2014 HUD Median Income for Illinois

Young home buyers
Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or lower than  the amounts listed below, mention this to the lender or broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
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2014 HUD Median Income for Illinois Counties

Illinois County MSA Area Median Income
ADAMSNON METRO AREA $58,300
ALEXANDERCape Girardeau-Jackson, MO-IL $53,400
BONDSt. Louis, MO-IL $67,100
BOONERockford, IL $55,900
BROWNNON METRO AREA $58,300
BUREAUNON METRO AREA $60,400
CALHOUNSt. Louis, MO-IL $67,100
CARROLLNON METRO AREA $58,300
CASSNON METRO AREA $58,300
CHAMPAIGNChampaign-Urbana, IL $66,800
CHRISTIANNON METRO AREA $58,300
CLARKNON METRO AREA $58,300
CLAYNON METRO AREA $58,300
CLINTONSt. Louis, MO-IL $67,100
COLESNON METRO AREA $59,900
COOKChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
CRAWFORDNON METRO AREA $58,300
CUMBERLANDNON METRO AREA $58,300
DE WITTBloomington $63,400
DEKALBChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
DOUGLASNON METRO AREA $64,300
DUPAGEChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
EDGARNON METRO AREA $59,200
EDWARDSNON METRO AREA $58,300
EFFINGHAMNON METRO AREA $65,400
FAYETTENON METRO AREA $58,300
FORDChampaign-Urbana, IL $66,800
FRANKLINNON METRO AREA $58,300
FULTONNON METRO AREA $58,300
GALLATINNON METRO AREA $58,300
GREENENON METRO AREA $58,300
GRUNDYChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
HAMILTONNON METRO AREA $58,300
HANCOCKNON METRO AREA $58,300
HARDINNON METRO AREA $58,300
HENDERSONNON METRO AREA $63,200
HENRYDavenport-Moline-Rock Island, IA-IL $62,800
IROQUOISNON METRO AREA $60,700
JACKSONCarbondale-Marion $58,300
JASPERNON METRO AREA $58,300
JEFFERSONNON METRO AREA $58,300
JERSEYSt. Louis, MO-IL $67,100
JO DAVIESSNON METRO AREA $64,400
JOHNSONNON METRO AREA $58,300
KANEChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
KANKAKEEKankakee-Bradley, IL $53,800
KENDALLChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
KNOXNON METRO AREA $58,300
LA SALLENON METRO AREA $63,500
LAKEChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
LAWRENCENON METRO AREA $58,300
LEENON METRO AREA $66,900
LIVINGSTONNON METRO AREA $65,200
LOGANNON METRO AREA $68,300
MACONDecatur, IL $63,700
MACOUPINSt. Louis, MO-IL $67,100
MADISONSt. Louis, MO-IL $67,100
MARIONNON METRO AREA $58,300
MARSHALLPeoria, IL $63,700
MASONNON METRO AREA $58,300
MASSACNON METRO AREA $58,300
MCDONOUGHNON METRO AREA $58,300
MCHENRYChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
MCLEANBloomington $81,700
MENARDSpringfield, IL $69,600
MERCERDavenport-Moline-Rock Island, IA-IL $62,800
MONROESt. Louis, MO-IL $67,100
MONTGOMERYNON METRO AREA $60,700
MORGANNON METRO AREA $62,400
MOULTRIENON METRO AREA $58,300
OGLENON METRO AREA $69,700
PEORIAPeoria, IL $63,700
PERRYNON METRO AREA $58,300
PIATTChampaign-Urbana, IL $66,800
PIKENON METRO AREA $58,300
POPENON METRO AREA $58,300
PULASKINON METRO AREA $58,300
PUTNAMNON METRO AREA $67,800
RANDOLPHNON METRO AREA $61,400
RICHLANDNON METRO AREA $58,300
ROCK ISLANDDavenport-Moline-Rock Island, IA-IL $62,800
SALINENON METRO AREA $58,300
SANGAMONSpringfield, IL $69,600
SCHUYLERNON METRO AREA $58,300
SCOTTNON METRO AREA $67,100
SHELBYNON METRO AREA $60,000
ST. CLAIRSt. Louis, MO-IL $67,100
STARKPeoria, IL $63,700
STEPHENSONNON METRO AREA $58,800
TAZEWELLPeoria, IL $63,700
UNIONNON METRO AREA $58,300
VERMILIONDanville, IL $53,300
WABASHNON METRO AREA $59,300
WARRENNON METRO AREA $58,300
WASHINGTONNON METRO AREA $67,500
WAYNENON METRO AREA $58,300
WHITENON METRO AREA $58,300
WHITESIDENON METRO AREA $58,300
WILLChicago-Joliet-Naperville, IL-IN-WI MSA $72,400
WILLIAMSONCarbondale-Marion $58,300
WINNEBAGORockford, IL $55,900
WOODFORDPeoria, IL $63,700