BAD FAITH CLAIMS

 
 
 
                                        What is Insurance Bad Faith?

 
 

Bad Faith Claim Practices Defined


Bad Faith Claim Practices (aka Unfair Insurance Claim Practices)

The Insurance Industry has lobbied over the years to see that there is no federal agency which oversees the insurance industry, essentially leaving no federal law or enforcement to protect Insureds against Unfair Insurance Claims Practices. Currently this authority lays at the state level only.

Some states laws allow (some don't) for judges to award attorney's fees as well as punitive damages on behalf of the plaintiff suing an Insurance Company in a bad-faith insurance matter (an Insurer's unreasonable withholding of insurance policy benefits). The importance in having the threat of punitive damages (in an amount sufficient enough to deter malicious, fraudulent or oppressive conduct) being awarded in bad faith cases is enormous as it is the only financial incentive for an Insurer to abide by fair dealing and acceptable good faith standards with Insureds. In the absence of the threat of punitive damages, financially, an Insurer is actually encouraged to engage in unfair claims practices.

The fact that each state has its own system for overseeing insurance companies poses a great problem for policyholders particularly in those states where recent legislative changes and court decisions favorable to the insurance industry may encourage bad faith conduct. Victims of insurance company unfair claims practices are badly in need of federal regulations that, if nothing more, would at least establish a minimum single uniform national standard of Insurer conduct.

In the absence of such a national standard, and according to varying standards independently set by each state, Unfair Insurance Claim Settlement Practices are generally defined as "if the Insurer knowingly commits or performs with such frequency as to indicate a general business practice" according to the following:

  1. Misrepresenting pertinent facts or insurance policy provisions relating to coverages at issue;
  2. Failing to acknowledge and act with reasonable promptness upon communications with respect to claims arising under insurance policies;
  3. Failing to adopt and implement reasonable standards for the prompt investigation of claims arising under insurance policies;
  4. Refusing to pay claims without conducting a reasonable investigation based upon all available information;
  5. Failing to affirm or deny coverage of claims within a reasonable time after proof of loss statements have been completed;
  6. Not attempting in good faith to effectuate prompt, fair and equitable settlements of claims in which liability has become reasonably clear;
  7. Compelling insureds to institute litigation to recover amounts due under an insurance policy by offering substantially less than the amounts ultimately recovered in actions brought by such insureds;
  8. Attempting to settle a claim for less than the amount to which a reasonable man would have believed he was entitled by reference to written or printed advertising material accompanying or made part of an application;
  9. Attempting to settle claims on the basis of an application which was altered without notice to, or knowledge or consent of the insured;
  10. Making claims payments to insureds or beneficiaries not accompanied by statements setting forth the coverage under which the payments are being made;
  11. Making known to insureds or claimants a policy of appealing from arbitration awards in favor of insureds or claimants for the purpose of compelling them to accept settlements or compromises less than the amount awarded in arbitration;
  12. Delaying the investigation or payment of claims by requiring an insured, claimant, or the physician of either to submit a preliminary claim report and then requiring the subsequent submission of formal proof of loss forms, both of which submissions contain substantially the same information;
  13. Failing to promptly settle claims, where liability has become reasonably clear, under one portion of the insurance policy coverage in order to influence settlements under other portions of the insurance policy coverage;
  14. Failing to promptly provide a reasonable explanation of the basis in the insurance policy in relation to the facts or applicable law for denial of a claim or for the offer of a compromise settlement;
  15. Using as a basis for cash settlement with a first party automobile insurance claimant an amount which is less than the amount which the insurer would pay if repairs were made unless such amount is agreed to by the insured or provided for by the insurance policy.

Class Action

Class actions are a method for different persons to combine lawsuits because the facts and the defendant are similar whereby these individuals e.g. FBIC members of the proposed class, have similar claims and are by law able to be joined together to prosecute their claims in a more efficient manner. Class actions are designed to save Court time and allow one judge to hear all the cases at the same time and to make one decision that is binding to all parties.

In cases where money damages are sought, in determining whether a class action is a fair and efficient method of settling the controversy, the court will consider among other matters: whether the common questions of law or fact prevail over any question affecting individual claims, whether the size of the class will make handling of the claim arduous, whether the prosecution of separate claims would create varying adjudication and inconsistent standards of action or diminish the capacity of individual members to preserve their interests.

Courts will also consider whether the venue selected is appropriate for litigation of claims of the particular class. In addition, the court will examine the complexity of the issues, the expenses of separate litigation claims and whether there are conflicts among the interests of the class members.

Courts will also generally consider whether the attorneys for the class have experience in handling class actions and/or claims similar to those of the proposed class and if the class will receive fair and adequate representation.




 
 
 
  
 

SONGS OF

BAD FAITH &

THE WHISTLER


Sightings from The Catbird Seat

~ o ~

 

PARTIAL LISTING OF A WHISTLEBLOWER'S UNANSWERED BAD FAITH CLAIMS

 

NO. 1 - Claims of Bad Faith, racketeering, breach of fiduciary duties, fraud, tax fraud, obstruction of justice, perjury, malicious prosecution, invasion of the right of privacy, unlawful censorship and violation of right to free speech, wrongful eviction, withholding and destruction of evidence, misrepresentation, libel, slander, defamation of character, misprison of felony, undisclosed conflicts of interest, legal malpractice, professional errors and omissions, and other wrongful acts against the Office of the United States Trustee, Carol Muranaka, Curtis Ching, Gayle Lau, Mary Lou Woo, James Nicholson, David Farmer, Steven Guttman, James Duca, and the law firm of Kessner Duca Umebayashi Bain & Matsunaga:

www.kycbs.net/Claim-Guttman-8-28-6.htm

www.kycbs.net/CV05-00030-Guttman-10-4-6.htm

www.kycbs.net/Claim-Guttman-10-19-6.htm

www.kycbs.net/CV05-00030-Guttman-11-8-6.htm

www.kycbs.net/Claim-OUST-12-7-6.htm

www.kycbs.net/OUST-Muranaka-12-23-6.htm

www.kycbs.net/Claim-Farmer-2-26-8.htm

www.kycbs.net/Claim-Farmer-6-26-8.htm

www.kycbs.net/Claim-Farmer-4-23-9.htm

www.kycbs.net/Claim-Guttman-7-21-9.htm

* * *

NO. 2 - Claims of Bad Faith Against Matt Tsukazaki, Robert Katz and Torkildson Katz Fonseca Moore & Hetherington.

www.kycbs.net/Claim-Tsukazaki-8-29-6.htm

www.kycbs.net/Claim-Tsukazaki-2-29-8.htm

www.kycbs.net/Claim-IRS-W2-Katz-7-25-8.htm

www.kycbs.net/Claim-IRS-W2-Katz-4-28-9.htm

* * *

NO. 3 - Claims of Bad Faith Against Kamehameha Schools/Bishop Estate, P&C Insurance Company, James Cribley, Edwina Clarke, Henry Peters, Robert Kihune, Francis Keala, Douglas Ing, Ron Libkuman, Constance Lau, Diane Plotts, Nathan Aipa, Colleen Wong, Louanne Kam, Rodney Park, Clyde Mark, Marsh & McLennan, Rocco Sansone, Peter Lowe, Christine Lee, William S. Richardson, Ron Poepoe, Jeffrey Sia, Federal Insurance Co. (Chubb Group), XL (Bermuda), Ltd, Terry Mullen, John Mullen & Co., and any other officers, directors, trustees, attorneys, reinsurance companies and independent claims adjusters for P&C Insurance Company, their parent company, and any Trustees and employees of Kamehameha Schools who may have exercised any manner of influence or degree of control, or had any administrative responsibilities for the operations of, or claims adjusting activities for, this single-parent captive insurance company.

www.kycbs.net/Claim-P-C-8-30-6.htm

www.kycbs.net/Claim-P-C-10-19-6.htm

www.kycbs.net/Claim-P-C-3-7-8.htm

www.kycbs.net/Claim-IRS-W2-Katz-4-28-9.htm

https://sites.google.com/site/confessionsofawhistleblower/home/2011-12-01---new-bad-faith-claim-against-kamehameha-schools

https://sites.google.com/site/confessionsofawhistleblower/home/2012-10-23---notice-of-new-bad-faith-claim-against-p-c-insurance-co-llc

https://sites.google.com/site/confessionsofawhistleblower/chubb---employed-lawyers-professional-liability-insurance

https://sites.google.com/site/confessionsofawhistleblower/home/2013-01-05---letter-to-hawaii-insurance-commissioner-re-p-c-insurance-co-llc-bad-faith-claims

https://sites.google.com/site/confessionsofawhistleblower/home/2013-01-23---complaints-against-p-c-insurance-co-llc

* * *

NO. 4 - Claims of Bad Faith Against Kenneth Hipp; Marr Hipp Jones & Wang; and St. Paul Travelers Insurance Company.

www.kycbs.net/Claim-Marr-Hipp-8-31-6.htm

* * *

NO. 5 - Claims of Bad Faith Against Island Insurance Co. ; Colbert Matsumoto; John Schapperle; Linda Gilchrist; Michael Tanoue, Esq., and The Pacific Law Group

www.kycbs.net/Claim-Island-9-1-6.htm

www.kycbs.net/Claim-Island-9-13-6.pdf

www.kycbs.net/Claim-Island-10-3-6.htm

www.kycbs.net/Claim-Island-7-7-8.htm

www.kycbs.net/Claim-Island-4-25-9.htm

* * *

NO. 6 - Claims of Bad Faith Against St. Paul Travelers Company, Jeffrey Sia, Sidney K. Ayabe, and the law firm of Ayabe, Chong, Nishimoto, Sia & Nakamura.

www.kycbs.net/Claim-St-Paul-Travelers-9-2-6.htm

www.kycbs.net/Claim-St-Paul-9-22-6.pdf

www.kycbs.net/Claim-St-Paul-10-3-6.pdf

www.kycbs.net/Claim-St-Paul-Travelers-10-5-6.htm

www.kycbs.net/Claim-St-Paul-10-30-6.pdf

www.kycbs.net/Claim-St-Paul-Travelers-11-9-6.htm

www.kycbs.net/Claim-St-Paul-Travelers-12-26-6.htm

* * *

NO. 7 - Claims of Bad Faith against the American Arbitration Association, Julie Schermerhorn; Justin Schuck; James Farris; William K. Slate, II; Judith Neustadter Fuqua, etc.:

www.kycbs.net/Claim-AAA-5-4-9.htm

www.kycbs.net/Claim-AAA-5-29-9.htm

* * *

NO. 8 - Submission of a new Settlement Proposal for Fraud, Bad Faith, Professional Liability, Obstruction of Justice, etc., Claims Against Colbert Matsumoto, An Individual:

www.kycbs.net/Claim-Colbert-Matsumoto-7-27-9.htm

 
 
 

 

 

CLICK HERE FOR THE BAD FAITH PHOTO ALBUM

 

 


 

The Anti-SLAPP Resource Center

The United States and California constitutions grant every person the right to participate in government and civic affairs, speak freely on public issues, and petition government officials for redress of grievances. Yet, individuals and community groups are often sued for exercising these constitutional rights.

These suits are known as "SLAPPs," or "Strategic Lawsuits Against Public Participation."...

www.thefirstamendment.org/antislappresourcecenter.html

~ ~ ~

For more, GO TO > > > SLAPPED!


HAWAII ANTI-SLAPP STATUTE

Hawaii Revised Statutes

Vol. 13, Chap. 634F

Definitions:

... "SLAPP" means a strategic lawsuit against public participation and refers to a lawsuit that lacks substantial justification or is interposed for delay or harassment and that is solely based on the party's public participation before a governmental body. [L 2002, c 187, pt of §2]

For the complete text of the Hawaii Anti-SLAPP statute...

www.casp.net/hi-634.html

~ ~ ~

For more, GO TO > > > SLAPPED!


May 19, 2009

RE: CV05-00030 - U.S. Dept of Justice, David C. Farmer, Trustee vs. Bobby N. Harmon - New Exhibit: "Marsh & McLennan & AON have participated for decades in fraud and bid rigging..."

From:

Bobby N. Harmon, CPCU

To:

"President Barack Obama" <president@whitehouse.gov>, "U.S. Attorney General Eric Holder" <AskDOJ@usdoj.gov>, "David Farmer" <farmerd001@hawaii.rr.com>, "Steven Guttman" <sguttman@kdubm.com>, "Carol K. Muranaka" <ustp.region15@usdoj.gov>, "Judge David A. Ezra" <theresa_lam@hid.uscourts.gov>, "Judge Kevin S.C. Chang" <shari_afuso@hid.uscourts.gov>, "Judge Barry M. Kurren" <tammy_kimura@hid.uscourts.gov>, "Securities & Exchange Commission Enforcement Division" <enforcement@sec.gov>, "U.S. Treasury Dept. Office of Inspector General" <hotline@oig.treas.gov>, "Office of Inspector General US Dept of Justice" <oig.hotline@usdoj.gov>, "Executive Office for U.S. Trustees" <ustrustee.program@usdoj.gov>, "Judge Robert Faris" <hib@hib.uscourts.gov>, "SEC Office of The Inspector General" <oig@sec.gov>, "Hawaii State Bar Association" <info@hsba.org>, "Charles Goodwin" <HONOLULU@FBI.GOV>, "Hugh Jones" <hugh.r.jones@hawaii.gov>, "Insurance Division Fraud Branch" <insfraud@dcca.hawaii.gov>, "Lawrence Reifurth" <dcca@dcca.hawaii.gov>, "Linda Lingle" <governor.lingle@hawaii.gov>, "Jo Ann Uchida" <rico@dcca.hawaii.gov>

Cc:

"ACLU Hawaii" <office@acluhawaii.org>, "All Representatives" <reps@Capitol.hawaii.gov>, "All Senators" <sens@Capitol.hawaii.gov>, "Andrew Walden" <hfpeditor@email.com>, "Aon Insurance Managers" <mike_coulter@agl.aon.com>, "Arthur Rath" <imua@spamarrest.com>, "Benjamin Kudo" <bkudo@imanakakudo.com>, "Bradley Tamm" <btamm@hawaii.rr.com>, "Carl Morton" <ethics@hawaiiethics.org>, "Charles Hurd" <mcp@mediatehawaii.org>, "David Shapiro" <volcanicash@gmail.com>, "Dee Jay Mailer" <ksinfo@ksbe.edu>, "J C Shannon" <Hapa1234@aol.com>, "James B Nicholson" <jamesbnicholson@aol.com>, "James B. Farris" <Farrisj@adr.org>, "James Cribley" <jcribley@caselombardi.com>, "James Wriston" <jwriston@awlaw.com>, "Jeffrey Watanabe" <jwatanabe@wik.com>, "Jim Dooley" <jdooley@honoluluadvertiser.com>, "Joe Moore" <news@khon2.com>, "John D. Finnegan" <info@chubb.com>, "John Goemans" <wip@kamuela.com>, "Judson Witham" <jurisnot2@yahoo.com>, "Ken Conklin" <ken_conklin@yahoo.com>, "Lyn Flanigan Anzai" <lflanigan@hsba.org>, "Margery Bronster" <info@bchlaw.net>, "Marsh Affinity Group" <prosecure@marshpm.com>, "Michael N. Tanoue" <mtanoue@paclawgroup.com>, "Michelle Tucker" <michelle@sterlingandtucker.com>, "Nathan Aipa" <nathan@pitluck.com>, "Paul Alston" <palston@ahfi.com>, "Randall Roth" <rroth@hawaii.edu>, "Rick Daysog" <rdaysog@honoluluadvertiser.com>, "Robert Bruce Graham" <bgraham@awlaw.com>, "Robin Campaniano" <aigh001@aighawaii.com>, "Samuel P. King" <leslie_sai@hid.uscourts.gov>, "William K Slate" <Websitemail@adr.org>, "Jim Terrack" <tnthawaii@aol.com>, "Don Michak" <dmichak@journalinquirer.com>, "Rocco Sansone" <rocco.c.sansone@marsh.com>, "Ted Pettit" <tpettit@caselombardi.com>, "Laura Thielen" <dlnr@hawaii.gov>, "Vaughn & Lynda Robinson" <ronpaulslcutah@yahoo.com>, "Rebecca Christie" <rchristie4@bloomberg.net>, "Catbird" <the-catbird@hotmail.com>, "James Duca" <jduca@kdubm.com>, "Ian Lind" <diary@ilind.net>, "Roy F. Hughes" <hthughes@hawaii.rr.com>, "Malia Zimmerman" <Malia@hawaiireporter.com>, "Jack Cashill" <JCashill@aol.com>, "Marshall Chriswell" <mc@whistleblowers.org>, "Laser Haas" <laserhaas@msn.com>, "Lucy Komisar" <lkomisar@msn.com>, "Democrats.com" <activist@democrats.com>, "Debra Sweet" <debrasweet@worldcantwait.org>, "Jane Kirtley" <kirt001@umn.edu>, "V K Durham" <vkdtdht@pionet.net>, "John Jubinsky" <Jube@tghawaii.com>, "Yamil Berard" <yberard@star-telegram.com>, "Global Exchange" <communications@globalexchange.org>, "William K. Black" <blackw@umkc.edu>, "Carole Williams" <cjwms@up.net>, "Susan Tius" <STius@rmhawaii.com>, "Human Rights in China" <hrichina@hrichina.org>, "Michelle Malkin" <writemalkin@gmail.com>, "Heather Vsn Doren" <heather.vandoran@yahoo.com>, "Phil J. Berg" <philjberg@obamacrimes.com>, "Amnesty International U.S.A." <aimember@aiusa.org>, "Michael Moore" <bailout@michaelmoore.com>, "California Anti-SLAPP Project" <info@casp.net>, "Thomas Fitton" <info@judicialwatch.org>, "Ron Branson" <VictoryUSA@jail4judges.org>

California Insurance Fraud Attorneys

The Law Offices of Nadrich & Cohen, LLP, a successful and aggressive California and nationwide law firm is seeking appropriate companies and/or individuals who have utilized Marsh & McLennan or AON as their insurance brokers for placement of insurance policies. Marsh & McLennan & AON have participated for decades in fraud and bid rigging by placing its clients' insurance with certain carriers solely to obtain additional commissions undisclosed to their clients. What Marsh & McLennan and AON clients did not know was that a secret commission was paid to Marsh & McLennan or AON for their insurance placement in addition to the disclosed brokerage fee.

Unlike markets for securities, commodities, and other financial products, commercial insurance is bought and sold in private. Insurance brokers such as Marsh & McLennan & AON are no more than middle-men who match up buyers and sellers in return for a cut of the transaction. Marsh & McLennan is the leader in selling property casualty coverage to businesses around the world. Industry wide, premiums paid last year just in the United States totaled $176 billion.

The bid-rigging scheme worked as follows: Marsh & McLennan or AON steered business toward certain insurance companies at designated prices. They then would solicit additional artificial higher fake bids from other companies to give the appearance to the client of real bidding. Marsh & McLennan did this even as it claimed in public statements that its "guiding principles" was to consider its clients' best interests "first and foremost."

By this activity, Marsh clearly did not consider its client's best interest "first and foremost."

The kick-back scheme worked as follows: Insurance brokers such as Marsh & McLennan & AON received directly from insurance companies additional secret commissions over and above their ordinary commissions. These commissions were paid for steering volume business to a particular company's way. Insurance companies called these fees "contingent commissions" or "market service agreements". The client never knew.

Critics call these commissions for what they are:

"undisclosed kickbacks."

These improper fee arrangements date back for decades. Many insurance industry executives say it was known to select insiders that these arrangements were in place in order to boost insurance brokers' revenue.

However, these payments were never disclosed to the insured/client to which the brokers owed a fiduciary duty to. Critics and New York Attorney General Eliot Spitzer maintain these practices are poorly disclosed and are a conflict of interest for brokers ostensibly acting on a policy holder's behalf.

Attorney General Spitzer has obtained documentation of employees of AIG who supplied fake quotes to provide the illusion of competitive bidding for Marsh & McLennan clients knowing; at all times, that another insurance company would nonetheless win the bid. Attorney General Spitzer's investigation includes AIG Insurance Company, Bermuda based Ace Insurance Company, Hartford Insurance Company and others.

Marsh & McLennan received $800 million in revenue from contingent commissions in 2003 - the equivalent of more than half of its $1.5 billion income.

Marsh & McLennan cheated its own corporate clients by rigging bids and wrongfully collecting huge fees from insurance companys for throwing business their way. They purposefully did not disclose these fees to their clients. If this occurred to you and/or your company, please immediately contact our experienced insurance class action law firm as we are vigorously investigating a class action against Marsh & McLennan and AON.

The effect of contingent commissions are that they wrongfully reward brokers for hitting profit or volume targets and thus provide brokers a financial incentive to choose one company over another, even if the other company offered a better price or better terms.

Nadrich & Cohen, LLP and co-counsel are actively interviewing Marsh and AON's clients for purposes of bringing a civil lawsuit against Marsh & McLennan and/or AON. The lawsuit's basis will be that the incentive fees or contingent commissions or placement service agreements paid in exchange for sending more business to an insurance company's way were in reality, wrongful commissions which defrauded the policy holder by not intentionally providing the policy holder with the best deal possible. The cost of insurance was also artificially raised, forcing buyers to pay higher premiums, thus further cheating buyers.

The lawsuit will seek to have contingent commissions declared illegal, recover damages for Marsh customers and forces Marsh & McLennan to give up illegal profits.

Nadrich & Cohen, LLP and its co-counsel are pursuing a separate class action to demand reimbursement to Marsh & McLennan stock investors because Marsh's wrongful actions devalued the price of the stock.

The Law Offices of Nadrich & Cohen, LLP is seeking clients of Marsh & McLennan who were victims of the undisclosed contingent commission bid-rigging and other anti-competitive activities. We strongly believe Marsh's actions harmed its clients by keeping their insurance prices artificially inflated.

Our law firm is an experienced and aggressive insurance fraud law firm actively seeking policy holders who purchased insurance through Marsh & McLennan or AON, Inc.

Companies that we know who are involved in the bid-rigging process included AIG or American International Group, Hartford Fire Insurance Company, Chubb Indemnity Corp., and other insurances.

If you or your business purchased insurance through Marsh & McLennan of AON, please contact us immediately. Nadrich & Cohen, LLP works on a contingent fee basis only. We are paid a fee only if we obtain a recovery. If we do not obtain a recovery our clients owe us nothing for our services.

http://www.insurance-broker-fraud.com/

* * * * *

May 19, 2009

Dear President Obama, Attorney General Holder, Trustee Farmer, Mr. Guttman, and All Concerned:

Due to the discovery of new facts, I am adding the subject Exhibit as it relates to this lawsuit which violates my Constitutional Rights of Free Speech and a Fair Trial, and Federal and Hawaii Anti-SLAPP statutes. You will find related information on-line at:

http://www.kycbs.net/AIG.htm

http://www.kycbs.net/Allied-World-Assurance.htm

http://www.kycbs.net/Aon.htm

http://www.kycbs.net/Bad-Faith-Buzzards.htm

http://www.kycbs.net/Broken-Trust-Book.htm

http://www.kycbs.net/ChubbGroup.htm

http://www.kycbs.net/Confessions.htm

http://www.kycbs.net/Freedom-To-Sing.htm

http://www.kycbs.net/Hartford.htm

http://www.kycbs.net/Insurance-Vampires.htm

http://www.kycbs.net/JUSTICE.htm

http://www.kycbs.net/MarshBirds.htm

http://www.kycbs.net/Mid-Ocean.htm

http://www.kycbs.net/RICO-BH.htm

http://www.kycbs.net/Vesta.htm

http://www.kycbs.net/XL.htm

http://www.kycbs.net/Zurich.htm

In view of all the facts that I have presented in this and hundreds of other Exhibits and witness descriptions, it is beyond comprehension that former Attorney General Alberto Gonzales; Assistant U.S. Trustees Curtis Ching, Gayle Lau and Carol Muranaka; Judges Eden Hifo (fka Bambi Weil), Kevin Chang, David Ezra, Barry Kurren, Lloyd King and Robert Faris; Trustees Mary Lou Woo, James Nicholson and David C. Farmer; American Arbitration Association arbitrator Judith Neustadter Fuqua, attorney Steven Guttman, and others, can still claim that they were non-conflicted, fair, impartial, and unbiased in this case.

Mr. Farmer and Mr. Guttman, in spite of all this factual evidence (not just "political opinions" or "conspiracy theories" as you have previously alleged), I am again asking that we attempt to reach a global settlement of this matter through confidential negotiation or mediation rather than continuing these costly and seemingly-endless court proceedings.

However, if you, and your insurance carriers, are still not willing to attempt to negotiate or mediate a settlement, then I ask that you perform your mandated review of this new Exhibit in accordance with Judge Ezra's Order, and advise me if you find it contains any so-called "protected subject matter", and whether or not you intend to OBJECT to my filing a Motion to reopen this case.

I respectfully request your immediate reply. If I do not receive a response from you or your insurance carrier within 15 days, I will assume that you have found no "PSM" in these updated pages, and that you will NOT file any objections to my Motion.

Very truly yours,

Bobby N. Harmon, CPCU, ARM

Additional References:

http://www.kycbs.net/

http://voy.com/129276/

http://whistlersongs.blogspot.com

 


A play-list to more songs by...

BAD FAITH & THE WHISTLER

AMERICAN ARBITRATION ASSOCIATION

(Julie Schermerhorn; Justin Schuck; James Farris;
William K. Slate, II; Judith Neustadter Fuqua)

www.kycbs.net/Claims-Branch-AAA.htm

AON INSURANCE MANAGERS

www.kycbs.net/Claims-Branch-Aon.htm

ARNOLD T. PHILLIPS, ESQ.

www.kycbs.net/Claims-Branch-Arnold-Phillips.htm

ARTHUR ANDERSEN, LLP

www.kycbs.net/Claims-Branch-ArthurAndersen.htm

ATTORNEY GENERAL, STATE OF HAWAII

www.kycbs.net/Claims-Branch-AttorneyGeneral.htm

AYABE, CHONG, NISHIMOTO, SIA & NAKAMURA

(Jeffrey Sia, Esq; Ronald Libkuman, Esq; St. Paul Insurance Co.)

www.kycbs.net/Claims-Branch-Ayabe-Chong.htm

CADES SCHUTTE FLEMING & WRIGHT

(Michael Heihre, f.k.a. Mike Hare; Peter Olson)

www.kycbs.net/Claims-Branch-Cades-Schutte.htm

CALIFORNIA & HAWAII INSURANCE COMMISSIONERS

www.kycbs.net/Claims-Branch-Commissioners.htm

CHUBB GROUP (FEDERAL INSURANCE CO.)

(John D. Finnegan)

www.kycbs.net/Claims-Branch-Chubb.htm

CITY & COUNTY OF HONOLULU

(Mufi Hannemann, Mayor)

www.kycbs.net/Claims-Branch-Honolulu.htm

FEDERAL BUREAU OF INVESTIGATION

www.kycbs.net/Claims-Branch-FBI.htm

GREG DUNN AND BRADLEY TAMM

(Attorney Liability Protection Society; Peter Olson, Cades Schutte)

www.kycbs.net/Claims-Branch-Dunn-Tamm.htm

INTERNAL REVENUE SERVICE

(Janet Hughes, Carolyn Woods)

www.kycbs.net/Claims-Branch-IRS.htm

ISLAND INSURANCE COMPANY

(Colbert Matsumoto; Roy Hughes; Michael Tanoue, Pacific Law Group; David Nakashima, Alston Hunt Floyd & Ing)

www.kycbs.net/Claims-Branch-Island-Insurance.htm

JOHN MULLEN & CO.

(Terry Mullen; Robert Kuroda; Rina Stone, Zurich Insurance)

www.kycbs.net/Claims-Branch-Mullen.htm

KAMEHAMEHA SCHOOLS & SUBSIDIARIES

(Henry Peters, Richard Wong, Hamilton McCubbin, Dee Jay Mailer, Nathan Aipa, Colleen Wong, Louanne Kam, and a Cast of Thousands)

www.kycbs.net/Claims-Branch-Kamehameha.htm

KESSNER, DUCA, UMEBAYASHI, BAIN & MATSUNAGA

(Steven Guttman, Robert Kessner, James Duca)

www.kycbs.net/Claims-Branch-Kessner-Duca.htm

MARY LOU WOO, TRUSTEE

www.kycbs.net/Claims-Branch-Mary-Lou-Woo.htm

MARR, HIPP, JONES & PEPPER

(Kenneth Hipp; Christopher Yeh; St. Paul Insurance Co.; Stewart-Smith)

www.kycbs.net/Claims-Branch-Marr-Hipp.htm

MARSH & McLENNAN

(Rocco Sansone; Christine Lee; Ron Poepoe; Robert Miller, Esq.)

www.kycbs.net/Claims-Branch-Marsh-McLennan.htm

MILLER & CHEVALIER

www.kycbs.net/Claims-Branch-Miller-Chevalier.htm

MORGAN, LEWIS & BOCKIUS

www.kycbs.net/Claims-Branch-Morgan-Lewis.htm

P&C INSURANCE COMPANY, INC.

(Clyde Mark; Ron Poepoe; Rocco Sansone; Rodney Park; Jeffrey Sia, Ayabe Chong Nishimoto Sia & Nakamura;
Matt Tsukazaki, Esq., Torkildson Katz Fonseca Jaffe & Moore)

www.kycbs.net/Claims-Branch-P-C.htm

PRICEWATERHOUSECOOPERS

(Mark McConaghy)

www.kycbs.net/Claims-Branch-PWC.htm

PRUDENTIAL FINANCIAL SERVICES

www.kycbs.net/Claims-Branch-Prudential.htm

RUSH, MOORE, CRAVEN, SUTTON, MORRY & BEH

(Susan Tius, Esq)

www.kycbs.net/Claims-Branch-Rush-Moore.htm

SECURITIES & EXCHANGE COMMISSION

(Arthur Levitt)

www.kycbs.net/Claims-Branch-SEC.htm

ST. PAUL TRAVELERS COMPANIES INC.

www.kycbs.net/Claims-Branch-St-Paul-Travelers.htm

TORKILDSON, KATZ, FONSECA, MOORE & HETHERINGTON

(Robert Katz and Matt Tsukazaki)

www.kycbs.net/Claims-Branch-Torkildson-Katz.htm

U.S. DEPARTMENT OF JUSTICE

www.kycbs.net/Claims-Branch-DOJ.htm

U.S. DEPARTMENT OF LABOR

www.kycbs.net/Claims-Branch-DOL.htm

XL INSURANCE

www.kycbs.net/Claims-Branch-XL.htm

ZURICH FINANCIAL SERVICES

(Terry Mullen; Robert Kuroda; Rina Stone, Zurich Insurance;
PricewaterhouseCoopers, LLP)

www.kycbs.net/Claims-Branch-Zurich.htm

 


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CHRONOLOGY

August 29, 2006: Originally posted on www.the-catbird-seat.net

March 13, 2007: Judge David Ezra signs Order to shut down website

July 26, 2009: Latest update on www.kycbs.net

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the thrush's trill, the catbird's cry.
Oliver Wendell Holmes
 
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