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New Life Insurance Investment Advisor: Achieving Financial Security for You and your Family Through Today's Insurance Products
"For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze." - MorningstarAdvisor.com79% (18)
Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities."
FROM THE "ROAD NOTES OF MAVEN": 0.01 To 0.0 Miles
Shot from a camera mounted on a dashboard which is equipped with audio and video technology. *maven’s note: The views and opinions expressed herein for exposing the facts in accordance with journalism act, FREEDOM OF EXPRESSION--SPEECH AND PRESS purpose only and are proprietary of mavenimagery. No intent of defamation of any individual (s)mentioned here. The views and sentiments expressed herein are protected under the U.S. Constitution: First Amendment. FREEDOM OF EXPRESSION--SPEECH AND PRESS *The story will be published in major/local newspapers, magazines and other hundreds of media. Links will be provided on demands! Maven's note: I wanted to get rid of the law terminalogy, penal codes and other jibberish phrases out of the way so that we can continue in the story without the reader loses interest and keep the attention fixed and flowing. You don't read something of which you have no clue what's it about. Some think, at least not most, that my writing and tone is arrogant. I tell them that they're 'absolutely'. This is not a romantic story or comedy. Grab a Daniel Steel and a cup of whatever, butt down on the couch or in bed near your snoring spouse. This investigative journalism writing and it should be aggressive! Prologue How is this for bullshit? No one ever closes the thoroughfare due to the death of an individual. You can still drive over the spot on which James Dean died, or Countess Vera Tolstoy, Frida Kahlo, Jack Nicholson (survived), Stephen King (also survived), Lisa “Left Eye” Lopez. You can drive over the spot of “The worst drunk-driving accident in U.S. history occurred when Larry Mahoney, driving a Toyota pickup on the wrong side of Interstate 71 in northern Kentucky, hit a bus full of children from Radcliff First Assembly of God Church. 27 people died in the crash, 24 of them children or teenagers. Mahoney went to jail for eleven years”. That’s cold. Death is tragic events, but stopping the flow of traffic is always (only in California) seen as a greater crime. Yes! You will be charged with a stupid Penal Codes VC (Vehicle Code) such as ‘Impeding Flow of Traffic’ or ‘Minimum Speed’ or ‘Speed Zero’. What does that all mean? How can you slow an already slowed traffic? What’s the rush? There is an accident and dead people and police roadblock. Are the traffickers missing their favorite-stupid shows such as “American Idols’ or ‘Dancing With The Stars’ that are not really stars or hot, roasted chicken? Aren’t those rushing-hyper-butt-heads who have caused the accident in the first place and now you wanting other traffickers to rush and ram into another vehicle causing another fatal accident? What’s wrong with you, people? Isn’t it time that we should tax oxymoronic-stupidity instead of a cup of tea? For an officer, it means a quota. But, what is quota? What is a goal? What is an objective? Getting a straight answer is difficult, and almost impossible, but that's what keeps investigative news organizations and Maven busy. Most police departments would say, "Not us. No, sir. No way do we have quotas." My favorite quote comes from the Brockton Police Department in Massachusetts: "No sir, we don't have quotas anymore. We used to have quotas, but now we're allowed to write as many tickets as we want." I have looked into this question and found that an officer received a disciplinary transfer for not meeting his quota! That officer, obviously, was stuffing his face with Dunkin Donuts and did not write enough tickets so he was punished. Was it really a quota, though, or was it a goal? A supervising officer doesn't believe that the words "goal" and "quota" mean the same thing. Is there a difference? You decide. But, in a State where everyone has a GDD (grammar and definition deficit), or ADD (Attention Deficit Disorder) this shouldn’t be a case at all. What can you expect when you see a sign that says, ‘Rural Cemetery’? Do’h! As if we bury our dead in Royal Oaks Avenue or Sunset Boulevard! Hell, we buried our Navy Admiral Grand Pa on Rodeo Drive which his monument later altered to a clothing store called Navy. How cute can it get? Jump back to you, it means: - $100 fine - 1 point, and expect slight premium increase with your insurance - Yes, case specific, but one offense per eighteen months may be masked from public view if completing traffic school, (After twenty years or so being driving back to traffic school, dumb-ass) and paying a $50 fee. - License suspension reinstatement automatically requires administrative hearing. - One (1) point offenses remain on record for three (3) years, two (2) point offenses remain on record for seven (7) years. Whoa! All that for driving 5 miles under the speed limit? Yes, sir! The sons of bitches, those policy and law makers, turned this into a Federal Case. Why didn’t you just ask me to strap myself with explosives and Kamikaze the living hell out of Bin Laden? That’d be a l"If she could hear, if she’d just listen, I’d tell her it’s okay to kill me. I’d even tell her how." AGENT TATTLETALE
A Poem About Agent Tattletale “Americans do drugs,” says Agent Tattletale, “because they don’t do leisure very well.” Instead, they do Percodans, Vicodins, OxyContin. Agent Tattletale onstage, one hand holds his video camera as a mask to hide half his face. The rest of him, off-the-rack in a brown suit. Brown shoes. A mustard-yellow vest. His straight brown hair combed back. A yellow bow tie and a white button-down dress shirt. There, the white of his shirt shimmers, patterned with movie actors. Instead of a spotlight, Agent Tattletale is a screen for stock footage: a shot of some theater audience. Rows and rows of people, all of them, their crowds of hands all clapping without a single sound. Onstage stands Agent Tattletale, favoring his left leg, leaning a little more to the right all the time. Instead of one eye, that spot filled by the red RECORD light of the video camera, watching. Instead of an ear, on that side the built-in microphone. To hear nothing but himself. Agent Tattletale, he says, “Americans are the world’s best at doing their work.” And studying and competition. But we suck when it comes time to relax. There’s no profit. No trophy. Nothing at the Olympic Games goes to the Most Laid-Back Athlete. No product endorsements for the World’s Laziest anything. His camera eye on auto-focus, he says, “We’re great at winning and losing.” And nose grindstoning, but not accepting. Not shoulder shrugging and tolerance. “Instead,” he tells himself, “we have marijuana and television. Beer and Valium.” And health insurance. To refill, as needed. Exerpted from Haunted by Chuck Palahniuk Haunted is a 2005 novel by Chuck Palahniuk. The plot is a frame story for a series of 23 short stories, most preceded by a free verse poem. Each story is followed by a chapter of the main narrative, is told by a character in main narrative, and ties back into the main story in some way. I have decided to make a series of portraits of each of the 19 characters in this book. The title quote is the first line of each character's story and the description is each character's poem. The portraits are my personal interpretation to the words of the book.</i
Technology has had a major effect on car insurance in the last few years. The Internet has made it easy for drivers to find cheap policies, and has forced many providers to compete in new ways. New car insurance discounts and better rates have been the result of these changes. However, it is sometimes hard for consumers to navigate the vastness of information about how auto insurance works.Related topics:
Technology has had a major effect on car insurance in the last few years. The Internet has made it easy for drivers to find cheap policies, and has forced many providers to compete in new ways. New car insurance discounts and better rates have been the result of these changes. However, it is sometimes hard for consumers to navigate the vastness of information about how auto insurance works.
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