CURRICULUM VITAE

• CV

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PUBLICATIONS

• NEW "Banking with Inside Money: An Efficiency Analysis", (with Hugo Rodríguez), 2026.
  Journal of Money, Credit, and Banking, forthcoming

• "Open banking: Promise and trade-offs", (with Xavier Vives), European Economy- Banks, Regulation and the Real Sector, 2022, 1, 45-57.
  Media Coverage: CEPR

•  "A note on the costly state verification with information gathering", Finance Research Letters, 2022 (50), 103313.

• "Self-fulfilling runs and endogenous liquidity creation", (with Hugo Rodríguez),  Journal of Financial Stability, 2019 (45), 100704.

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WORKING PAPERS AND RESEARCH IN PROGRESS 

• "Digital Banking, Market Power and Financial Fragility".

• "Money and Wealth: A Rationale for CBDC".

• "Firm Heterogeneity and the Cyclicality of Lending Standards".

• NEW "Endogenous Bank Risks and the Lending Channel of Monetary Policy" (with Gabriela Araujo and Hugo Rodríguez), BSE Working Paper  1549, January 2026.