2017 HUD Median Income for Illinois

Young home buyers
Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or lower than  the amounts listed below, mention this to the lender or broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
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2017 HUD Median Income for Illinois Counties




80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Adams County Adams County, IL 61,800 34,650 39,600 44,550 49,450 53,450 57,400 61,350 65,300
Alexander County Cape Girardeau, MO-IL MSA 59,000 33,000 37,700 42,400 47,100 50,900 54,650 58,450 62,200
Bond County Bond County, IL HUD Metro FMR Area 64,400 36,050 41,200 46,350 51,500 55,650 59,750 63,900 68,000
Boone County Rockford, IL MSA 60,700 34,000 38,850 43,700 48,550 52,450 56,350 60,250 64,100
Brown County Brown County, IL 66,700 38,750 44,300 49,850 55,350 59,800 64,250 68,650 73,100
Bureau County Bureau County, IL 64,000 35,850 41,000 46,100 51,200 55,300 59,400 63,500 67,600
Calhoun County St. Louis, MO-IL HUD Metro FMR Area 74,500 41,750 47,700 53,650 59,600 64,400 69,150 73,950 78,700
Carroll County Carroll County, IL 61,400 34,400 39,300 44,200 49,100 53,050 57,000 60,900 64,850
Cass County Cass County, IL 58,500 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Champaign County Champaign-Urbana, IL MSA 69,500 38,950 44,500 50,050 55,600 60,050 64,500 68,950 73,400
Christian County Christian County, IL 58,500 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Clark County Clark County, IL 58,100 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Clay County Clay County, IL 55,400 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Clinton County St. Louis, MO-IL HUD Metro FMR Area 74,500 41,750 47,700 53,650 59,600 64,400 69,150 73,950 78,700
Coles County Coles County, IL 55,300 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Cook County Chicago-Joliet-Naperville, IL HUD Metro FMR Area 79,000 44,250 50,600 56,900 63,200 68,300 73,350 78,400 83,450
Crawford County Crawford County, IL 64,200 35,950 41,100 46,250 51,350 55,500 59,600 63,700 67,800
Cumberland County Cumberland County, IL 59,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
DeKalb County DeKalb County, IL HUD Metro FMR Area 75,800 40,850 46,650 52,500 58,300 63,000 67,650 72,300 77,000
De Witt County De Witt County, IL HUD Metro FMR Area 70,500 39,500 45,150 50,800 56,400 60,950 65,450 69,950 74,450
Douglas County Douglas County, IL 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
DuPage County Chicago-Joliet-Naperville, IL HUD Metro FMR Area 79,000 44,250 50,600 56,900 63,200 68,300 73,350 78,400 83,450
Edgar County Edgar County, IL 53,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Edwards County Edwards County, IL 54,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Effingham County Effingham County, IL 66,300 37,150 42,450 47,750 53,050 57,300 61,550 65,800 70,050
Fayette County Fayette County, IL 55,200 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Ford County Champaign-Urbana, IL MSA 69,500 38,950 44,500 50,050 55,600 60,050 64,500 68,950 73,400
Franklin County Franklin County, IL 49,900 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Fulton County Fulton County, IL 58,500 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Gallatin County Gallatin County, IL 52,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Greene County Greene County, IL 54,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Grundy County Grundy County, IL HUD Metro FMR Area 82,000 45,950 52,500 59,050 65,600 70,850 76,100 81,350 86,600
Hamilton County Hamilton County, IL 59,400 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Hancock County Hancock County, IL 56,400 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Hardin County Hardin County, IL 50,200 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Henderson County Henderson County, IL 60,600 33,950 38,800 43,650 48,500 52,400 56,300 60,150 64,050
Henry County Davenport-Moline-Rock Island, IA-IL MSA 67,100 37,600 43,000 48,350 53,700 58,000 62,300 66,600 70,900
Iroquois County Iroquois County, IL 60,000 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Jackson County Jackson County, IL HUD Metro FMR Area 54,000 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Jasper County Jasper County, IL 63,800 35,750 40,850 45,950 51,050 55,150 59,250 63,350 67,400
Jefferson County Jefferson County, IL 57,600 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Jersey County St. Louis, MO-IL HUD Metro FMR Area 74,500 41,750 47,700 53,650 59,600 64,400 69,150 73,950 78,700
Jo Daviess County Jo Daviess County, IL 67,600 37,900 43,300 48,700 54,100 58,450 62,800 67,100 71,450
Johnson County Johnson County, IL 53,500 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Kane County Chicago-Joliet-Naperville, IL HUD Metro FMR Area 79,000 44,250 50,600 56,900 63,200 68,300 73,350 78,400 83,450
Kankakee County Kankakee, IL MSA 74,300 36,250 41,400 46,600 51,750 55,900 60,050 64,200 68,350
Kendall County Kendall County, IL HUD Metro FMR Area 99,600 47,600 54,400 61,200 68,000 73,450 78,900 84,350 89,800
Knox County Knox County, IL 53,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Lake County Chicago-Joliet-Naperville, IL HUD Metro FMR Area 79,000 44,250 50,600 56,900 63,200 68,300 73,350 78,400 83,450
La Salle County La Salle County, IL 65,500 36,700 41,950 47,200 52,400 56,600 60,800 65,000 69,200
Lawrence County Lawrence County, IL 51,000 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Lee County Lee County, IL 65,800 36,900 42,150 47,400 52,650 56,900 61,100 65,300 69,500
Livingston County Livingston County, IL 68,200 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Logan County Logan County, IL 65,700 36,800 42,050 47,300 52,550 56,800 61,000 65,200 69,400
McDonough County McDonough County, IL 60,700 34,000 38,850 43,700 48,550 52,450 56,350 60,250 64,100
McHenry County Chicago-Joliet-Naperville, IL HUD Metro FMR Area 79,000 44,250 50,600 56,900 63,200 68,300 73,350 78,400 83,450
McLean County Bloomington, IL HUD Metro FMR Area 79,600 46,700 53,400 60,050 66,700 72,050 77,400 82,750 88,050
Macon County Decatur, IL MSA 67,000 35,150 40,150 45,150 50,150 54,200 58,200 62,200 66,200
Macoupin County Macoupin County, IL HUD Metro FMR Area 63,000 35,300 40,350 45,400 50,400 54,450 58,500 62,500 66,550
Madison County St. Louis, MO-IL HUD Metro FMR Area 74,500 41,750 47,700 53,650 59,600 64,400 69,150 73,950 78,700
Marion County Marion County, IL 56,000 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Marshall County Peoria, IL MSA 72,500 40,600 46,400 52,200 58,000 62,650 67,300 71,950 76,600
Mason County Mason County, IL 58,600 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Massac County Massac County, IL 53,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Menard County Springfield, IL MSA 75,500 42,300 48,350 54,400 60,400 65,250 70,100 74,900 79,750
Mercer County Davenport-Moline-Rock Island, IA-IL MSA 67,100 37,600 43,000 48,350 53,700 58,000 62,300 66,600 70,900
Monroe County St. Louis, MO-IL HUD Metro FMR Area 74,500 41,750 47,700 53,650 59,600 64,400 69,150 73,950 78,700
Montgomery County Montgomery County, IL 57,100 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Morgan County Morgan County, IL 66,200 37,100 42,400 47,700 52,950 57,200 61,450 65,700 69,900
Moultrie County Moultrie County, IL 58,400 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Ogle County Ogle County, IL 71,600 40,150 45,850 51,600 57,300 61,900 66,500 71,100 75,650
Peoria County Peoria, IL MSA 72,500 40,600 46,400 52,200 58,000 62,650 67,300 71,950 76,600
Perry County Perry County, IL 56,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Piatt County Champaign-Urbana, IL MSA 69,500 38,950 44,500 50,050 55,600 60,050 64,500 68,950 73,400
Pike County Pike County, IL 51,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Pope County Pope County, IL 54,000 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Pulaski County Pulaski County, IL 49,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Putnam County Putnam County, IL 71,100 39,850 45,550 51,250 56,900 61,500 66,050 70,600 75,150
Randolph County Randolph County, IL 63,500 35,600 40,650 45,750 50,800 54,900 58,950 63,000 67,100
Richland County Richland County, IL 58,500 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Rock Island County Davenport-Moline-Rock Island, IA-IL MSA 67,100 37,600 43,000 48,350 53,700 58,000 62,300 66,600 70,900
St. Clair County St. Louis, MO-IL HUD Metro FMR Area 74,500 41,750 47,700 53,650 59,600 64,400 69,150 73,950 78,700
Saline County Saline County, IL 51,500 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Sangamon County Springfield, IL MSA 75,500 42,300 48,350 54,400 60,400 65,250 70,100 74,900 79,750
Schuyler County Schuyler County, IL 60,300 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Scott County Scott County, IL 63,600 35,650 40,750 45,850 50,900 55,000 59,050 63,150 67,200
Shelby County Shelby County, IL 59,000 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Stark County Peoria, IL MSA 72,500 40,600 46,400 52,200 58,000 62,650 67,300 71,950 76,600
Stephenson County Stephenson County, IL 57,900 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Tazewell County Peoria, IL MSA 72,500 40,600 46,400 52,200 58,000 62,650 67,300 71,950 76,600
Union County Union County, IL 51,900 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Vermilion County Danville, IL MSA 54,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Wabash County Wabash County, IL 62,500 35,000 40,000 45,000 50,000 54,000 58,000 62,000 66,000
Warren County Warren County, IL 55,800 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Washington County Washington County, IL 68,900 38,600 44,100 49,600 55,100 59,550 63,950 68,350 72,750
Wayne County Wayne County, IL 55,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
White County White County, IL 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Whiteside County Whiteside County, IL 61,500 34,450 39,400 44,300 49,200 53,150 57,100 61,050 64,950
Will County Chicago-Joliet-Naperville, IL HUD Metro FMR Area 79,000 44,250 50,600 56,900 63,200 68,300 73,350 78,400 83,450
Williamson County Williamson County, IL HUD Metro FMR Area 65,700 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Winnebago County Rockford, IL MSA 60,700 34,000 38,850 43,700 48,550 52,450 56,350 60,250 64,100
Woodford County Peoria, IL MSA 72,500 40,600 46,400 52,200 58,000 62,650 67,300 71,950 76,600