2016 HUD Median Income for Arizona Counties

Family sitting in front of their home
Median household income is used for a variety of reasons, that include determining eligibility for low to moderate mortgage lending; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are searching for a mortgage and your household income is at or lower than  the amounts displayed below, tell this to the lender or broker. The benefit may be a reduced down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”

2016 Arizona county median income

 80% of the HUD Median Income 
 County_Name   Area Median Income   1 person   2 person   3 person   4 person   5 person   6 person   7 person   8 person 
Apache County                            34,300          27,300          31,200          35,100          38,950            42,100            45,200            48,300            51,450
Cochise County                            58,400          31,650          36,200          40,700          45,200            48,850            52,450            56,050            59,700
Coconino County                            61,300          35,400          40,450          45,500          50,550            54,600            58,650            62,700            66,750
Gila County                            50,200          28,150          32,150          36,150          40,150            43,400            46,600            49,800            53,000
Graham County                            51,900          29,050          33,200          37,350          41,500            44,850            48,150            51,500            54,800
Greenlee County                            49,300          28,750          32,850          36,950          41,050            44,350            47,650            50,950            54,200
La Paz County                            43,900          24,750          28,250          31,800          35,300            38,150            40,950            43,800            46,600
Maricopa County                            62,900          35,250          40,250          45,300          50,300            54,350            58,350            62,400            66,400
Mohave County                            50,100          27,300          31,200          35,100          38,950            42,100            45,200            48,300            51,450
Navajo County                            42,200          24,950          28,500          32,050          35,600            38,450            41,300            44,150            47,000
Pima County                            56,700          31,750          36,300          40,850          45,350            49,000            52,650            56,250            59,900
Pinal County                            62,900          35,250          40,250          45,300          50,300            54,350            58,350            62,400            66,400
Santa Cruz County                            42,900          24,750          28,250          31,800          35,300            38,150            40,950            43,800            46,600
Yavapai County                            52,200          29,850          34,100          38,350          42,600            46,050            49,450            52,850            56,250
Yuma County                            45,800          26,850          30,650          34,500          38,300            41,400            44,450            47,500            50,600