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Motorists are generally responsible to have insurance on their car, but the true cost of car insurance is far higher than what you will find from an instant auto insurance quote. Obtaining an insurance quote can be as easy as a phone call to various companies, an Internet inquiry, or talking directly with your current insurance agent.

There are several important decisions you need to make regarding auto insurance before obtaining a quote. This includes the types of coverage you want, the amount of coverage you need, and researching the requirements in your state. The following gives you some basic information about obtaining an instant auto insurance quote from any company.

Getting your instant auto insurance quote requires answering questions regarding your driving history. The agent will need to know the coverage you want. He or she will also need some personal information for any drivers who live in your household.