FHA INVESTMENT PROPERTIES : INVESTMENT PROPERTIES

Fha investment properties : Venture capital invest.

Fha Investment Properties


fha investment properties
    investment properties
  • (Investment property) A property that is not occupied by the owner.
  • (INVESTMENT PROPERTY) Property (land or a building - or part of a building - or both) held (by the owner or by the lessee under a finance lease) to earn rentals or for capital appreciation or both.
  • (Investment property) Real estate that generates income, such as an apartment building or a rental house.
    fha
  • Federal Housing Administration
  • A federal agency that insures first mortgages, enabling lenders to lend a very high percentage of the sale price.
  • Future Homemakers of America
  • Federal Housing Administration: the federal agency in the Department of Housing and Urban Development that insures residential mortgages
  • Federal Housing Administration.
fha investment properties - The Home
The Home Buyer's Advisor: A Handbook for First-Time Buyers and Second-Home Investors
The Home Buyer's Advisor: A Handbook for First-Time Buyers and Second-Home Investors
The tax-smart guide for first-time buyers and second-home investors

Whether you're a first-time home buyer or a seasoned investor, this practical guide covers everything you need to know to invest safely, confidently, and profitably in today's real estate market-while getting the most out of the latest tax laws.

The Home Buyer's Advisor shows you precisely what to look for in a real estate investment, where to find the best buying opportunities, how to use proven holding strategies such as land-banking and lease options, and how to make your home a secure foundation for future real estate investments. Ideas for a secure retirement are also included. Packed with ideas, strategies, and real-world examples, Andrew McLean's Home Buyer's Advisor will show you how to:
* Take advantage of a wide range of financing methods, such as originating new VA, FHA, and conventional loans; loan assumption; wrap-around loans; and other alternative financing methods
* Hunt for bargain properties using the Internet
* Profit from HUD and VA repossessions and bank foreclosures, and bid for property at special auctions
* Use professional appraisal techniques to ensure you're getting the best value for your investment
* Utilize smart investment strategies and holding techniques
* Manage properties without all the hassles
* Minimize, defer, and transfer more of your tax liability
* And much more!

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Austin Real Estate Eye: June 2010 Happy Fathers Day
Austin Real Estate Eye: June 2010 Happy Fathers Day
Austin Real Estate Eye - This Month in Real Estate June 2010 ............................................................................................................................... Check out the updates from 512HomesForSale.com/ Happy Fathers Day! Real Estate News: This Month in Real Estate June, 2010 (Video) Is a distressed property (Foreclosure, REO, and Bank Owned Homes) the right deal for you? Austin was picked as the No. 1 best city to live in for the next 10 years Mortgage Rates Lowest in a year No more tax credit… Bond 77 is an affordable alternative for buyers with little or no down payment. RED Day 2010 and Kitty Litter Call me for all Austin Real Estate needs & questions: 512-589-7308 Commentary The housing sector continues to show signs of recovery. Together the tax credit (which expired at the end of April), the more upbeat consumer confidence, and favorable market conditions all contributed to bolstering April’s sales activity - with existing home sales increasing for the second straight month. The return of buyer confidence with much of the home price correction believed to be over, encouraging economic developments and historically low mortgage rates, will provide the stepping stone for further market stabilization. Meanwhile, stagnant job growth and elevated levels of foreclosure continue to be cause for concern. The government is now taking proactive steps to restructure the mortgage industry with risk-management measures seen by experts as a “huge cut in red tape” that would ultimately benefit consumers. The Housing Market Existing Home Sales Existing home sales strengthened in April to 5.77 million, up 8.7% from March and 22.8%from last April. This is the tenth consecutive month of year-over-year increases. According to Lawrence Yun, NAR chief economist, although part of the uptick was expected from the tax credit, there’s also been a return of buyer confidence, for those who remained on the sideline last year. The return of confidence is a result of stabilized prices, an improved economy, and continued advantageous interest rates. In March, 49% of sales were from first-time buyers. Median Home Price The median price for an existing home was $173,100 in April, up 2.1% from a year ago and 4% from March. Distressed homes, accounting for a third of last month’s sales, continued skewing prices downward slightly as they typically are discounted 15% compared to typical home sales. Overall, prices this past year showed increased stability over the previous year. Inventory Total housing inventory rose slightly to 4.04 million in March, representing slightly less than an eight-and-a-half month supply of sales (if homes continue to sell at the current pace consistently and no new homes come on the market). Compared to the previous year, there are now 3% more homes on the market. Although this is the first rise in twenty consecutive months of decline when compared to the previous year, NAR’s chief economist believes this increase can be attributed to the summer selling season and that home prices are back on track. Mortgage Rates Mortgage rates dipped back below 5% this month due largely in part to the European debt crisis. As confidence in the value of the Euro eroded, more investors chose the U.S. dollar instead. With more demand for dollars, the cost of debt (interest rate) dropped. This event has also shown the global recovery is not free-and-clear of roadblocks to complete recovery. However, experts still anticipate rates will increase to between 6% and 6.5% by the end of the year. As the recovery gains increasing traction, the Federal Reserve will need to increase rates to prevent inflation. Affordability Affordability remains advantageous, supported by some of the lowest mortgage rates in decades as well as less expensive home prices. The home price-to-income ratio continues to remain well below the historical average of 25%. The ratio now stands at 14.9%. Sources: National Association of Realtors, Freddie Mac Government Action FHA Turns to Lenders to Monitor Brokers As the Federal Housing Administration (FHA), the government agency that insures home loans, saw its market share rise to about one-third of the mortgage market last year, up from 2% in 2006, the number of brokers seeking to arrange FHA-backed loans has mushroomed to 9,043 at the end of 2009 from 5,759 just two years earlier. The agency, finding itself inadequately equipped to monitor its brokers, is shifting the responsibility to its lenders. The FHA expects the new policies to result in better risk management, and the cut in red tape should produce better rates for consumers. As of May 20, the FHA no longer certifies mortgage brokers or tracks the performance of brokers’ loans. Instead, lenders are now required to sponsor brokers and assume responsibility for loans they originate, including losses from fraud or mistakes in underwriting. In addition to revamping broker insight, the agency also beefed up oversig
Austin Real Estate Eye: July 2011
Austin Real Estate Eye: July 2011
Austin Real Estate Eye - July 2011 Search All Austin Homes For Sale ............................................................................................................................... Check out the updates from 512HomesForSale.com Austin, TX named a top market for rental property investing National Night Out Balcones Village and Spicewood at Balcones Village (Austin, TX) in August 2011 Austin, TX Area Real Estate Market Stats July 2011 (Entire MLS June Data) Austin Foreclosures Down Balcones Village 4th of July Parade 2011 Which way should a ceiling fan turn during summer Austin Rent Prices on the way up! FHA Loans – Not just for first-time home buyers Tips to Make Your Austin TX Home Sell Call me for all Austin Real Estate needs & questions: 512-589-7308 July 2011 Market Update The U.S. housing market has shown increased stability in home sales during 2011 compared to the previous year. The trend has been an upward one since the expiration of the tax credit last summer. Home prices have softened, particularly earlier this year, due to a higher-than-normal number of distressed sales. However, both the percentage of distressed sales and the amount of time they spend on the market has decreased in recent months, a positive sign for the market moving forward. In fact, prices have steadily followed a positive monthly trend since February. Mortgage defaults have also declined lately. While interest rates continue to break new record lows, the number of buyers who are able take advantage of these savings is restricted by tougher underwriting standards for mortgages. 40% of the banks surveyed by the Office of the Comptroller of the Currency tightened lending standards for mortgages within the past year. In his second press conference, Federal Reserve Chairman Ben Bernanke stated that a quicker foreclosure process and additional home price stabilization are key to boosting confidence in the market and bolstering a more robust recovery in the housing sector. As the economy improves, stimulus efforts by the government and the Fed will most likely continue to wind down, which typically spurs rising interest rates to keep inflation in check. Although inflation has been the source of recent concern, the Fed appears confident it will remain in check for the near term. Meanwhile, buyers continue to benefit from historically favorable buying conditions, and sellers are encouraged by increased market stability. Home Sales in millions Home sales in May were down 15.3% compared to the same time last year when the impact of the tax credit was at its peak. Compared to the previous month, sales were down 3.8%. NAR Chief Economist Lawrence Yun states that the slower pace of sales is consistent with the slower pace of overall economic activity and that falling gas prices will help to moderate the impact of a sluggish economy. Although he continues to cite unnecessarily tight credit for limiting buying activity, the pace of sales in the second part of the year is expected to be stronger. Home Price in thousands Home prices rebounded 3.4% in May with median home prices rising to $166,500. This is 4.6% below the year-ago level and continues to keep the median price close to 2002–2003 levels. Just under 1 in 3 homes sold during May were distressed properties, which typically sell at a 10%–20% discount. This is down 6 percentage points from April and is exactly the same as a year ago. Investors represented 19% of sales, and first-time buyers accounted for 35% of May sales compared to 14% and 46% respectively a year ago at the peak of the tax credit. Home prices and mortgage rates remain favorable for buyers heading into the summer selling season. Inventory- Month's Supply in months The supply of homes measured in months on the market at their current pace was up during May compared to April. Inventory levels remained 26% below the peak of 12.5 months in July 2010 and 12% above April of 2010 when the tax credit was in full swing. Source: National Association of Realtors Interest Rates Rates are at a record low after steadily declining throughout May, primarily due to uncertainty in the global and domestic economies. While these incredible rates represent a significant savings for home buyers, experts note that for the benefits to fully be realized, lending conditions must loosen so more buyers can take advantage of them. As overall economic activity gets back on track, rates will likely rise to keep inflation in check. In other words, the window of opportunity for buyers to lock in these historically low interest rates may not remain open much longer. Source: Freddie Mac This Month's Video Topics For Home Owners, Buyers & Sellers Tips for Selling Your House 1. Price it right. Studies show that when homes are priced to sell, they not only sell faster, they ultimately command a higher price than homes that sit on the market and get perceived as “stale.” 2. Consider a presale inspection. This will help you to

fha investment properties
fha investment properties
Quicken Rental Property Manager  [OLD VERSION] [Download]
Quicken Rental Property Manager 2010 includes all of the features found in Quicken Home & Business, plus smart tools for managing your rental properties.

Organize your personal and your rental property finances. Click to enlarge.

Maximize deductions and minimize your taxes. Click to enlarge.

In the Rent Center, you can record rent collected, partial payments, and late fees. Click to enlarge.

See where your money's going. Click to enlarge.

See your most important info in one place. Click to enlarge.

Getting started is a breeze. Click to enlarge.
Manage your personal, business, and rental property finances in one place
Includes all the features and tools of Quicken Home & Business, plus:

Makes it easy to organize and manage your personal and rental property finances--all in one place
Identifies tax-deductible rental property expenses
Tracks income and expenses by property
Lets you know which rents have been paid--and who owes you money
Upgrading your Quicken? See "What's New in 2010" for the latest features and benefits
Features and Benefits
Organizes your personal and your rental property finances
Bring your personal and rental property accounts together--including online banking, credit card, loan, 401(k) and investing accounts. Avoid the hassle of going to multiple web sites or manually entering data. Now you can see it all in one place with just ONE password. Access over 6,700 banks, brokerages and other financial institutions--including PayPal.
Helps you make better decisions on your rentals
Shows a snapshot of your rental property management expenses by property, so you know where your money is going, and where you can cut back. Tracks income and expenses for each property you own. Compare profit and loss from your different rental properties, to see which units are the most profitable.
Shows you how to maximize deductions and minimize your taxes
Quicken Rental Property Manager categorizes your personal and rental property expenses for tax purposes. Our tax deduction summary lets you instantly see your tax deduction status throughout the year to help avoid any April 15th surprises. Quicken creates tax reports you can provide to your accountant. You can also easily export your data directly to TurboTax for fast and accurate tax preparation.
Creates a Schedule E tax report
Quicken Rental Property Manager generates a Schedule E report for your rental properties. Automatically export the Schedule E data to TurboTax, or print a copy for your accountant.
Instantly see who has and hasn't paid rent this month
In the Rent Center, you can record rent collected, partial payments, and late fees. With just a click, find tenant contact information such as lease terms, security deposits and overall payment history.
See where your money's going
Quicken Rental Property Manager automatically categorizes your personal and rental property expenses. Check in anytime to see exactly where your personal and rental property finances are for the week, month or year.
Provides comprehensive investing and planning tools
Easily track, analyze, and optimize your investment portfolio. You can see changes in assets, liabilities, and net worth with one click: we show how your investments are performing across all your accounts.
Helps you make better buy/sell decisions
We help you identify top-performing investments, so you can make smart decisions on buying or selling. For example, use Morningstar Ratings to compare mutual funds and see which ones best fit your investment management goals.
Watch your savings grow
We make it easy to get on--and stay on--a budget. Set suggested spending limits and savings goals based on the information you enter into Quicken Rental Property Manager day-by-day.
An intuitive "Spending Planner" summarizes your actual spending and compares it to what you planned to spend for the month. Check your progress at a glance, and quickly see where you have room to spend or need to save more.
We can also help you create customized plans to reduce/eliminate debt--and to save for a house, college, retirement or large purchase.
Never miss a bill
See what bills--personal and business--have already been paid, what's coming up and if you have enough left in your accounts to cover them--all in one convenient place. Set reminders to pay bills on time and instantly check the status of past bills.
Enjoy free support when you buy, install or upgrade Quicken
If you need help purchasing, installing or upgrading your new Quicken personal finance software, free phone support is available. For more information, visit our Help & Support site.
Save money and shop smart
Our free service--Quicken Picks--seeks out the best online coupons and discount offers just for you, on the stuff you care about. You also get cash back on all your purchases, helping you save even more. You can sign up for Quicken Picks anytime within your Quicken software.
Easily import from Microsoft Money
If you've been using Microsoft Money personal finance software, we can help you transfer your valuable financial information to Quicken.4 With our easy-to-use Data Converter tool, you'll be up-and-running with Quicken in practically no time.
What's New in 2010
Already using Quicken? Reasons to upgrade now:
New--See your most important info in one place
The new Quicken home page puts all your most important financial information in one easy-to-understand window, so you can see how you're doing at a glance.
Improved--Find the tools you need, faster
The improved menu and toolbar make it easier to find the tools you need to help organize your personal finances.
New--Getting started is a breeze
It's simpler than ever to put Quicken to work for you--so you can reach your personal finance goals faster. With the new Guided Setup, you just answer a few simple questions; we'll show you how Quicken works, and what to do next. You'll see your total financial picture come into focus even sooner than you expect.
New--Avoid late fees and penalties
We help you avoid overdraft fees and penalties--by showing you how much you'll have left in your account until your next paycheck.
Improved--Check for accuracy
We've made it easier to review your transactions, so you can quickly spot anything that looks inaccurate or out of place. If a transaction requires follow-up, you can flag it with a reminder.
Improved--Get tips from other Quicken users
With Quicken's Live Community, you can get help and advice from other Quicken users without ever leaving Quicken. If you have a question about something specific you're trying to do, just look to Live Community on the right of the Quicken screen for the answer.

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