Preventing Identity Theft

Today, more and more people are becoming the victims of identity theft. It seems as if everywhere you turn someone is trying to gain access to your personal information. The effects can be devastating, causing you a lot of time, money and stress that you simply don’t need. Learning how to prevent identity theft is one of the best things you can do. By being prepared, you can keep your identity safe and secure. The more people who know how to prevent being the victim of identity theft, the less someone else is going to be to commit the crime and steal their identity.

Preventing identity theft begins by managing your personal information sensibly and with caution. To keep your information safe and free from potential thieves, consider following the precautions outlined below. Only Bring the Essentials If you are traveling outside of the home, don’t take anything extra with you. Leave extra credit cards, birth certificate, passport and social security card at home. The least amount of information you have on you, the better it is going to be overall. If you don’t have anything on you that gives personal information out, the thief isn’t going to get very far when they attempt to steal your identity.

Don’t Let New Checks Come in the Mail If you run out of checks and have to order new ones, don’t let them come to your mailbox. Let the bank know that you want to pick them up inside of the branch. Thieves are always scouring mailboxes in hopes of getting personal information from their victims. Your checks are the prime source of information for them to take control of your finances and rob you blind. By picking your checks up at the bank, you make it that much harder for them to be altered, stolen and cashed by the thief. Exercise Caution When Giving Out Personal Information When it comes to talking on the phone, exercise caution when providing anyone with personal information. Identity thieves will call posing as a government agency or bank in the hopes of gathering information from you.

To help prevent identity theft from occurring, don’t give out any information over the phone unless you are the one who initiated the phone call. By being the one to call the agency, you can rest assured that you are speaking to the right person. To help learn more about what you can do to protect your identity read my story about identity theft and how credit monitoring service can help stop the damage from getting out of control.