Structured Investment Product

structured investment product
    structured investment
  • In finance, a structured product, also known as a market-linked product, is generally a pre-packaged investment strategy based on derivatives, such as a single security, a basket of securities, options, indices, commodities, debt issuances and/or foreign currencies, and to a lesser extent, swaps
  • A thing or person that is the result of an action or process
  • an artifact that has been created by someone or some process; "they improve their product every year"; "they export most of their agricultural production"
  • a quantity obtained by multiplication; "the product of 2 and 3 is 6"
  • merchandise: commodities offered for sale; "good business depends on having good merchandise"; "that store offers a variety of products"
  • An article or substance that is manufactured or refined for sale
  • A substance produced during a natural, chemical, or manufacturing process
structured investment product - Wealth Management:
Wealth Management: Private Banking, Investment Decisions, and Structured Financial Products
Wealth Management: Private Banking, Investment Decisions, and Structured Financial Products
This book has two themes: Private Banking and investment decisions regarding Structural Financial Products. Dr. Dimitris Chorafas examines in a rigorous way whether structured financial products are advisable investments for retail and institutional investors and, if yes, which risks they entail. As our society becomes increasingly affluent, and state-supported pension schemes find it difficult to survive, a growing number of high net-worth individuals, and families, have become retail investors - looking for ways and means to optimize wealth management, and Private Banking deals with these sorts of clients. Private banking also deals with clients that are institutional investors, such as pension funds, mutual funds, and insurance companies, as well as not-for-profits, foundations and companies explicitly set up for wealth management. Both institutional and retail investors are being offered by the banks they work with structured products. Typically, these are securities that provide them with a redemption amount, with may be either with full or partial capital protection, and some type of return. The book examines structured financial products, their polyvalent nature, and the results which could be expected from them.

Return on structural instruments, which are essentially derivatives, is paid in function of a specific investment strategy on selected underlying asset(s). This essentially means on the performance of the underlyings, obtained by asset managers, which may be banks or hedge funds, through purchase or sale of embedded options. But there are risks. Both risk and return from structured products are related to three main issues: the volatility of future value of an underlying, the uncertainty of future events, and the exposure of the product. Every type of investment is subject to market forces, and the more leveraged a portfolio is, the greater will probably be both the assumed risk and the expected reward. The fact that structured financial products appeal, or at least are being marketed, to both retail investors and institutional investors makes the dual approach deliberately chosen in this book most advisable. This book addresses all these issues in a practical manner with numerous case studies and real-world examples drawn from the author's intensive research.

*Because it is based on intensive research, the book is rich in practical examples and case studies
*Addresses the growing trend towards the use of structured financial instruments in private banking
*Thorough treatment of structured financial products that keeps maths to a minimum

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Productivity Highlight
Productivity Highlight
'Productivity Highlight' - Mossel Bay Refinery, Western Cape Province - South Africa. "Mossgas, the oil-from-gas megaproject was started in 1987 and comprised two key components: the giant drilling and production platform anchored over the gas field 85 km south of Mossel Bay and an elaborate high-tech refinery 11km west of Mossel Bay. In January 2002, PetroSA was founded as a merger of three commercial companies owned by the South African Government; Mossgas, a manufacturer of synthetic fuels, Soekor, an oil and gas exploration company and sectors of the Strategic Fuel Fund as a tanking and fuel storage agency. PetroSA is a pioneer in the field of Gas-to-liquid production and operates the worlds largest natural gas-to-liquids plant on a 77 ha site at Mossel Bay. One of only three plants worldwide operating gas-to-liquid technology commercially to produce transformation fuels, the Mossel Bay Plant produces 35 000 barrels of finished products which is about 7% of South Africa's liquid fuel needs. The offshore platform delivered the first gas from the field to the onshore plant on 31 March 1992. The onshore plant achieved full production in January 1993." ************************* As of 15 April 2010 I am officially releasing my new collection of Sepia investment fine art photography along with a change in pricing structure - the price simply increases by a fixed margin as the edition number gets higher and the remaining prints of a particular photo become also favors the first few buyers considerably more than others buying a higher numbered print... Artist validated / authenticated and signed with title (for interest sake, most photos will have the place & province in South Africa where it was shot written underneath on the border) and year of release along with limited edition number out of a maximum of only 35 prints per individual photo regardless of size. Price may vary from print to print and also subject to change slightly according to increases in framing, printing and fine art paper costs etc. each year... -------------------------------------- Print Number 1; Fine art print: $100 (R746.838*) Framed & double matted with glass: add an extra $70 (R520*) Print Number 2 - 5; Fine art print: $300 (R2,212.85*) Framed & double matted with glass: add an extra $70 (R520*) Print Number 6 - 15; Fine art print: $450 (R3,318.33*) Framed & double matted with glass: add an extra $70 (R520*) Print Number 16 - 30; Fine art print: $700 (R5,160.13*) Framed & double matted with glass: add an extra $70 (R520*) Print Number 31 - 34; Fine art print: $1,100 (R8,110.62*) Framed & double matted with glass: add an extra $70 (R520*) Print Number 35 (Last in the Edition); Fine art print: unspecified as of yet... Print Size 24.96cm x 37.27cm (dimensions inclusive of a small white border) contact me at for larger print size inquiries Prices exclude any shipping costs. *Rand prices calculated at the exchange rate of April 15th - 2010: 1 USD = 7.37181 ZAR
Dairy battle begins as Nestle and Bel go head to head for Yoplait
Dairy battle begins as Nestle and Bel go head to head for Yoplait
Swiss food giants Nestle have confirmed their interest in purchasing French dairy company Yoplait as Bel cheese-makers review their original offer. Although the negotiations are yet to begin, Nestle is said to be highly interested in the 50% of Yoplait put up for sale by French private equity firm PAI. The famous chocolate maker lost out to PAI in 2002 when the original stake in Yoplait was first put up for sale. It seems Yoplait are just as keen as their potential buyers. Back in November 2010, the head of French dairy company, Lucien Fa stated that Nestle would make an "ideal" partner in assisting Yoplait’s expansion into China and India in the future. Yoplait currently operates in 50 countries and employs 1,500 people, 1,300 of them in France, and has global sales of about 3.5 billion euros, second only sector-leader Danone. Fa previously told Swiss newspaper Le Matin Dimanche that Nestle is "in terms of the company profile, the ideal candidate," he went onto state that "It has the money, the structures, the people. It's everywhere and shares (our) concern for products that are good for health," and would help "reduce the gap with Danone." French cheese group Bel have also been reportedly holding talks with France's strategic investment fund (FSI) about a collaborative investment in Yoplait. Their initial offer was rejected by the dairy group, although Bel are rumoured to be reviewing their bid with assistance from French co-operative Sodiaal. Having already piqued the interest of Nestle and Bel, the sale of Yoplait is expected to draw interest from a wide range of bidders including emerging market buyers from China and Mexico, private equity players and other food giants such as General Mills, who have headed Yoplait’s American distribution for over thirty years.

structured investment product
structured investment product
How to Invest in Structured Products: A Guide for Investors and Asset Managers (The Wiley Finance Series)
This book is essential in understanding, investing and risk managing the holy grail of investments - structured products. The book begins by introducing structured products by way of a basic guide so that readers will be able to understand a payoff graphic, read a termsheet or assess a payoff formula, before moving on to the key asset classes and their peculiarities. Readers will then move on to the more advanced subjects such as structured products construction and behaviour during their lifetime. It also explains how to avoid important pitfalls in products across all asset classes, pitfalls that have led to huge losses over recent years, including detailed coverage of counterparty risk, the fall of Lehman Brothers and other key aspects of the financial crisis related to structured products. The second part of the book presents an original approach to implementing structured products in a portfolio.
Key features include:
A comprehensive list of factors an investor needs to take into consideration before investing. This makes it a great help to any buyer of structured products;
Unbiased advice on product investments across several asset classes: equities, fixed income, foreign exchange and commodities;
Guidance on how to implement structured products in a portfolio context;
A comprehensive questionnaire that will help investors to define their own investment preferences, allowing for a greater precision when facing investment decisions;
An original approach determining the typical distribution of returns for major product types, essential for product classification and optimal portfolio implementation purposes;
Written in a fresh, clear and understandable style, with many figures illustrating the products and very little mathematics.
This book will enable you to better comprehend the use of structured products in everyday banking, quickly analyzing a product, assessing which of your clients it suits, and recognizing its major pitfalls. You will be able to see the added value versus the cost of a product and if the payoff is compatible with the market expectations.