Professor of Economics
email: john.gathergood at nottingham.ac.uk
Welcome to my webpage. I am Professor of Economics at the University of Nottingham, where I undertake research in the fields of consumer finance and household finance, and I teach financial economics. Much of my research is collaborative with firms of government bodies who provide and/or regulate financial services, including recent collaborations with Barclays, Hargreaves Lansdown, Lloyds Banking Group, Natwest Bank, the Financial Conduct Authority, the Payment Systems Regulator and the National Employee Savings Trust. I am grateful to United Kingdom Research and Innovation for ongoing funding of much of my research. In addition to academic research, I regularly collaborate / am commissioned to write research reports and opinion pieces. I have also served as an expert witness and have provided expert opinions for legal and judicial processes. My non-academic engagements are managed by Axiom Economics Ltd, of which I am co-founder and managing director. I am currently an academic advisor to the Financial Conduct Authority and a member of the expert panel for Economics & Econometrics for the UK's Research Excellence Framework 2029. My academic CV is provided at the link above, for my expert and advisory CV please contact me.
Working Papers
Human Capital from Childhood Exposure to Homeownership: Evidence from Right-to-Buy (with Richard Disney, Stephen Machin and Matteo Sandi)
CEP Working Paper #2065. CESifo Working Paper #11582, IZA Discussion Paper #17633
Submitted. This version December 2024.
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment (with John Beshears, Matthew Blakstad, James J. Choi, Chris Firth, David Laibson, Richard Notley, Jesal D. Sheth, Will Sandbrook and Neil Stewart)
NBER Working Paper #32100. NBER Digest.
Submitted. This version October 2024.
The Limits of Nudge: Evidence from Online Property Listings (with David Hume and Neil Stewart)
Submitted. This version August 2025.
Preventing Payments Fraud in the FinTech Era: New Evidence from a Behavioural Experiment (with Jesper Akesson and Edika Quispe-Torreblanca)
Submitted. This version August 2025.