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Doing research

Insuring Student Loans Against the Risk of College Failure (joint with Satyajit Chatterjee) (Revised May 2012)
Quantitative Economics, November 2012, Vol. 3, Iss. 3, pages 393-420
Previous version:  Insuring Student Loans Against the Risk of College Failure
This paper was discussed in several articles in the press:
The Chronicle of Higher Education, The Wall Street Journal, The New Republic, HeraldNet Politics Daily

Risky Human Capital and Alternative Bankruptcy Regimes for Student Loans
The Journal of Human Capital, Summer 2011, Vol.5, Iss. 2; Codes (in C and Matlab) are available upon request
PDF version here

The Federal Student Loan Program: Quantitative Implications for College Enrollment and Default Rates 
Review of Economic Dynamics, January 2009, Vol. 12, Iss. 1  Technical Appendix;  Codes (Matlab)
PDF version here

A Theory of Brain Drain and Public Funding for Higher Education in the U.S. (joint with Linnea Polgreen)
The American Economic Review (P&P) , May 2009, Vol. 99, Iss. 2
PDF version here

 Consolidation of Student Loan Repayments and Default Rates Across Income Groups 
The B.E. Journal of Macroeconomics, August 2008, Vol. 8, Iss. 1 (Topics) 
PDF version here

 Working Papers

Credit Scores and College Investment: Implications for Student Loan Policies (joint with Nicole Simpson) (Revised June 2013)
Revised and resubmitted, Review of Economic Dynamics

The Interplay Between Student Loans and Credit Card Debt: Implications for Default in The Recent Crisis (joint with Marius Ionescu) (Revised January 2014)
Under review

The Effects of Credit Status on College Enrollment and College Completion (joint with Dora Gicheva and Nicole Simpson) (Revised June 2012)

Risky, Lumpy Human Capital in Life-cycle Household Portfolios (joint with Kartik Athreya and Urvi Neelakantan) (draft coming soon!)

Work in Progress

Default, Debt and Human Capital  over the Life Cycle (joint with Kartik Athreya and Urvi Neelakantan)

Rising Delinquency for Young Households  ((joint with Marius Ionescu and Wenli Li)

The Rise in College Premium and Positive Assortative Matching in Colleges: Some Implications for Attainment (joint with Satyajit Chatterjee)