2016 HUD Median Income for Illinois

Young home buyers
Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or lower than  the amounts listed below, mention this to the lender or broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
.

2016 HUD Median Income for Illinois Counties

 80% of the HUD Median Income 
 County_Name   Area Median Income   1 person   2 person   3 person   4 person   5 person   6 person   7 person   8 person 
Adams County                            57,200          32,900          37,600          42,300          46,950            50,750            54,500            58,250            62,000
Alexander County                            55,100          30,900          35,300          39,700          44,100            47,650            51,200            54,700            58,250
Bond County                            62,900          35,250          40,250          45,300          50,300            54,350            58,350            62,400            66,400
Boone County                            58,000          32,900          37,600          42,300          46,950            50,750            54,500            58,250            62,000
Brown County                            66,000          36,250          41,400          46,600          51,750            55,900            60,050            64,200            68,350
Bureau County                            62,100          34,800          39,800          44,750          49,700            53,700            57,700            61,650            65,650
Calhoun County                            70,300          39,400          45,000          50,650          56,250            60,750            65,250            69,750            74,250
Carroll County                            57,500          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Cass County                            55,300          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Champaign County                            69,900          39,150          44,750          50,350          55,900            60,400            64,850            69,350            73,800
Christian County                            57,500          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Clark County                            56,900          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Clay County                            53,400          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Clinton County                            70,300          39,400          45,000          50,650          56,250            60,750            65,250            69,750            74,250
Coles County                            54,900          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Cook County                            76,900          43,050          49,200          55,350          61,500            66,450            71,350            76,300            81,200
Crawford County                            60,800          34,100          38,950          43,800          48,650            52,550            56,450            60,350            64,250
Cumberland County                            55,900          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
DeKalb County                            68,200          38,200          43,650          49,100          54,550            58,950            63,300            67,650            72,050
De Witt County                            66,100          37,050          42,350          47,650          52,900            57,150            61,400            65,600            69,850
Douglas County                            66,900          37,450          42,800          48,150          53,500            57,800            62,100            66,350            70,650
DuPage County                            76,900          43,050          49,200          55,350          61,500            66,450            71,350            76,300            81,200
Edgar County                            53,000          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Edwards County                            50,600          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Effingham County                            65,900          36,900          42,200          47,450          52,700            56,950            61,150            65,350            69,600
Fayette County                            54,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Ford County                            69,900          39,150          44,750          50,350          55,900            60,400            64,850            69,350            73,800
Franklin County                            49,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Fulton County                            57,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Gallatin County                            54,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Greene County                            55,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Grundy County                            81,000          45,400          51,850          58,350          64,800            70,000            75,200            80,400            85,550
Hamilton County                            57,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Hancock County                            56,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Hardin County                            48,200          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Henderson County                            61,600          34,550          39,450          44,400          49,300            53,250            57,200            61,150            65,100
Henry County                            68,800          38,550          44,050          49,550          55,050            59,500            63,900            68,300            72,700
Iroquois County                            60,500          33,900          38,750          43,600          48,400            52,300            56,150            60,050            63,900
Jackson County                            54,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Jasper County                            61,000          34,200          39,050          43,950          48,800            52,750            56,650            60,550            64,450
Jefferson County                            56,600          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Jersey County                            70,300          39,400          45,000          50,650          56,250            60,750            65,250            69,750            74,250
Jo Daviess County                            65,200          36,550          41,750          46,950          52,150            56,350            60,500            64,700            68,850
Johnson County                            52,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Kane County                            76,900          43,050          49,200          55,350          61,500            66,450            71,350            76,300            81,200
Kankakee County                            60,500          33,900          38,750          43,600          48,400            52,300            56,150            60,050            63,900
Kendall County                            83,200          46,000          52,600          59,150          65,700            71,000            76,250            81,500            86,750
Knox County                            53,900          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Lake County                            76,900          43,050          49,200          55,350          61,500            66,450            71,350            76,300            81,200
La Salle County                            62,900          35,250          40,250          45,300          50,300            54,350            58,350            62,400            66,400
Lawrence County                            49,500          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Lee County                            63,800          35,750          40,850          45,950          51,050            55,150            59,250            63,350            67,400
Livingston County                            66,700          37,350          42,700          48,050          53,350            57,650            61,900            66,200            70,450
Logan County                            64,400          36,050          41,200          46,350          51,500            55,650            59,750            63,900            68,000
McDonough County                            55,500          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
McHenry County                            76,900          43,050          49,200          55,350          61,500            66,450            71,350            76,300            81,200
McLean County                            89,300          46,000          52,600          59,150          65,700            71,000            76,250            81,500            86,750
Macon County                            58,600          32,850          37,550          42,250          46,900            50,700            54,450            58,200            61,950
Macoupin County                            61,900          34,650          39,600          44,550          49,500            53,500            57,450            61,400            65,350
Madison County                            70,300          39,400          45,000          50,650          56,250            60,750            65,250            69,750            74,250
Marion County                            53,800          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Marshall County                            69,500          38,950          44,500          50,050          55,600            60,050            64,500            68,950            73,400
Mason County                            57,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Massac County                            56,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Menard County                            73,300          41,100          46,950          52,800          58,650            63,350            68,050            72,750            77,450
Mercer County                            68,800          38,550          44,050          49,550          55,050            59,500            63,900            68,300            72,700
Monroe County                            70,300          39,400          45,000          50,650          56,250            60,750            65,250            69,750            74,250
Montgomery County                            56,000          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Morgan County                            63,900          35,800          40,900          46,000          51,100            55,200            59,300            63,400            67,500
Moultrie County                            57,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Ogle County                            71,000          39,800          45,450          51,150          56,800            61,350            65,900            70,450            75,000
Peoria County                            69,500          38,950          44,500          50,050          55,600            60,050            64,500            68,950            73,400
Perry County                            55,100          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Piatt County                            69,900          39,150          44,750          50,350          55,900            60,400            64,850            69,350            73,800
Pike County                            50,800          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Pope County                            46,800          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Pulaski County                            47,000          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Putnam County                            70,000          39,200          44,800          50,400          56,000            60,500            65,000            69,450            73,950
Randolph County                            61,800          34,650          39,600          44,550          49,450            53,450            57,400            61,350            65,300
Richland County                            58,500          32,800          37,450          42,150          46,800            50,550            54,300            58,050            61,800
Rock Island County                            68,800          38,550          44,050          49,550          55,050            59,500            63,900            68,300            72,700
St. Clair County                            70,300          39,400          45,000          50,650          56,250            60,750            65,250            69,750            74,250
Saline County                            48,300          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Sangamon County                            73,300          41,100          46,950          52,800          58,650            63,350            68,050            72,750            77,450
Schuyler County                            60,100          33,700          38,500          43,300          48,100            51,950            55,800            59,650            63,500
Scott County                            63,200          35,400          40,450          45,500          50,550            54,600            58,650            62,700            66,750
Shelby County                            57,600          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Stark County                            69,500          38,950          44,500          50,050          55,600            60,050            64,500            68,950            73,400
Stephenson County                            55,800          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Tazewell County                            69,500          38,950          44,500          50,050          55,600            60,050            64,500            68,950            73,400
Union County                            50,200          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Vermilion County                            58,200          32,600          37,250          41,900          46,550            50,300            54,000            57,750            61,450
Wabash County                            63,000          35,300          40,350          45,400          50,400            54,450            58,500            62,500            66,550
Warren County                            55,300          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Washington County                            66,700          37,350          42,700          48,050          53,350            57,650            61,900            66,200            70,450
Wayne County                            55,500          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
White County                            57,600          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Whiteside County                            59,800          33,500          38,300          43,100          47,850            51,700            55,550            59,350            63,200
Will County                            76,900          43,050          49,200          55,350          61,500            66,450            71,350            76,300            81,200
Williamson County                            55,700          32,500          37,150          41,800          46,400            50,150            53,850            57,550            61,250
Winnebago County                            58,000          32,900          37,600          42,300          46,950            50,750            54,500            58,250            62,000
Woodford County                            69,500          38,950          44,500          50,050          55,600            60,050            64,500            68,950            73,400