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2017 HUD Median Income for Georgia Counties

Median household income is used for a range of reasons, that include calculating eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act).

Fannie Mae and Freddie Mac each have a special loan program that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage).

If you’re searching for a mortgage and your household income is at or lower than  the limits displayed below, tell this to the lender or mortgage broker. The benefit may be a lower downpayment, closing cost assistance, grant money, cheaper interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”



2017
Georgia HUD Median Income Limits



80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Appling County Appling County, GA 47,900 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Atkinson County Atkinson County, GA 38,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Bacon County Bacon County, GA 50,200 28,150 32,150 36,150 40,150 43,400 46,600 49,800 53,000
Baker County Albany, GA MSA 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Baldwin County Baldwin County, GA 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Banks County Banks County, GA 54,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Barrow County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Bartow County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Ben Hill County Ben Hill County, GA 37,900 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Berrien County Berrien County, GA 43,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Bibb County Macon, GA HUD Metro FMR Area 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Bleckley County Bleckley County, GA 48,400 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Brantley County Brunswick, GA MSA 54,900 30,750 35,150 39,550 43,900 47,450 50,950 54,450 57,950
Brooks County Valdosta, GA MSA 45,900 26,800 30,600 34,450 38,250 41,350 44,400 47,450 50,500
Bryan County Savannah, GA MSA 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
Bulloch County Bulloch County, GA 50,000 28,000 32,000 36,000 40,000 43,200 46,400 49,600 52,800
Burke County Augusta-Richmond County, GA-SC HUD Metro FMR Area 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Butts County Butts County, GA HUD Metro FMR Area 62,100 34,800 39,800 44,750 49,700 53,700 57,700 61,650 65,650
Calhoun County Calhoun County, GA 34,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Camden County Camden County, GA 62,100 34,800 39,800 44,750 49,700 53,700 57,700 61,650 65,650
Candler County Candler County, GA 39,800 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Carroll County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Catoosa County Chattanooga, TN-GA MSA 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Charlton County Charlton County, GA 54,800 30,700 35,100 39,500 43,850 47,400 50,900 54,400 57,900
Chatham County Savannah, GA MSA 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
Chattahoochee County Columbus, GA-AL MSA 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Chattooga County Chattooga County, GA 41,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Cherokee County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Clarke County Athens-Clarke County, GA MSA 61,500 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Clay County Clay County, GA 30,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Clayton County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Clinch County Clinch County, GA 43,800 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Cobb County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Coffee County Coffee County, GA 43,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Colquitt County Colquitt County, GA 39,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Columbia County Augusta-Richmond County, GA-SC HUD Metro FMR Area 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Cook County Cook County, GA 43,800 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Coweta County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Crawford County Macon, GA HUD Metro FMR Area 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Crisp County Crisp County, GA 44,700 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Dade County Chattanooga, TN-GA MSA 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Dawson County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Decatur County Decatur County, GA 44,300 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
DeKalb County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Dodge County Dodge County, GA 49,300 27,650 31,600 35,550 39,450 42,650 45,800 48,950 52,100
Dooly County Dooly County, GA 38,100 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Dougherty County Albany, GA MSA 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Douglas County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Early County Early County, GA 43,700 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Echols County Valdosta, GA MSA 45,900 26,800 30,600 34,450 38,250 41,350 44,400 47,450 50,500
Effingham County Savannah, GA MSA 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
Elbert County Elbert County, GA 43,600 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Emanuel County Emanuel County, GA 39,000 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Evans County Evans County, GA 48,400 27,100 31,000 34,850 38,700 41,800 44,900 48,000 51,100
Fannin County Fannin County, GA 42,700 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Fayette County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Floyd County Rome, GA MSA 51,900 29,050 33,200 37,350 41,500 44,850 48,150 51,500 54,800
Forsyth County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Franklin County Franklin County, GA 47,200 26,450 30,200 34,000 37,750 40,800 43,800 46,850 49,850
Fulton County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Gilmer County Gilmer County, GA 48,800 27,350 31,250 35,150 39,050 42,200 45,300 48,450 51,550
Glascock County Glascock County, GA 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Glynn County Brunswick, GA MSA 54,900 30,750 35,150 39,550 43,900 47,450 50,950 54,450 57,950
Gordon County Gordon County, GA 49,400 27,650 31,600 35,550 39,500 42,700 45,850 49,000 52,150
Grady County Grady County, GA 39,600 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Greene County Greene County, GA 50,900 28,500 32,600 36,650 40,700 44,000 47,250 50,500 53,750
Gwinnett County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Habersham County Habersham County, GA 51,800 29,050 33,200 37,350 41,450 44,800 48,100 51,400 54,750
Hall County Gainesville, GA MSA 61,700 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Hancock County Hancock County, GA 32,300 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Haralson County Haralson County, GA HUD Metro FMR Area 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Harris County Columbus, GA-AL MSA 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Hart County Hart County, GA 48,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Heard County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Henry County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Houston County Warner Robins, GA HUD Metro FMR Area 57,900 35,000 40,000 45,000 50,000 54,000 58,000 62,000 66,000
Irwin County Irwin County, GA 48,900 27,400 31,300 35,200 39,100 42,250 45,400 48,500 51,650
Jackson County Jackson County, GA 63,600 35,650 40,750 45,850 50,900 55,000 59,050 63,150 67,200
Jasper County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Jeff Davis County Jeff Davis County, GA 44,900 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Jefferson County Jefferson County, GA 33,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Jenkins County Jenkins County, GA 37,300 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Johnson County Johnson County, GA 46,300 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Jones County Macon, GA HUD Metro FMR Area 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Lamar County Lamar County, GA HUD Metro FMR Area 51,600 28,950 33,050 37,200 41,300 44,650 47,950 51,250 54,550
Lanier County Valdosta, GA MSA 45,900 26,800 30,600 34,450 38,250 41,350 44,400 47,450 50,500
Laurens County Laurens County, GA 44,200 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Lee County Albany, GA MSA 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Liberty County Hinesville, GA HUD Metro FMR Area 46,600 29,400 33,600 37,800 42,000 45,400 48,750 52,100 55,450
Lincoln County Lincoln County, GA HUD Metro FMR Area 47,200 26,450 30,200 34,000 37,750 40,800 43,800 46,850 49,850
Long County Long County, GA HUD Metro FMR Area 57,500 31,100 35,550 40,000 44,400 48,000 51,550 55,100 58,650
Lowndes County Valdosta, GA MSA 45,900 26,800 30,600 34,450 38,250 41,350 44,400 47,450 50,500
Lumpkin County Lumpkin County, GA 58,300 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
McDuffie County Augusta-Richmond County, GA-SC HUD Metro FMR Area 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
McIntosh County Brunswick, GA MSA 54,900 30,750 35,150 39,550 43,900 47,450 50,950 54,450 57,950
Macon County Macon County, GA 39,700 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Madison County Athens-Clarke County, GA MSA 61,500 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Marion County Columbus, GA-AL MSA 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Meriwether County Meriwether County, GA HUD Metro FMR Area 44,800 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Miller County Miller County, GA 41,800 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Mitchell County Mitchell County, GA 39,700 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Monroe County Monroe County, GA HUD Metro FMR Area 59,300 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Montgomery County Montgomery County, GA 46,100 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Morgan County Morgan County, GA HUD Metro FMR Area 58,400 32,700 37,400 42,050 46,700 50,450 54,200 57,950 61,650
Murray County Murray County, GA HUD Metro FMR Area 43,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Muscogee County Columbus, GA-AL MSA 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Newton County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Oconee County Athens-Clarke County, GA MSA 61,500 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Oglethorpe County Athens-Clarke County, GA MSA 61,500 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Paulding County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Peach County Peach County, GA HUD Metro FMR Area 51,700 28,950 33,100 37,250 41,350 44,700 48,000 51,300 54,600
Pickens County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Pierce County Pierce County, GA 51,200 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Pike County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Polk County Polk County, GA 49,100 27,550 31,450 35,400 39,300 42,450 45,600 48,750 51,900
Pulaski County Pulaski County, GA HUD Metro FMR Area 47,200 26,450 30,200 34,000 37,750 40,800 43,800 46,850 49,850
Putnam County Putnam County, GA 53,900 30,200 34,500 38,800 43,100 46,550 50,000 53,450 56,900
Quitman County Quitman County, GA 35,000 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Rabun County Rabun County, GA 49,000 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Randolph County Randolph County, GA 34,600 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Richmond County Augusta-Richmond County, GA-SC HUD Metro FMR Area 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Rockdale County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Schley County Schley County, GA 51,000 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Screven County Screven County, GA 46,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Seminole County Seminole County, GA 43,600 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Spalding County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Stephens County Stephens County, GA 52,600 28,850 33,000 37,100 41,200 44,500 47,800 51,100 54,400
Stewart County Stewart County, GA 29,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Sumter County Sumter County, GA 43,200 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Talbot County Talbot County, GA 42,800 26,250 30,000 33,750 37,450 40,450 43,450 46,450 49,450
Taliaferro County Taliaferro County, GA 35,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Tattnall County Tattnall County, GA 46,700 26,150 29,900 33,650 37,350 40,350 43,350 46,350 49,350
Taylor County Taylor County, GA 37,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Telfair County Telfair County, GA 35,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Terrell County Albany, GA MSA 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Thomas County Thomas County, GA 45,200 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Tift County Tift County, GA 48,200 27,000 30,850 34,700 38,550 41,650 44,750 47,850 50,900
Toombs County Toombs County, GA 45,600 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Towns County Towns County, GA 49,000 27,450 31,400 35,300 39,200 42,350 45,500 48,650 51,750
Treutlen County Treutlen County, GA 54,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Troup County Troup County, GA 49,300 27,700 31,650 35,600 39,550 42,750 45,900 49,050 52,250
Turner County Turner County, GA 36,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Twiggs County Macon, GA HUD Metro FMR Area 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Union County Union County, GA 51,200 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Upson County Upson County, GA 44,200 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Walker County Chattanooga, TN-GA MSA 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Walton County Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area 69,700 39,050 44,600 50,200 55,750 60,250 64,700 69,150 73,600
Ware County Ware County, GA 45,000 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Warren County Warren County, GA 40,200 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Washington County Washington County, GA 46,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Wayne County Wayne County, GA 48,800 27,100 31,000 34,850 38,700 41,800 44,900 48,000 51,100
Webster County Webster County, GA 45,000 27,900 31,850 35,850 39,800 43,000 46,200 49,400 52,550
Wheeler County Wheeler County, GA 36,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
White County White County, GA 53,200 29,800 34,050 38,300 42,550 46,000 49,400 52,800 56,200
Whitfield County Dalton, GA HUD Metro FMR Area 52,700 27,100 31,000 34,850 38,700 41,800 44,900 48,000 51,100
Wilcox County Wilcox County, GA 41,400 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Wilkes County Wilkes County, GA 41,000 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Wilkinson County Wilkinson County, GA 44,800 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Worth County Albany, GA MSA 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000