We can often find coverage for your clients who may have been declined elsewhere. The company and ratings will vary with each client and his/her impairment(s). Please complete the form below and let us see what we can find for your client. Please tell us as possible in the notes section.
Asthma – STANDARD!
Atrial Fib – STANDARD!
Blood Pressure – PREFERRED!
Build Problems – Liberal Height and Weight Requirements
Cholesterol (controlled) – PREFERRED PLUS!
Cigar Smokers – Standard NON Tobacco Rates
Commercial Pilots – Preferred PLUS Rates
Crohns Disease – STANDARD!
Depression – PREFERRED!
Diabetes – STANDARD!
Heart Disease – STANDARD!
Hepatitis – STANDARD!
Casual Marijuana Use – Standard NON Tobacco
Private Pilots – Preferred Rates
Prostate Cancer – STANDARD!
Nicotine Patches – Standard NON Tobacco Rates
NON Smoker Rates after 12 Months for Cigarette Smokers
PREFERRED NON Smoker Rates after 24 Months for Cigarette Smokers
Scuba Divers – up to 100 feet – PREFERRED!
Sleep Apnea – PREFERRED!
Tobacco Chewers – Standard NON Tobacco Rates
Tobacco Dippers – Standard NON Tobacco Rates
Systemic Lupus Erythematous – Table 2
Valve Disease – PREFERRED!
$400,000 Term NO Exam (Oral Swab Only)
$250,000 Term or UL NO Exam