All of our full property title searches include:
1. Deed copy -
Search includes an official copy of the most recent deed, with county recording stamp and date.
2. Legal description - Full property legal description, typically in "Schedule A" format.
3. Mortgage search - Mortgage abstract will list open mortgages with mortgage lender information, amounts of mortgages, and dates. Listed in order of apparent priority (first mortgage, second mortgage, etc.)
4. Equity loan search - Report of equity loans (HELOC's) and credit lines against the property.
5. Tax payment search - Detail of tax assessor account, with amounts and dates of payments, and delinquent payments due.
6. Foreclosure search - Report on foreclosure status, listing any lis pendens, notice of default (NOD's), and orders to sell under power.
7. Bankruptcy search
8. Civil court records search - Report on civil court records found to be recorded against the land records of the property
9. Mechanics lien search - Report of liens placed by contractors for non-payment of services or materials at the property.
10. Judgment lien search - Judgment section for property liens as result of financial judgments
11. Tax lien search - Title section for tax lien encumbrances
12. Municipal services lien search - Shows liens against the title for unpaid municipal services such as utilities, water, sewer, trash or school assessments.
13. Child support lien search - Searches for liens of delinquent child support payments.
14. Treasury lien search - Liens for unpaid US Treasury / IRS tax payments
15. County name index search - All owners names are run against the county name index for hits on records recorded for the property.
16. State tax search - Checks for unpaid sales tax, employment taxes, state licenses, and other state-level delinquencies.
17. Property zoning.
18. Property easement search - Shows easements, right-of-ways, and other property allowances for the owners name.
19. Title abstract document - An official abstract document is provided, not just a deed report.
20. Default notice search - Lists default notices recorded for the owners. Example
21. Spousal support lien search - Encumbrances for delinquencies of spousal support, alimony, or other court required payments.
22. Tax assessor report
23. Ownership structure - Report on the listed ownership structure, joint tenants, individual, corporate, tenants in common, etc.
24. Municipal assessed value.
25. Plat/survey map - Copy of the official county survey, if recorded. Example
26. Voluntary liens
27. Flood zone status. Example
28. Block & lot
29. Property APN number
30. Document book & page - Written location of the historical documents, showing book and page or document number
31. Mortgage modification - Many mortgages are being modified by lenders in the current market. The latest recorded modification is included
32. Bail bond lien - Properties are often used as collateral for bail bonds, for people other than the property owner. These liens are often overlooked by inexperienced title abstractors.
33. Levy on property
34. Power of attorney - This will show if the property owner has recorded an authorized party to act on their behalf with regard to property transactions.
35. Property restrictions
36. Special assessment - Subdivisions and condo associations place these to cover expenses, often as a result of foreclosures in the development. .
37. Release of lien - It is important to check liens to see if any have subsequently been released.
38. Partnership agreement
39. Notice of commencement
40. Promissary note - Personal loans against the property owner are sometimes recorded against the property.
41. Trust agreement
42. UCC filing - Business debts and coop financing can end up as UCC claims in the property records.
43. Subordination agreement - Loan priority can be changed through subordination, to help accomplish a refinance.
44. Leases - Recorded leases can affect the ownership and use of a property.
45. Option to purchase - This will show if the owner has recorded a purchase option issued to another party.
46. Corrective deed - In the event an error existed on a prior deed, a corrective deed can be used to rectify the error
47. Right of way - A right of way may have been issued to allow use by another party
48. Waiver of rights
49. Bond for title
50. Affidavit - The property owner may have provided assurances to obtain financing
