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2015 HUD Median Income for Georgia Counties

Median household income is used for a range of reasons, that include calculating eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act).

Fannie Mae and Freddie Mac each have a special loan program that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage).

If you’re searching for a mortgage and your household income is at or lower than  the limits displayed below, tell this to the lender or mortgage broker. The benefit may be a lower downpayment, closing cost assistance, grant money, cheaper interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”



2015
Georgia HUD Median Income Limits
2015 Median County Income 80% of Median Household Income
County Name Median Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Appling County 44,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Atkinson County 36,800 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Bacon County 46,700 26,150 29,900 33,650 37,350 40,350 43,350 46,350 49,350
Baker County 45,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Baldwin County 51,700 28,950 33,100 37,250 41,350 44,700 48,000 51,300 54,600
Banks County 53,600 30,050 34,350 38,650 42,900 46,350 49,800 53,200 56,650
Barrow County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Bartow County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Ben Hill County 38,600 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Berrien County 42,700 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Bibb County 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Bleckley County 58,800 31,850 36,400 40,950 45,450 49,100 52,750 56,400 60,000
Brantley County 55,300 31,000 35,400 39,850 44,250 47,800 51,350 54,900 58,450
Brooks County 50,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Bryan County 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Bulloch County 51,700 28,950 33,100 37,250 41,350 44,700 48,000 51,300 54,600
Burke County 59,100 33,150 37,850 42,600 47,300 51,100 54,900 58,700 62,450
Butts County 64,700 36,250 41,400 46,600 51,750 55,900 60,050 64,200 68,350
Calhoun County 46,300 25,950 29,650 33,350 37,050 40,050 43,000 45,950 48,950
Camden County 65,400 36,650 41,850 47,100 52,300 56,500 60,700 64,900 69,050
Candler County 41,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Carroll County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Catoosa County 59,000 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Charlton County 51,000 28,600 32,650 36,750 40,800 44,100 47,350 50,600 53,900
Chatham County 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Chattahoochee County 58,200 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Chattooga County 43,000 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Cherokee County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Clarke County 56,600 31,750 36,250 40,800 45,300 48,950 52,550 56,200 59,800
Clay County 29,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Clayton County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Clinch County 47,100 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Cobb County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Coffee County 42,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Colquitt County 43,700 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Columbia County 59,100 33,150 37,850 42,600 47,300 51,100 54,900 58,700 62,450
Cook County 50,300 28,150 32,150 36,150 40,150 43,400 46,600 49,800 53,000
Coweta County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Crawford County 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Crisp County 44,600 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Dade County 59,000 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Dawson County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Decatur County 43,300 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
DeKalb County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Dodge County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Dooly County 43,600 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Dougherty County 45,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Douglas County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Early County 44,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Echols County 50,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Effingham County 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Elbert County 42,700 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Emanuel County 39,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Evans County 48,100 26,950 30,800 34,650 38,500 41,600 44,700 47,750 50,850
Fannin County 44,200 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Fayette County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Floyd County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
Forsyth County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Franklin County 46,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Fulton County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Gilmer County 45,600 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Glascock County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Glynn County 55,300 31,000 35,400 39,850 44,250 47,800 51,350 54,900 58,450
Gordon County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Grady County 41,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Greene County 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Gwinnett County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Habersham County 52,900 29,650 33,850 38,100 42,300 45,700 49,100 52,500 55,850
Hall County 60,700 33,250 38,000 42,750 47,500 51,300 55,100 58,900 62,700
Hancock County 35,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Haralson County 47,100 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Harris County 58,200 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Hart County 46,600 26,150 29,850 33,600 37,300 40,300 43,300 46,300 49,250
Heard County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Henry County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Houston County 71,800 38,750 44,250 49,800 55,300 59,750 64,150 68,600 73,000
Irwin County 50,800 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Jackson County 62,300 34,900 39,900 44,900 49,850 53,850 57,850 61,850 65,850
Jasper County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Jeff Davis County 44,800 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Jefferson County 36,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Jenkins County 34,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Johnson County 43,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Jones County 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Lamar County 48,400 27,100 31,000 34,850 38,700 41,800 44,900 48,000 51,100
Lanier County 50,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Laurens County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Lee County 45,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Liberty County 48,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Lincoln County 45,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Long County 51,000 28,600 32,650 36,750 40,800 44,100 47,350 50,600 53,900
Lowndes County 50,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Lumpkin County 57,700 32,350 36,950 41,550 46,150 49,850 53,550 57,250 60,950
McDuffie County 59,100 33,150 37,850 42,600 47,300 51,100 54,900 58,700 62,450
McIntosh County 55,300 31,000 35,400 39,850 44,250 47,800 51,350 54,900 58,450
Macon County 38,800 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Madison County 56,600 31,750 36,250 40,800 45,300 48,950 52,550 56,200 59,800
Marion County 58,200 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Meriwether County 48,000 26,900 30,750 34,600 38,400 41,500 44,550 47,650 50,700
Miller County 44,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Mitchell County 45,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Monroe County 61,400 34,400 39,300 44,200 49,100 53,050 57,000 60,900 64,850
Montgomery County 45,500 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Morgan County 56,600 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Murray County 46,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Muscogee County 58,200 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Newton County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Oconee County 56,600 31,750 36,250 40,800 45,300 48,950 52,550 56,200 59,800
Oglethorpe County 56,600 31,750 36,250 40,800 45,300 48,950 52,550 56,200 59,800
Paulding County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Peach County 54,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Pickens County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Pierce County 49,900 27,950 31,950 35,950 39,900 43,100 46,300 49,500 52,700
Pike County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Polk County 50,600 28,350 32,400 36,450 40,500 43,750 47,000 50,250 53,500
Pulaski County 47,900 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Putnam County 47,500 27,250 31,150 35,050 38,900 42,050 45,150 48,250 51,350
Quitman County 40,800 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Rabun County 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
Randolph County 38,800 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Richmond County 59,100 33,150 37,850 42,600 47,300 51,100 54,900 58,700 62,450
Rockdale County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Schley County 55,900 30,550 34,900 39,250 43,600 47,100 50,600 54,100 57,600
Screven County 50,900 27,650 31,600 35,550 39,500 42,700 45,850 49,000 52,150
Seminole County 34,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Spalding County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Stephens County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Stewart County 36,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Sumter County 45,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Talbot County 40,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Taliaferro County 38,800 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Tattnall County 50,400 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Taylor County 37,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Telfair County 33,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Terrell County 45,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Thomas County 43,600 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Tift County 49,700 27,850 31,800 35,800 39,750 42,950 46,150 49,300 52,500
Toombs County 50,700 28,200 32,200 36,250 40,250 43,500 46,700 49,950 53,150
Towns County 47,900 27,400 31,300 35,200 39,100 42,250 45,400 48,500 51,650
Treutlen County 52,000 27,350 31,250 35,150 39,050 42,200 45,300 48,450 51,550
Troup County 52,700 29,050 33,200 37,350 41,500 44,850 48,150 51,500 54,800
Turner County 37,500 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Twiggs County 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Union County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Upson County 45,000 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Walker County 59,000 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Walton County 68,300 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Ware County 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Warren County 40,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Washington County 49,300 27,550 31,450 35,400 39,300 42,450 45,600 48,750 51,900
Wayne County 46,700 26,600 30,400 34,200 38,000 41,050 44,100 47,150 50,200
Webster County 52,200 27,950 31,950 35,950 39,900 43,100 46,300 49,500 52,700
Wheeler County 37,400 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
White County 54,200 30,350 34,700 39,050 43,350 46,850 50,300 53,800 57,250
Whitfield County 43,600 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Wilcox County 41,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Wilkes County 39,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Wilkinson County 51,700 27,650 31,600 35,550 39,500 42,700 45,850 49,000 52,150
Worth County 45,900 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750