2017 HUD Median Income for Arizona Counties

Family sitting in front of their home
Median household income is used for a variety of reasons, that include determining eligibility for low to moderate mortgage lending; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are searching for a mortgage and your household income is at or lower than  the amounts displayed below, tell this to the lender or broker. The benefit may be a reduced down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”

2017 Arizona county median income




80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Apache County Apache County, AZ 43,500 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Cochise County Sierra Vista-Douglas, AZ MSA 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Coconino County Flagstaff, AZ MSA 62,800 35,200 40,200 45,250 50,250 54,300 58,300 62,350 66,350
Gila County Gila County, AZ 51,000 28,600 32,650 36,750 40,800 44,100 47,350 50,600 53,900
Graham County Graham County, AZ 54,800 30,700 35,100 39,500 43,850 47,400 50,900 54,400 57,900
Greenlee County Greenlee County, AZ 54,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
La Paz County La Paz County, AZ 45,100 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Maricopa County Phoenix-Mesa-Scottsdale, AZ MSA 66,200 37,100 42,400 47,700 52,950 57,200 61,450 65,700 69,900
Mohave County Lake Havasu City-Kingman, AZ MSA 46,000 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Navajo County Navajo County, AZ 43,200 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Pima County Tucson, AZ MSA 59,300 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Pinal County Phoenix-Mesa-Scottsdale, AZ MSA 66,200 37,100 42,400 47,700 52,950 57,200 61,450 65,700 69,900
Santa Cruz County Santa Cruz County, AZ 44,500 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Yavapai County Prescott, AZ MSA 54,800 30,700 35,100 39,500 43,850 47,400 50,900 54,400 57,900
Yuma County Yuma, AZ MSA 44,500 28,400 32,450 36,500 40,550 43,800 47,050 50,300 53,550