2015 HUD Median Income for Arizona Counties

Family sitting in front of their home
Median household income is used for a variety of reasons, that include determining eligibility for low to moderate mortgage lending; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are searching for a mortgage and your household income is at or lower than  the amounts displayed below, tell this to the lender or broker. The benefit may be a reduced down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”

2015 Arizona county median income

2015 Median County Income 80% of Median Household Income
County Name Median Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Apache County 38,100 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Cochise County 53,900 30,200 34,500 38,800 43,100 46,550 50,000 53,450 56,900
Coconino County 59,400 33,750 38,550 43,350 48,150 52,050 55,900 59,750 63,600
Gila County 50,800 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Graham County 52,800 29,600 33,800 38,050 42,250 45,650 49,050 52,400 55,800
Greenlee County 54,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
La Paz County 42,900 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Maricopa County 64,000 35,850 41,000 46,100 51,200 55,300 59,400 63,500 67,600
Mohave County 44,700 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Navajo County 41,900 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Pima County 59,000 33,050 37,800 42,500 47,200 51,000 54,800 58,550 62,350
Pinal County 64,000 35,850 41,000 46,100 51,200 55,300 59,400 63,500 67,600
Santa Cruz County 45,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Yavapai County 56,000 31,400 35,850 40,350 44,800 48,400 52,000 55,600 59,150
Yuma County 43,400 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650