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In Maryland, not all injuries that happen "on the job" are covered by Workers Compensation. The harm suffered has to have been due to "an accidental personal injury arising out of and in the course of employment," and the injured person must be a genuine employee, not working for a contractor. Although this sounds simple and clear-cut, the workers compensation case law in Maryland is very complex.

The Full Range of Workers Compensation Benefits

The Maryland Workers Compensation system was the first of its kind in the United States, begun in 1902. The Maryland system is rather strict, but it is fair and does award the following benefits:

    •    Temporary total disability

    •    Permanent total disability

    •    Temporary partial disability

    •    Permanent partial disability

    •    Medical/hospitalization benefits

    •    Wage reimbursement

    •    Vocational rehabilitation

    •    Death and funeral benefits

Drug or Alcohol Involvement

If a Maryland employee's injury was due in part to alcohol or drug use, he or she may not be eligible to receive benefits. However, with the help of a skilled workers compensation attorney, any individual with a work-related injury or occupational disease will maximize his or her chances of being awarded workers compensation benefits.

Injuries and Occupational Diseases

If you have been hurt on the job or if you have developed an occupational disease due to your work in Maryland and you're not sure whether you are eligible for workers compensation benefits, it's best to file a claim as soon as possible so that you can find out whether you can receive any of the above-listed payments.

In Maryland, a Workers Compensation Commission makes the decisions about whether a claim or an appeal will result in benefits. The state's Workers Comp website notes that the average time for a claim to be processed is two to three business days, but this period may be much longer these days as the state faces economic troubles — like the rest of the U.S. There are also time limits of various types for filing a workers compensation claim in Maryland, and it's best to act right away.

Talk to a Maryland Workers Compensation Attorney

In light of the complexity of Maryland's workers compensation laws, a skilled and experienced workers comp lawyer is a very valuable asset to an injured or ill employee. Schedule a free, no-commitment consultation with a Maryland Workers Compensation lawyer in your area today to get the legal advice you need.