Property Investment

We represent buyer to secure commercial property in prime area, at bank market valuation, with a ROI of 5 to 6%.on purchase price.

Our Service include locating the property, studying transaction price trend and rental trend for the specific area. We will also study the surrounding area new development. Put up a website with all the finding including area photographs of the identified property.

Our charges/fees are as follows property prices base on 1 unit: N/B We normally do not co broke with the real estate agent in the area to secure the best deal.

Below RM 1,000,000 - RM 10,000
Below RM 2,000,000 - RM 20,000
Below RM 3,000,000 - RM 30,000

The main objective for the property investment is for:

Children Education Fund
Passive Income from property
Wealth Transfer Vehicle to Next generation

Example of some of the property we secured for our clients

Double Storey Shop in TTDI Jaya 2012

posted Jul 23, 2012, 6:16 AM by Ang Ah Meng   [ updated Aug 19, 2012, 6:59 AM ]

A husband and wife client Age 46, Wife Age 40. 2 Children Age 6 & 8

The main objective for the property investment is for:

Passive Income

A Double Storey Shop in Jayamas 1, TTDI Jaya was secured for this purpose.

Purchase price                : RM 1,100,000
Downpayment                 : RM 220,000 (Additional transaction cost MOT RM27,000, SPA & Loan Agreement RM 10,000)
Loan Amount                   : RM 880,000
Duration                          :   30 years
Interest rate                     : 4.4% (6.6% - 2.2%)
Monthly Installment          : RM 4406.70

The building was rented out for RM 5700.00 per month (ROI of 6.21%)

Cash Flow per month: RM 1293.30 (Provision for Assessment & Quit Rent RM1719.60 pa)

No Life Insurance required as he is insured for RM 1,000,000 previously

N/B The Cash Flow of RM 1250.00 will be used as passive income.

The property is mark as a Wealth transfer property to the next generation.

Reference: TTDI Jaya Shop

T/P 7 Double Storey Shop 2011

posted Jul 23, 2012, 6:06 AM by Ang Ah Meng   [ updated Aug 19, 2012, 6:59 AM ]

A husband and wife client Age 45, Wife Age 40.

The main objective for the property investment is for:

Passive Income

A Double Storey Shop in T/P 7, Perindustrian Sime UEP was secured for this purpose.

Purchase price                : RM 690,000
Downpayment                 : RM 138,000 (Additional transaction cost MOT RM14,700, SPA & Loan Agreement RM 10,000)
Loan Amount                   : RM 552,000
Duration                          :   30 years
Interest rate                     : 4.4% (6.6% - 2.2%)
Monthly Installment          : RM 2764.20

The building was rented out for RM 4300.00 per month to Internet Cafe (ROI of 7.48%)

Cash Flow per month: RM 1535.80 (Provision for Assessment & Quit Rent RM1620.00 pa)

No Life Insurance required as he is insured for RM 500,000 previously

N/B The Cash Flow RM 1450.00 will be used as passive income.

The property is mark as a Wealth transfer property to the next generation.

SS2/72 Limited Commercial 2011

posted Jul 23, 2012, 5:54 AM by Ang Ah Meng   [ updated Aug 19, 2012, 7:00 AM ]

A husband and wife client Age 30, Wife Age 27 with 1 son Age 1. The down payment paid by the Father.

The main objective for the property investment is for:

A Gift from Father & Son - Transfer of Wealth
Passive Income for son
Children Education Fund for the grand son

A Double storey house in SS2/72 Limited Commercial use was secured for this purpose.

Purchase price                : RM 950,000
Renovation                      : RM110,000 
Downpayment                 : RM 300,000 including renovation cost (Additional transaction cost MOT RM22,500, SPA & Loan Agreement RM 10,000)
Loan Amount                   : RM 760,000
Duration                          :   30 years
Interest rate                     : 4.4% (6.6% - 2.2%)
Monthly Installment          : RM 3805.78

The building was rented out for RM 5500 per month (ROI of 6.22%)

Cash Flow per month: RM 1694.22 (Provision for Assessment & Quit Rent RM1703.12 pa)

No Life Insurance required as he is insured for RM1,000,000 previously

N/B The Cash Flow RM 1550.00 will be used as passive income for the son and when grand son reach age 20 it will be disposed of as an education fund.

Projected Financial Scenario at the end of 20 Years when the Education fund is need.

Proposed to sell property @ RM 1,500,000
Loan Outstanding              : RM    350.000
Equity                              : RM 1,150,000

Total Education Fund  for grand soncreated RM 1,150,000

Limited Commercial SS2/72 2010

posted Jul 23, 2012, 5:12 AM by Ang Ah Meng   [ updated Aug 19, 2012, 6:59 AM ]

A Male client Age 55, Wife Age 35 with 1 son Age 4. The mortgage was secured under Joint Name with the wife.

The main objective for the property investment is for:

Passive Income for Retirement
Children Education Fund

A Double storey house in SS2/72 Limited Commercial use was secured for this purpose.

Purchase price                : RM 700,000
Renovation                      : RM150,000 
Downpayment                 : RM 250,000 including renovation cost (Additional transaction cost MOT RM15,000, SPA & Loan Agreement RM 10,000)
Loan Amount                   : RM 600,000
Duration                          :   30 years
Interest rate                     : 4% (6.05% - 2.05%)
Monthly Installment          : RM 2864.49

The building was rented out for RM 5000 per month (ROI of 7.05%)

Cash Flow per month: RM 2135.51 (Provision for Assessment & Quit Rent RM1626.12 pa)

No Life Insurance required as he is insured for RM3,000,000 previously

N/B The Cash Flow RM 2000.00 will be used as Retirement Fund and when son reach age 20 it will be disposed of as an education fund.

Projected Financial Scenario at the end of 17 Years when the Education fund is need.

Proposed to sell property @ RM 1,500,000
Loan Outstanding              : RM    310.000
Equity                              : RM 1,190,000

Total Education Fund created RM 1,190,000

Limited Commercial SS2 in 2010

posted Jul 23, 2012, 4:28 AM by Ang Ah Meng   [ updated Aug 19, 2012, 7:00 AM ]

A female client Age 43 give birth to a son, requires education fund for the son university education. Hubby Age 45.

The main objective for the property investment is for:

Children Education Fund

A Double storey house in SS2/66 Limited Commercial use was secured for this purpose.

Purchase price                : RM 900,000 
Downpayment                 : RM 270,000 (Additional transaction cost MOT RM21,000, SPA & Loan Agreement RM 10,000)
Loan Amount                   : RM 630,000
Duration                          :   27 years
Interest rate                     : 4% (6.05% - 2.05%)
Monthly Installment          : RM 3182.81

The building was rented out for RM 4500 per month (ROI of 6%)

Cash Flow per month: RM 1,317.19 (Provision for Assessment & Quit Rent RM1404.00 pa)

With the additional Cash Flow RM 1200.00, as it is an for Education Funding for the son a RM 630,000 Life Insurance was bought to protect premature death or Disability for RM 1000.00 per month. The balance RM 200.00 per month invested in Unit Trust (Index Fund)

Projected Financial Scenario at the end of 20 Years when the Education fund is need.

Proposed to sell property @ RM 1,500,000
Loan Outstanding              : RM    250,000

Equity                              : RM 1,250,000
Return of Premium            : RM    240,000 (Life Insurance total investment RM240,000)
Unit Trust Investment         : RM   100,000 (Unit Trust total investment RM48,000)

Total Education Fund created RM 1,590,000

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