 61,350 65,900 70,450 75,000
Peoria County 72,800 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Perry County 55,300 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Piatt County 72,500 40,250 46,000 51,750 57,500 62,100 66,700 71,300 75,900
Pike County 53,800 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Pope County 50,100 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Pulaski County 47,000 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Putnam County 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Randolph County 63,700 35,700 40,800 45,900 50,950 55,050 59,150 63,200 67,300
Richland County 58,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Rock Island County 69,000 37,250 42,600 47,900 53,200 57,500 61,750 66,000 70,250
St. Clair County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Saline County 49,600 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Sangamon County 74,500 41,300 47,200 53,100 58,950 63,700 68,400 73,100 77,850
Schuyler County 59,700 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Scott County 64,000 35,850 41,000 46,100 51,200 55,300 59,400 63,500 67,600
Shelby County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Stark County 72,800 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Stephenson County 59,900 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Tazewell County 72,800 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Union County 55,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Vermilion County 52,800 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Wabash County 61,200 34,300 39,200 44,100 48,950 52,900 56,800 60,700 64,650
Warren County 52,700 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Washington County 69,600 39,000 44,600 50,150 55,700 60,200 64,650 69,100 73,550
Wayne County 55,400 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
White County 57,200 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Whiteside County 59,900 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Will County 76,000 42,600 48,650 54,750 60,800 65,700 70,550 75,400 80,300
Williamson County 52,600 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Winnebago County 63,100 34,550 39,500 44,450 49,350 53,300 57,250 61,200 65,150
Woodford County 72,800 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150