HOW TO INVEST RETIREMENT - HOW TO

How To Invest Retirement - Global Resource Investments.

How To Invest Retirement


how to invest retirement
    retirement
  • withdrawal for prayer and study and meditation; "the religious retreat is a form of vacation activity"
  • The period of one's life after leaving one's job and ceasing to work
  • withdrawal from your position or occupation
  • The action or fact of leaving one's job and ceasing to work
  • the state of being retired from one's business or occupation
  • The action or fact of ceasing to play a sport competitively
    how to
  • Practical advice on a particular subject; that gives advice or instruction on a particular topic
  • Providing detailed and practical advice
  • A how-to or a how to is an informal, often short, description of how to accomplish some specific task. A how-to is usually meant to help non-experts, may leave out details that are only important to experts, and may also be greatly simplified from an overall discussion of the topic.
  • (How To’s) Multi-Speed Animations
    invest
  • Devote (one's time, effort, or energy) to a particular undertaking with the expectation of a worthwhile result
  • Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture
  • Buy (something) whose usefulness will repay the cost
  • make an investment; "Put money into bonds"
  • endow: give qualities or abilities to
  • furnish with power or authority; of kings or emperors
how to invest retirement - How to
How to Invest for Retirement After the Crash of 2008
How to Invest for Retirement After the Crash of 2008
In the years immediately preceding 2008, the rage in financial planning was diversification. By not putting all your eggs into one basket, some asset classes would do poorly.......but other asset classes would do well. The theory was that investors should find asset classes which are not correlated to each other. The financial planning industry and Wall Street advocated investing in many asset classes including diversified U.S. stocks, diversified developed international stocks, emerging market stocks, commodities, timber, and bonds.
Unfortunately, in the Crash of 2008, all asset classes suffered dramatic declines except cash and bonds. Except for cash and bonds, the correlation differences between all other asset classes disappeared.....and their correlation became the same (correlation = 1.0). The U.S. stock market suffered a 37 percent decline (as measured by the S&P 500) and both international stocks and emerging market stocks declined even more.
Many investors who had 70% to 90% percent of their retirement portfolio in stocks, were devastated. Many have delayed their plans for starting retirement. Many have simply given up on investing and figure they will work until they die. Going forwards, fear of another Crash has left many investors in a quandary in regards of how to achieve retirement. This short story explores several techniques that investors can use to revise how they save and invest for retirement.

In the years immediately preceding 2008, the rage in financial planning was diversification. By not putting all your eggs into one basket, some asset classes would do poorly.......but other asset classes would do well. The theory was that investors should find asset classes which are not correlated to each other. The financial planning industry and Wall Street advocated investing in many asset classes including diversified U.S. stocks, diversified developed international stocks, emerging market stocks, commodities, timber, and bonds.
Unfortunately, in the Crash of 2008, all asset classes suffered dramatic declines except cash and bonds. Except for cash and bonds, the correlation differences between all other asset classes disappeared.....and their correlation became the same (correlation = 1.0). The U.S. stock market suffered a 37 percent decline (as measured by the S&P 500) and both international stocks and emerging market stocks declined even more.
Many investors who had 70% to 90% percent of their retirement portfolio in stocks, were devastated. Many have delayed their plans for starting retirement. Many have simply given up on investing and figure they will work until they die. Going forwards, fear of another Crash has left many investors in a quandary in regards of how to achieve retirement. This short story explores several techniques that investors can use to revise how they save and invest for retirement.

88% (18)
matsanza
matsanza
A 2007 Kenya General Elections aspirant. Became second during the elections to become a Civic Leader in Marakusi Ward found in Lugari Constituency, Lugari District, Western Provice of Kenya. Erick Matsanza is committed to bringing change in the way the people of Marakusi Ward and beyond are lead. He is focused in first changing one of the Wards in Lugari, Marakusi, where the race is now dominated by retirees who are not looking at the ward in terms of development but as a source of income in their retirement lives. Erick Matsanza has requested the people of Marakusi Ward to change all these and give him a chance to provide youthful and energetic leadership that will bring development in the area. Erick I. Matsanza has come to realize that in order to truly improve the lives of people in Marakusi community and other communities, it would take not just a change of guard at the local level, but a change in the politics of Marakusi and its leadership. Erick Matsanza believes in the ability to unite people around a politics of purpose, that which puts solving the challenges that the people of Marakusi face everyday ahead of partisan issues. It is Erick Matsanza's first time to enter active politics. Realizing that there was a problem with party politics not only in Marakusi Ward but in the whole of Lugari with power brokers in all wards in Lugari, who have held existing parties at ransom in that you have to pay them so as to be allowed to participate in the internal affairs of a party, Erick Matsanza approached and teamed up with Richard Sisa and went to a fresh party which had not taken root in Lugari. Erick and Richard have been instrumental and successfully initiating the ideologies of Labour Party of Kenya (LPK) in the whole constituency, where Erick Matsanza currently serves as the party Branch Co-ordinator/Organizing Secretary while Richard Sisa as it's Branch chair. Erick Matsanza went for LPK despite the formation of KADDU, a new party formed at the same time by a powerful local leader. He looked at the move as a Goliath and David fight. The reason is the kind of leadership provided by this person has left the community languishing in poverty as he only comes during the election year and distributes money which helps the community only for a day. Erick believes in a chinese proverb which says, "Give a man fish and you feed him for the day, teach a him how to fish and you feed him for life." The leadership that exist even today does not invest in the people and future of Marakusi Ward and Lugari as a whole, the very reason the people of Lugari languish in poverty despite being a farming area. Lugari Constituency is a cosmopolitan area. As a civic leader for Marakusi Ward that lacks behind in terms of development leaving all youths to run to the boda boda business, thus ferrying persons on bicycles at a fee, Erick Matsanza has teamed up with another aspiring candidate for a parliamentary seat, Mr. Richard W. Sisa to initiate several poverty-alleviation and related projects, including the donation of Sufuria's and vegetable seeds to be planted by the people of not only Marakusi but Lugari Constituency as a whole. Together, their aim is to ensure good quality of life for all in Marakusi Ward and Lugari Constituency. Erick I. Matsanza is a loving family man and he and his wife Violet have two children. They are Valentino Matsanza, born in February 2005, and Belicia Torika, born in February 2007. He is a God fearing person currently fellowships at The Green Pastures Terbanacle in Nairobi, on Ngong Road. Erick Inghatt Matsanza was born in Western Province on April 12, 1974, the last born son of the Late Dixon Omuhindi Matsanza, and his wife the Late Dorina Opisa. Erick has worked in various organizations all in leadership positions. Madin Care Limited as a Support Executive, GIIT Limited as a Principal Tutor culuminating to establishing of his own family business. Today, Erick has decided to bring change and redefine the way civic leadership is handled – leadership that seeks liberation from the corruption and clanistic favouritism that has bedevilled not only Marakusi but Lugari's social and economic progress that he has witnessed since he was born. Most of the leaders that have been elected in Lugari, including parliamentary leaders have all resided outside the constituency therefore loosing touch with the reality of the problems bedevilling the people of not only Marakusi Ward but Lugari Constituency as a whole. They have had no heart for the development of Lugari as a whole and this has to come to a stop. The people of Lugari have been denied access to information by the very leaders they have elected, sending them to a state of confusion and not being able to tell the available alternative. They have become victims of euphorias going by the current wave of party politics every election year, ignoring persons who can champion for their welfare. The time has come to bring change into Marakusi and L
Raymond Clyde Kerns - Lieutenant Colonel, U.S. Army - April 26th, 1921 - February 6th, 2008
Raymond Clyde Kerns -  Lieutenant Colonel, U.S. Army - April 26th, 1921  -  February 6th, 2008
My father, Raymond C. Kerns, passed away around 6:30 this morning, succumbing to inoperable liver cancer. He was 86 years old. I don't expect I'll feel much like posting any of my usual night shots anytime very soon, but I am especially proud of my father, and I wanted to share a bit about my dad with all of you, my Flickr friends. --------------------------------------------------------------------------------------------------------------------- Born 26 April 1921 in rural Kentucky, my dad quit school after the eighth grade to help on his father’s small tobacco farm. At 19, he was playing guitar with friends at an amateur contest in Ohio when he met 15-year-old singer Dorothy Helen Lane. That night, he went home and told his mother, “I just met the girl I’m going to marry.” He wasn’t sure how he was going to support a wife, but the answer came in the form of the classic "Uncle Sam Wants You" poster. He joined up and was sent to Hawaii. At the age of six, dad had seen Lindbergh’s “Spirit of St. Louis” glide across the sky over his family's farm, and he’d wanted to fly ever since. Because he had no high school diploma, however, the Army refused to give him flight training – even though he passed the admission exam with flying colors. Undaunted, he invested his paycheck in civilian flying lessons while stationed at Schofield Barracks, Oahu, Hawaii. Shortly after his first solo flight, Pearl Harbor was attacked, and the Army was suddenly desperate for pilots. He became one of the first forward observers of the Army Air Corps, flying a Piper L-4 above the battlefield to help the artillery to target its fire and provide guidance for American ground troops. While he was flying his "Paper Cup" above Hawaii, New Guinea, and the Philippines, Dorothy Lane was repairing radios in warplanes at a plant in Columbus, Ohio. They had corresponded since their first meeting, but did not see each other again until a brief visit when dad returned to the States to attend Officer Candidate School in 1942. Later that year, he proposed by telegram, and on 5 January 1943, they were married in Denton, Texas, where dad was taking additional flight training. After the brief ceremony, they walked down the street to an ice cream parlor to celebrate. After four years of civilian life, my dad decided to make the Army his career, and returned to active duty. In the Korean conflict, he piloted both fixed-wing aircraft and helicopters. Over the years, my parents were stationed in Japan, Germany, and many stateside locations, including Camp Hanford, Washington; Washington, DC; Fort Leavenworth, Kansas; Fort Sill, Oklahoma; and Fort Hood, Texas. My sister Carol was born in 1956, and I in 1961. My father left home again to serve in Vietnam in the late 1960s, and retired from the Army in 1972 as a Lieutenant Colonel. His many decorations include the Silver Star, the Air Medal, and various awards for meritorious achievement. He was also awarded the Purple Heart for injuries sustained during World War II, when his L4 reconnaissance plane was shot down by Japanese troops who continued to fire on him from shore as he floated near his sinking plane. After retirement, he entered the University of Texas at Austin and earned a degree. He also became the first president of the 89th Field Artillery Battalion Association, wrote the 89th's official history, and published the Association's highly-regarded newsletter for over a decade. On January 5th of this year, my parents celebrated their 65th wedding anniversary, and my father's account of his experiences as a liaison pilot during World War II, titled “Above The Thunder,” will be published in the fall of 2008 by Kent State University Press in Ohio. I couldn't be more proud of my father, his life, and his accomplishments. To me, he was and always will be the definition of a true American hero. In the words, of the late, great American singer/songwriter Steve Goodman... "I miss my old man tonight..."

how to invest retirement
how to invest retirement
How to Save and Invest for Retirement
This short story explains the basic concepts of financial planning and provides a conceptual roadmap for planning your retirement. By using a conceptual roadmap approach, you can quickly grasp the general concepts of retirement planning in a very short amount of reading time.

This short story explains the basic concepts of financial planning and provides a conceptual roadmap for planning your retirement. By using a conceptual roadmap approach, you can quickly grasp the general concepts of retirement planning in a very short amount of reading time.

Comments