Abbeville ,Darlington ,Lee  Aiken ,County Dillon, Lexington,  Allendale, Dorchester,   Marion,  Anderson, Edgefield,  Marlboro,  Bamberg, Fairfield,   McCormick ,  Barnwell,  Florence Newberry County, Beaufort County ,Georgetown County, Oconee County, Berkeley County, Greenville County, Orangeburg County, Calhoun County, Greenwood County, Pickens County, Charleston County, Hampton County, Richland County, Cherokee County, Horry County, Saluda County, Chester County, Jasper County, Spartanburg County, Chesterfield County, Kershaw County, Sumter County, Clarendon County, Lancaster County, Union County, Colleton County, Laurens County, Williamsburg County, Darlington County AND ALL OF SOUTH CAROLINA

The South Carolina State Accident Fund is the leading provider of workers' compensation insurance in South Carolina. Since 1943, SAF has provided a continuous, guaranteed source of cost effective workers' compensation coverage. Today we serve nearly 700 employers and 200,000 employees throughout the state.

As the leading experts on workers' compensation in South Carolina, they understand the important role they play in the economic and social well-being of the citizens of our state. A strong and viable workers' compensation system requires employers, injured workers, the medical services industry, and insurance carriers to share information and coordinate their efforts as a unified team, to minimize frequency and severity of work-place accidents and timely return injured workers to productive employment.  

What you need to know about your North Carolina Workers Compensation Claim

Any full-time employee (working for an employer with four or more employees) who has an employment related injury and needs medical attention will be covered under workers’ compensation insurance. 


You  MUST notify your  employer within 90 days of the injury or risk losing the right to benefits under workers compensation. (It is recommended that you record details of your accident and to whom you reported it.)

  •  Report the accident immediately to your supervisor and request medical treatment for your injuries.
  •  Follow up to assure that the supervisor has completed the necessary paperwork and filed it, as required by law.
  •  Obtain a copy of the paperwork and keep in a safe place, in case it its needed later.
  •  Call the South Carolina Workers' Compensation Commission at 803-737-5700 to confirm that the accident has been properly reported by your employer

About Your Claim

These questions will be asked and reviewed

  • Is the accident/disease/injury undisputed?
  • Is the workers compensation rate miscalculated?
  • Who are the treating Doctors chosen by your employer?                                                                                           
  • The impairment rating given by a doctor
  • The commissioner assigned to hear the case
  • The extent of the permanent disability
  • The ability to return to work or light duty
  • Whether or not one or more body parts are affected by the injury
  • The need for on-going medical treatment or not ?
  • The interaction of social security benefits


The North Carolina General Assembly recently passed significant changes to NC workers' (workmans) compensation law.  .

The Legislature passed a new section 97-12.1, entitled "Willful misrepresentation in applying for employment."  This section provides that compensation, including weekly payments as well as medical benefits, are not allowed if the employer proves that the employee "knowingly and willfully" lied about his physical condition, the employer relied on the employee's lie in offering the employee a job, and there is a relationship between the lie and the injury or occupational disease.

This only applies to injuries that arise after the date of the bill.


The South Carolina Industrial Commission was created on September 1, 1935, to administer and enforce South Carolina’s first workers’ compensation law. Throughout the years, the law has been amended by statute, defined by case law, and altered through administrative policies and procedures; however, the basic premise and purpose of the law has remained unaltered. In May 1986, the name of the Industrial Commission was changed to the South Carolina Workers’ Compensation Commission.