Associate Professor of Finance
Corrigan Research Professorship
Department of Finance
Cox School of Business
Southern Methodist University
P. O. Box 750333
Dallas, TX 75275
E-mail: ruidih@smu.edu
Phone: (214) 768-1132
My SMU homepage: click here
Curriculum Vitae: click here
Welcome! Thanks for visiting my page. I am an Associate Professor of Finance at the Cox School of Business at Southern Methodist University. My research focuses on empirical corporate finance and household finance. I received my doctorate degree in finance from the University of Illinois at Urbana-Champaign in 2019 and my bachelor’s degree in economics from Brigham Young University in 2013.
PUBLISHED PAPERS
The (Missing) Relation Between Announcement Returns and Value Creation
with Itzhak Ben-David, Utpal Bhattacharya, and Stacey Jacobsen
Journal of Finance, forthcoming
Are Share Repurchases Really Flexible?
with Heitor Almeida and Yuhai Xuan
2016 Financial Management Association (FMA) Best Paper Award in Corporate Finance Semifinalist
Journal of Financial and Quantitative Analysis, forthcoming
Can Human Capital Explain Income-based Disparities in Financial Services?
with James Linck, Erik Mayer, and Christopher Parsons
Review of Financial Studies, forthcoming
The Impact of Minority Representation at Mortgage Lenders
with Scott Frame, Erica Jiang, Yeonjoon Lee, Will Liu, Erik Mayer, and Adi Sunderam
Journal of Finance 80, 1209-1260, 2025
(Note: This paper combines the working papers "The Impact of Minority Representation at Mortgage Lenders” by Frame, Huang, Mayer, and Sunderam and “Reducing Racial Disparities in Consumer Credit: The Role of Minority Loan Officers in the Era of Algorithmic Underwriting” by Jiang, Lee, and Liu.)
The Financial Consequences of Online Review Aggregators: Evidence from Yelp Ratings and SBA Loans
Management Science 71, 59-82, 2025
Trade Credit and the Stability of Supply Chains
with Nuri Ersahin and Mariassunta Giannetti
Journal of Financial Economics 155, 103830, 2024
Gender Bias in Promotions: Evidence from Financial Institutions
with Erik Mayer and Darius Miller
2022 FMA Napa/Sonoma Conference Best Paper Award
Review of Financial Studies 37, 1685-1728, 2024
Supply Chain Risk: Changes in Supplier Composition and Vertical Integration
with Nuri Ersahin and Mariassunta Giannetti
Journal of International Economics 147, 103854, 2024
How does Human Capital Matter? Evidence from Venture Capital
with Lifeng Gu, Yifei Mao, and Xuan Tian
Journal of Financial and Quantitative Analysis 57, 2063-2094, 2022
SELECTED WORKING PAPERS
Human Capital and Local Credit Supply: Evidence from the Mortgage Industry
with Erik Mayer, Sheridan Titman, and David Xu
Presentations: Baylor University, Brigham Young University, Southern Methodist University (scheduled), University of North Texas (scheduled), 2025 Midwest Finance Association annual meeting, 2025 St. Louis Fed Annual Workshop on Financial Institutions, 2025 Northern Finance Association (NFA) annual meeting (scheduled), 2025 Real Estate Finance and Investment Symposium (scheduled), 2025 FMA Annual Meeting (scheduled), and 2026 AFA-AREUEA joint session (scheduled)
The Impact of Competition on Startup and VC Behavior
with Nuri Ersahin and Naveen Khanna
2021 Financial Management Association (FMA) Best Paper Award in Financial Institutions and Markets Semifinalist
Presentations: Finance, Organizations, and Market (FOM) Research Group seminar, Southern Methodist University, Shanghai Advanced Insititute of Finance, 2021 Lone Star Finance Conference, 2021 FMA Annual Meeting, and 2021 Paris December Finance Meeting
How Does Health Insurance Affect Firm Employment and Performance? Evidence from Obamacare
with Heitor Almeida, Ping Liu, and Yuhai Xuan
Presentations: 2020 European Finance Association (EFA) Annual meeting, 2020 Financial Intermediation Research Association (FIRS) annual meeting (canceled due to Covid19), 2019 American Finance Association (AFA) annual meeting, 2019 European Financial Management Association (EFMA) annual meeting, and 2018 Society for Financial Studies (SFS) Cavalcade
Management Science, Accepted
"Trading" Political Favors: Evidence from the Impact of the STOCK Act
with Yuhai Xuan
2018 China International Conference in Finance (CICF) Best Paper Award
Presentations: 2018 American Finance Association (AFA) annual meeting, 2018 China International Conference in Finance (CICF), and 14th Annual Conference on Corporate Finance at Washington University in St. Louis
SELECTED HONORS and AWARDS
Research Excellence Award, Southern Methodist University 2025
Golden Mustang Teaching Award nominee, Southern Methodist University 2024
FMA Napa/Sonoma Conference Best Paper Award 2022
Financial Management Association (FMA) Best Paper Award in Financial Institutions and Markets semifinalist 2021
Schewe Fellowship, University of Illinois 2018-2019
China International Conference in Finance (CICF) Best Paper Award 2018
Richard D. and Anne Marie Irwin Fellowship, University of Illinois 2017-2018
Leonard J. and Sharon C. Santow Teaching Excellence Award, University of Illinois 2016
List of Teachers Ranked as Excellent, with “Outstanding” ratings, University of Illinois 2016
Financial Management Association (FMA) Best Paper Award in Corporate Finance semifinalist 2016
American Finance Association (AFA) Student Travel Grant 2016
Lakonishok Doctoral Fellowship, University of Illinois 2014-2015
Phi Kappa Phi Honorary Society, University of Illinois 2014
University Fellowship, University of Illinois 2013-2014
University Scholarship, Brigham Young University 2010-2013
Beta Alpha Psi Honorary Society, Brigham Young University 2010