Curriculum Vitae PDF
 

Refereed Publications

  1. "Unsecured Credit Supply, Credit Cycles, and Regulation," with Song Han and Ben Keys, Review of Financial Studies, forthcoming. PDF
  2. "Household Income Uncertainties over Three Decades," with James Feigenbaum, Oxford Economic Papers, vol. 67, (October) 2015, pp. 963-86. PDF
  3. "Are Adjustable Mortgage Borrowers Borrowing Constrained?" with Kathleen Johnson, Real Estate Economics, vol 42, (Summer) 2014, pp. 457-71. PDF
  4. "Information Sharing and Stock Market Participation: Evidence from Extended Families," Review of Economics and Statistics, vol. 96, (March) 2014, pp. 151-60. PDF
  5. "Are Household Surveys Like Tax Forms: Evidence from Income Underreporting of the Self Employed," with Erik Hurst and Ben Pugsley, Review of Economics and Statistics, vol. 96, (March) 2014. PDF
  6. "Lifecycle Dynamics of Income Uncertainty and Consumption," with James Feigenbaum, Advances Tier, B.E. Journal of Macroeconomics, vol. 12 (May) 2012. PDF
  7. “Household Borrowing after Personal Bankruptcy,” with Song Han, Journal of Money Credit and Banking, vol.43 (March-April) 2011, pp. 491-518. PDF
  8. “The Debt Payment to Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys,” with Kathleen Johnson, Journal of Money Credit and Banking, vol.42 (October) 2010, pp. 1373-90. PDF
  9. “401(k) Loans and Household Balance Sheets,” with Paul Smith, National Tax Journal, vol. 63 (September) 2010, pp. 479-508. PDF
  10. “New Expenditure Data in the Panel Study of Income Dynamics: Comparisons with the Consumer Expenditure Survey Data,” with Robert Schoeni, Sheldon Danziger, and Kerwin Charles, Monthly Labor Review, February 2010, pp. 29-39. PDF
  11. “Household Liabilities in the Consumer Expenditure Survey,” with Kathleen Johnson, Monthly Labor Review, December 2009, pp. 20-29. PDF
  12. “Choice of Mortgage Contracts: Evidence from the Survey of Consumer Finances,” with Brahima Coulibaly, Real Estate Economics, vol. 37 (Winter), 2009. pp. 659-73. PDF
  13. “Transaction Costs and Consumption,” Journal of Economic Dynamic and Control, vol. 33 (June) 2009, pp. 1263-77.  PDF
  14. “Do Homeowners Increase Consumption after the Last Mortgage Payment? An Alternative Test of the Permanent Income Hypothesis,” with Brahima Coulibaly, Review of Economics and Statistics vol. 88 (February) 2006, pp. 10-19.  PDF
  15. “Big push industrialization: some empirical evidence for East Asia and Eastern Europe,” with Kishore Gawande and Christine Sauer, Economics Bulletin, 15(9), 2003, pp 1-7. PDF


Other Publications

  1. "Having a Lot Isn't Enough: Trends in Upsizing Houses and Shrinking Lots," with Dillon Bowen, FEDS Notes 2017-11-03. Board of Governors of the Federal Reserve System, https://www.federalreserve.gov/econres/notes/feds-notes/trends-in-upsizing-houses-and-shrinking-lots-20171103.htm
  2. "The Young and the Carless? The Demographics of New Vehicle Purchases," (with Chris Kurz and Dan Vine) FEDS Notes 2016-06-24. Board of Governors of the Federal Reserve System, https://www.federalreserve.gov/econresdata/notes/feds-notes/2016/the-young-and-the-carless-the-demographics-of-new-vehicle-purchases-20160624.html.
  3. "Is Underemployment Underestimated? Evidence from Panel Data" (with Brett McCully) FEDS Notes 2016-05-16. Board of Governors of the Federal Reserve System, https://www.federalreserve.gov/econresdata/notes/feds-notes/2016/is-underemployment-underestimated-evidence-from-panel-data-20160516.html
  4. Do People Leave Money on the Table? Evidence from Joint Mortgage Applications and the Minimum FICO Rule,” (with Weifeng Wu and Vincent Yao) FEDS Notes 2016-03-28. Washington: Board of Governors of the Federal Reserve System, https://www.federalreserve.gov/econresdata/notes/feds-notes/2016/do-people-leave-money-on-the-table-20160328.html.
  5. “Credit Scores, Trust, and Stock Market Participation,” (with Jesse Bricker) FEDS Notes 2015-10-01. Board of Governors of the Federal Reserve System, http://www.federalreserve.gov/econresdata/notes/feds-notes/2015/credit-scores-trust-and-stock-market-participation-20151001.html.
  6. “Who Drives Luxury Cars (Only for a While)?” (with Chris Kurz) FEDS Notes 2015-06-01. Board of Governors of the Federal Reserve System, http://www.federalreserve.gov/econresdata/notes/feds-notes/2015/who-drives-luxury-cars-20150601.html.
  7. “How Does Student Loan Debt Affect Light Vehicle Purchases?” (with Chris Kurz) FEDS Notes 2015-02-02. Board of Governors of the Federal Reserve System, http://www.federalreserve.gov/econresdata/notes/feds-notes/2015/how-does-student-loan-debt-affect-light-vehicle-purchases-20150202.html.
  8. “Estimates of Annual Consumption Expenditures and Its Major Subcomponents in the PSID in comparison to the CE,” (with Patricia Andreski, Zahid Samancioglu, and Robert Schoeni), American Economic Review Papers & Proceedings, vol. 104, (May) 2014, pp. 132-135.
  9. “Intergenerational Correlation of Consumption Expenditures,” (with Kerwin Charles, Sheldon Danziger, and Robert Schoeni), American Economic Review Papers & Proceedings, vol. 104, (May) 2014, pp. 136-140.


Working Papers

  1. “Credit Scores, Social Capital, and Stock Market Participation,” (with Jesse Bricker) PDF
  2. “Credit Scores and Committed Relationships,” (with Jane Dokko and Jessica Hayes). PDF
  3. Whose Beliefs Drive Trade in the Stock Market? Evidence from Household Belief Dispersion and Trading, (with Dan Li) revised. PDF  
  4. Gamblers as Personal Finance Activists. PDF
  5. Do Constraints on Market Work Hours Change Home Production Efforts? PDF 
  6. Learning by Investing: Embodied Technology and Business Cycles, PDF