So you received a letter from a Debt Collector. Be sure to do the following. We are not lawyers and do not give legal advice but sending Certified/Return Receipt requested letters is a good way to protect yourself.
Did you respond to the WARNING in the LETTER?
It should have said something like this.
“This has been sent to you by a collection agency, and any information obtained from you may be used for the purpose of collecting a debt. All portions of this claim shall be assumed valid unless disputed in writing.”
This warning gives you the opportunity to dispute the balance.
How would the Collection Agency know about the true amount owed? They have to take the creditors ledger as true. And then the homeowner has 30 days to dispute the debt and show that payments were made.
Please, Please contact the Collection Agency in WRITING.
Bob Robey, HOACorruption.com
Jonathan Friedrich files fraud suit against Rancho Bel Air in Las Vegas.
HOA PROVEN EMBEZZLEMENT CASES
HOA member accused of spying on & threatening residents- By Darcy Spears CREATED May. 13, 2013 http://www.ktnv.com/contact13/hoahallofshame/207282771.html
Dont' let this happen in NV.http://www.wsbtv.com/news/news/local/do-security-guards-issuing-traffic-tickets-overste/nXXbD/
CAI files amicus brief in Illinois Supreme Court claiming HOA is like a government http://pvtgov.wordpress.com/2012/08/18/court-decisions-hoa-enlightenment-movement-vs-the-dark-ages/
HOA Slime Continues Oozing In Nevada Politics - Assemblywomen Ellen Spiegel and Collection Companies -http://neighborsatwar.com/2013/02/hoa-slime-continues-oozing-in-nevada-politics/
This web site is DEDICATED to restoring Civil and Constitutional rights to all individuals living in Common Interest Communities in Nevada and elsewhere as provided under the United States Constitution and Federal Laws, to change State Statutes through the legislative process, to stop intrusive and punitive actions, stop misuse of and to protect homeowners funds, limit the powers of abusive Board of Directors in Associations and expose abuses to homeowners.
Please visit the ARCHIVES SECTION to view /read about previous HOA Abuses, Law Suits & Corruption Stories. There is a "site" search engine in the upper right hand corner.
Reston’s Shadowood condominiums make new Va. case law, can’t impose fees on rule violators http://www.washingtonpost.com/blogs/the-state-of-nova/post/restons-shadowood-condominiums-make-new-va-case-law-cant-impose-fees-on-rule-violators/2012/12/13/52fb582c-4554-11e2-9648-a2c323a991d6_blog.html
The Creepy Case Against Your Homeowners Association
Neighbors At War is a critical examination of the modern Homeowners Association movement, and how it has robbed 62 million Americans of their civil rights as outlined in the U.S. Constitution. Homeowners often move into these planned communities and unwittingly sign documents that control their behavior in a multitude of ways. Failing to abide by these 'personality and private behavior' controls has cost thousands of homeowners their homes, their life savings and their peace of mind. While HOAs were theoretically created to protect property values, there is incredible incentive for HOA board officers to "go rogue" and unnecessarily abuse fellow homeowners. When that happens, neighborhoods are torn apart, property values plummet and lives are ruined. Another national scandal is the amount of financial corruption of HOA board members. In one American city, federal indictments of dozens of well-known public figures show what happens when HOAs go out of control.
"the police insist such assaults and threats of violence are an association matter not of interest to law enforcement."
B of A sues 28 Nevada HOAs, collection agencies in lien dispute http://www.vegasinc.com/news/2012/oct/18/b-sues-28-nevada-hoas-collection-agencies-lien-dis/
RANCHO BEL AIR VIOLATED STATE LAW 116.31151 BY NOT HOLDING A BUDGET RATIFICATION MEETING.
Complaints rejected by NRED (Nevada Real Estate Division)?