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Research


Publications


Default Risk and Private Student Loans: Implications for Higher Education Policies (joint with Nicole Simpson)
Journal of Economic Dynamics and Control, March 2016, Vol. 64, pages 119-147
Finance and Economics Discussion Series No. 2014-14. Board of Governors of the Federal Reserve System

PDF version here

Insuring Student Loans Against the Risk of College Failure (joint with Satyajit Chatterjee)
Quantitative Economics
, November 2012, Vol. 3, Iss. 3, pages 393-420
Previous version:  Insuring Student Loans Against the Risk of College Failure

Risky Human Capital and Alternative Bankruptcy Regimes for Student Loans
Journal of Human Capital, Summer 2011, Vol.5, Iss. 2; Codes (in C and Matlab) are available upon request
PDF version here

The Federal Student Loan Program: Quantitative Implications for College Enrollment and Default Rates 
Review of Economic Dynamics, January 2009, Vol. 12, Iss. 1  Technical Appendix;  Codes (Matlab)
PDF version here

A Theory of Brain Drain and Public Funding for Higher Education in the U.S. (joint with Linnea Polgreen)
American Economic Review P&P , May 2009, Vol. 99, Iss. 2
PDF version here

 Consolidation of Student Loan Repayments and Default Rates Across Income Groups 
The B.E. Journal of Macroeconomics, August 2008, Vol. 8, Iss. 1 (Topics) 
PDF version here




 Working Papers

Stock Market Investment: The Role of Human Capital (joint with Kartik Athreya and Urvi Neelakantan) (New! Revised 3/24/16)
Previous version:Working Paper Series at FRB, Richmond, June 2015, No. 15-07
Finance and Economics Discussion Series No. 2015-65. Board of Governors of the Federal Reserve System
 Slides  12/18/15
Under review

The Interplay Between Student Loans and Credit Card Debt: Implications for Default in The Recent Crisis (joint with Marius Ionescu) (Revised February 2014)
Finance and Economics Discussion Series No. 2014-66. Board of Governors of the Federal Reserve System
Under review

Learn Now, Save Later: College and Household Portfolios (joint with Kartik Athreya and Urvi Neelakantan) (draft coming soon!)
Abstract

Investment Opportunities and the Sources of Lifetime Inequality  (joint with Kartik Athreya, Urvi Neelakantan and Ivan Vidangos) (draft coming soon!)
Abstract

The Effects of Credit Status on College Enrollment and College Completion (joint with Dora Gicheva and Nicole Simpson), IZA DP No. 6719, July 2012



Work in Progress

The Rise in College Premium and Positive Assortative Matching in Colleges: Some Implications for Attainment (joint with Satyajit Chatterjee)
Abstract

The Skill Premium and Household Indebtedness: A Tale of Five Series (joint with Kartik Athreya and B. Ravikumar)



My Research with Satyajit Chatterjee in the News