Sending students into the community is an inherently risky activity, both for students and potentially for the members of the community whom they are trying to serve.
From the perspective of financial liability for the unintended consequences of students' community engagement (e.g. accidents occurring during transit or while providing service that impact either students or organization clients), faculty and students alike are protected by two layers of institutional liability coverage: first, by Loyola's general liability coverage, insofar as that policy covers all academic activities including community-based assignments; and second, the liability coverage maintained by community-based organization partners who engage Loyola students as volunteers (particularly in placement model classes). Note that students may void this coverage by engaging in activities that exceed their mandated role organization volunteers (even with the best of intentions); certain activities, such as driving students or clients in one's personal vehicle, also void external liability coverage in favor of the automotive insurance maintained by the driver.
Despite this retroactive coverage, faculty members should still be concerned with taking steps to proactively equip students to manage their own risk in engaging in the community; and with documenting the details of students' various engagements with the Center for Experiential Learning as early as possible in the semester, thus allowing the CEL to notify students of reported difficulties at their organizations or in the neighborhoods where they are serving.