Email: apoorva.javadekar@muthoot.com

Welcome to my homepage! I am a Chief Economist at Muthoot FinCorp Ltd - a large NBFC in India specializing in Gold loans and expanding its presence in other forms of secured and unsecured lending, including LAP, Auto, Housing.

My team here is dedicated to understand credit markets - exploring the role of gold especially for credit, and Indian household balance sheet. We aim to conduct high quality publishable and data driven research and open to partner with external researchers and universities. Please write to us for research opportunities.

I was a Assistant Professor of Finance at Indian School of Business before this and also spent a year as a visiting Assistant Professor of Finance at Robert H. Smith School of Business, University of Maryland. I obtained my PhD in Economics from Boston University and served as Research Director at CAFRAL (Reserve Bank of India) immediately after my PhD.  

My research fields are Financial Intermediation and International Finance. I am presently serving on SEBI's Research Advisory Committee