Scholarships & Financial Aid

Search Scholarships in Naviance:

TO LOG ON TO NAVIANCE:

  • Click here to go to RRHS Naviance Site: https://student.naviance.com/rioranchohs
  • Username= student’s identification number
  • Password= birthday (ie. 01082001)
  • Under Colleges tab, select Scholarships and Money and select National Scholarship Search

Financial Aid Application Opens 10/01/2018

FAFSA Workshops

New Mexico Educational Assistance Foundation (NMEAF)

New Mexico Helping New Mexicans Fund Higher Education

College Connect NM offers FAFSA workshops throughout New Mexico to help students and families complete this important application.

FAFSA Information

FAFSA Training Presentation & Resources

Events Calendar


  • Deadline 9/18/2018: The Gates Scholarship application is now open! Reward includes tuition, fees, books, room and board, and may include additional personal costs. Interested students can apply by visiting https://www.thegatesscholarship.org/scholarship. Requirements: A high school senior. From at least one of the following ethnicities: African American, American Indian/Alaska Native*, Asian/Pacific Islander American, and/or Hispanic American. Pell-eligible. A US citizen, national, or permanent resident. A minimum cumulative weighted GPA of 3.3 on a 4.0 scale. Additionally, a student must plan to enroll full-time, in a four-year degree program, at a US accredited, not-for-profit, private or Public College or university. *For American Indian/Alaska Native, proof of tribal enrollment will be required.


  • Deadline 09/27/18: The QuestBridge National College Match is a nationally recognized nonprofit that awards hard-working, high-achieving, low-income students a full four-year scholarship. Requirements: Any high school seniors who excel academically and exhibit strong personal character, but come from households earning less than $65,000 annually with limited assets are eligible for this scholarship and are encouraged to apply.


  • Application Opens 10/1/18: FAFSA Application for Class of 2019. This application allows students to receive loans, grants, and scholarships as well as allows schools to award grants, work-study, and loans. Regardless of financial need, some schools may require to submit this application in order to be submitted for a scholarship. For more information: https://fafsa.gov/


  • Application opens 10/1/18: NMSU Scholar Dollar$ Scholarship Application. This application is used by students at New Mexico State University to be automatically considered for all NMSU scholarships and financial aid. For more information: https://scholarships.nmsu.edu/


  • Deadline 10/01/18: UNM Application Fee-Waiver. The University of New Mexico is offering applicants a fee waiver if the submit their application before the deadline. They ask that you submit the "Pay Later" application when asked to select a method of payment. If you apply after this deadline, the application fee is $25. To apply: http://www.unm.edu/apply/


  • Deadline 10/15/18: Hispanic Heritage Foundation 2018 Youth Award. Youth award honors Latino high school seniors who display characteristics of leadership, ambition and are interested in the various categories of Business & Entrepreneurship, Community Service, Education, Healthcare & Science, Media and Entertainment, or STEM (Science, Technology, Engineering & Mathematics). Requirements: Students must have a 3.5 GPA or higher, be a Latino High School senior, and be interested in the above categories. Three applicants will be awarded from each category. For more information: http://hhfyouthawards.com/2018/forms/welcome.php


  • Deadline 10/17/2018: Wendy’s® High School Heisman® Scholarship 100 Scholarship Winners (2 from each state). The Wendy’s High School Heisman recognizes 2 winners— Requirements: Seniors only, 3.0 GPA or better, participation in at least one school-sponsored sport, and demonstrated leadership at school and in the community. One male athlete and one female athlete—from each state will be awarded $1000.00 or more (see website for details and application https://www.wendyshighschoolheisman.com/


  • Deadline 10/6/18: AES Engineers Scholarships. Requirements: Applicant must be a high school senior or a student at any post secondary educational facility. Student must submit a 500-1,000 word essay answering the prompt "When you look back on your life in 30 years, what would it take for you to consider your life successful? What relationships or accomplishments will be important on this journey?" Applicants will be chosen on the basis of character expressed in the essay, not GPA, test scores or their enrollment in engineering courses. The winner will receive a $500 award. For more information: http://www.aesengineers.com/scholarships.php


  • Deadline 10/12/18: New Mexico United States Senate Youth Program Scholarship. This program intends to offer a $10,000 undergraduate scholarship to current high school juniors or seniors expressing an interest in politics and/or public service. : Requirements: Must be a permanent resident of the United States and hold a current elective student office in student government, civic, or a educational organization. For applications and instructions: http://www.nmassp.org/id14.htm


  • Deadline 10/15 of your senior year: The Raise Me website is a scholarship awarding site that recognizes each of your achievements in school. You can easily earn scholarships for many schools that are partnered with raise.me that are instantly displayed in your raise.me portfolio and redeemable when you go to college. Requirements:Any 9th-12th grader can sign up, and receive various amounts of money for each achievement. You will earn $25 for each A in a course, $100 for each leadership position you have had, $75 for each AP or IB course taken, and $250 for visiting a campus. Sign up now to see what you have already earned! Ms. Chavez invites you to join RaiseMe where you can start earning micro-scholarships from over 250+ colleges. Sign up for free at https://www.raise.me/join/rio-rancho-high.


  • Deadline 10/22/18: Association of Chinese American Engineers and Scientists of New Mexico -Young Asian-Americans Student Award. The ACES is now accepting applications for students of Asian heritage and rewarded $250 scholarship to each recipient at the annual ACES/NM Annual Meeting in March. Requirements: Must be a U.S. citizens, have Asian heritage, be a 10th-12th high school student, exhibit characteristics of community involvement and academic achievement, submit a transcript, as well as include a letter of recommendation for a teacher or community leader familiar with the applicants activities and achievements. For more information: http://www.cie-nm.org/young-student-award


  • Deadline 10/25/18: The Horatio Alger Scholarship awards deserving, financially unstable, hard-working students a scholarship anywhere from $6000 to $25000 to aid them into going to college. Requirements: Students who have exhibited integrity and perseverance in their school lives and in overcoming personal adversity will be awarded this scholarship, as long as they have had a high school graduation in the spring/summer or are a high school senior on track to graduate, maintain a minimum GPA of 2.0, have critical financial need ($55,000 or lower adjusted gross family income), and have a United States citizenship. Also must have applicant's counselor complete a Certifications Form online. https://scholars.horatioalger.org/scholarships/


  • Deadline 10/31/18: Applications are open for the ACT Student Champion Award! The ACT Student Champion Award recognizes one student in each state who is tenacious and persistent, no matter the challenge, and is prepared for life after high school with a goal in mind and plan in place. ACT Student Champions receive a $500 non-renewable scholarship, certificate, and state-level recognition. Please encourage students in the graduating class of 2019 who have taken the ACT who fit the following criteria to apply: High school seniors who have overcome challenges and can articulate their education and/or career actions , at a minimum students must have a composite ACT score of 22 on a single test date OR a Gold ACT® WorkKeys® National Career Readiness Certificate® . Applications can be found www.act.org/readinesschampions. Applications are due October 31, 2018, and champions will be notified on or before January 31, 2019.


  • Deadline 11/06/18: The Prudential Spirit of Community Awards program is the United States' largest youth recognition program based exclusively on volunteer community service. The program was created in 1995 by Prudential in partnership with NASSP to honor middle level and high school students for outstanding service to others at the local, state, and national level. You must fill out the online application and email the application and certification page to Lorraine Chavez (lorraine.chavez@rrps.net) by November 6th. A RRHS selection committee will select one honoree and nominate this person for state-level judging. For more details, please see: https://spirit.prudential.com/apply/2019


  • Nomination Deadline 11/09/18: Davidson College is inviting nominations for the John M. Belk Scholarship. This scholarship recognizes students who have demonstrated intellectual and personal achievement as well as leadership ability. Up to 8 Belk scholars will be chosen for Davidson's Class of 2022, each receiving an annually renewable scholarship of $63,903, and two study stipends (up to $3,000) to pursue international study and other enrichment opportunities. THIS SCHOLARSHIPS IS RECEIVED BY NOMINATION ONLY, meaning your counselor must nominate you for this scholarship. Nominees must submit an admission application by December 1, 2017. If you like to be considered for a nomination or would like more info, contact your counselor or visit http://www.davidson.edu/admission-and-financial-aid/john-belk-scholarship


  • Deadline approx 11/16/18 : Carson scholarship nomination application. For grades 9-11th. Must have a cumulative 3.75 GPA average in core classes and be actively doing volunteer work. Please submit your name and turn in your completed essay to your counselor by end of school day on approx 11/16/18.(750 word maximum) Choose one prompt to answer. Submission of an application is not a guarantee of an award: http://carsonscholars.org/


  • Deadline 11/29/2018: 2018 Daniels Scholarship-applications open 9/29/2017. The Daniels Scholarship is a 4-year annually renewable scholarship for graduating seniors in New Mexico, Utah, Colorado, and Wyoming that wish to apply for any non-profit college or university in the U.S. The Daniels Scholarship assists with the cost of tuition and fees, room and board, books and supplies, and miscellaneous educational expenses. However, what is covered is dependent on the applicant's individual and financial needs.Requirements: Citizen of the U.S., high School senior graduating from CO, NM, UT, or WY., demonstrate financial need. To apply: http://www.danielsfund.org/scholarships/index.asp


  • Deadline 12/1/2018: Regent's Scholarship is a competitive scholarship that offers approximately $18,337/year including Legislative Lottery Scholarship. Applicants will automatically be considered for both the Regent's and Presidential Scholarship using criteria judging academic performance, leadership potential, and more. Requirements: First-time freshman, U.S. citizen or permanent resident, ACT combined score of 31 (comparable SAT) and a 3.9 unit GPA. For more information: http://unmscholarshipapp.unm.edu/


  • Deadline 12/1/18: Presidential Scholarship is a scholarship that offers approximately $8,663/year including Legislative Lottery Scholarship. Applicants will automatically be considered for both the Regent's and Presidential Scholarship using criteria judging academic performance, leadership potential, and more. Requirements: First-time freshman, 25 ACT (comparable SAT), 3.75 unit GPA, and NM high school graduate or NM GED recipient. For more information: http://unmscholarshipapp.unm.edu/


  • Deadline 12/11/18: http://www.usagermanyscholarship.org/ The U.S. State Department funded Congress-Bundestag Youth Exchange Program (CBYX) is for motivated high school students who want to fully immerse themselves in German culture by living with a host family and attending a local high school. No previous language experience is required. The CBYX scholarship is currently accepting applications for the 2019-20 program! To start an application or to log-in to your existing application, click here. To be considered for the 2019-20 program, applications must be completed and submitted by 11:59PM Pacific on December 11, 2018.


  • Deadline 01/23/2019: The African American Legislative Day Council (AALDC) sponsors the Alice Faye Kent Hoppes Scholarship every two (2) years. This scholarship provides financial support to graduating African American seniors in New Mexico. It’s easy to apply: write an essay answering the question: “How Have African Americans Influenced Legislation in New Mexico” Meet all the requirements listed on the attached application form and you could win $1,500 (1 st Place); $1,000 (2 nd Place); $500 (3 rd Place) and $250 (4 th Place). Click here for application!


  • Deadline 02/1/2019: New Mexico Activities Association Foundation Activities Scholarship. The following are NMAA sanctioned activities: Athletic Training Challenge, Bowling, BPA, Chess, Choir, Concert Band, DECA, Drama/One Act Play, English Expo, FCCLA, FFA, HOSA, JROTC, Mock Trial, Orchestra, Rodeo, Scholastic Publications, Science Fair, Science Olympiad, Skills USA, Speech & Debate, Student Council and TSA.Candidate must be a graduating senior who actively participated in one or more of the activities listed above during his/her sophomore and junior years of high school, and a minimum of two his/her senior year.Candidate’s official ACT and/or SAT score(s) must be submitted. http://nmact.powermediallc.org/nmaa-foundation-scholarships/activities-scholarship-presented-by-subway/


  • Deadline 02/1/2019: New Mexico Activities Association Foundation Dan and Lucille Wood Athletic Scholarship.The following are NMAA sanctioned sports: Baseball, Basketball, Cross Country, Football, Golf, Soccer, Softball, Spirit, Swimming/Diving, Tennis, Track & Field, Volleyball, and Wrestling. Candidate must be a graduating senior who actively participated in one or more of the sports listed above during his/her sophomore and junior years of high school, and a minimum of two his/her senior year. Candidate must have a GPA of at least 3.5, with a minimum ACT score of 25, or SAT of 1750. http://nmact.powermediallc.org/nmaa-foundation-scholarships//dan-and-lucille-woodgray-gladiator-athletic-scholarship-presented-by-subway


  • Deadline 02/1/2019 :New Mexico Activities Association Foundation Extraordinary Participation Scholarship: The following are NMAA sanctioned sports: Baseball, Basketball, Cross Country, Football, Golf, Soccer, Softball, Spirit, Swimming/Diving, Tennis, Track & Field, Volleyball, and Wrestling. The following are NMAA sanctioned activities: Athletic Training Challenge, Bowling, BPA, Chess, Choir, Concert Band, DECA, Drama/One Act Play, English Expo, FCCLA, FFA, HOSA, JROTC, Mock Trial, Orchestra, Rodeo, Scholastic Publications, Science Fair, Science Olympiad, Skills USA, Speech & Debate, Student Council and TSA. Candidate must be a graduating senior who actively participated in at least one of the sports and at least one of the activities listed above throughout his/her high school career. Candidate must have a GPA of at least 3.5, with a minimum ACT score of 25, or SAT of 1750. http://nmact.powermediallc.org/nmaa-foundation-scholarships/extraordinary-participation-scholarship/


  • Deadline 02/1/2019: New Mexico Activities Association Foundation “Compete with Class” Scholarship Presented by New Mexico National Guard: Candidate for recognition must be a student, adult, team, high school, junior high or spirit group who has exhibited true sportsmanship. Candidate for monetary scholarship disbursement must be a graduating senior who has exhibited true sportsmanship and be nominated by another individual. Candidates must submit a one page personal statement addressing the importance of sportsmanship and its relevance in interscholastic activities and life. http://nmact.powermediallc.org/nmaa-foundation-scholarships/compete-with-class-scholarship-presented-by-the-nm-national-guard/



  • Deadline 02/1/2019: New Mexico Activities Association Swimming and Diving Scholarship: Candidate must be a graduating senior who actively participated in a swimming and/or diving program at an NMAA member school for at least 2 years in grades 8-12; one of which must include the senior year. See this link for more eligibility criteria and to apply for the scholarship: Swimming & Diving Scholarship presented by Streamline Swimstore



  • Deadline 02/14/2019: “We the Students” essay contest. 8-12th-grade students from across the U.S. a chance to share their perspective on a trending topic.This year’s prompt: To what extent in the U.S. does the government–federal, state, and local–have the duty to monitor internet content?http://www.billofrightsinstitute.org/engage/students-programs-events/scholarship/. 1st Place – $5,000 and a scholarship to our 2018 Constitutional Academy in Washington, D.C. Runners Up – Six prizes at $1,250 each. Honorable Mentions – Eight prizes at $500 each.


  • Deadline 02/4/19 OPPORTUNITY: UNM Perry Outreach Program is a free, one-day, hands-on experience for high school women who are interested in pursuing careers in medicine and engineering. Students will hear from women leaders in these fields and try it for themselves by performing mock orthopedic surgeries and bio-mechanics experiments. We are now seeking applicants for our Albuquerque, NM program. Participants should be women in grades 10 and up with an expressed interest in science, medicine and/or engineering. Application: http://perryinitiative.org/programs/student-online-application/


  • Deadline 02/05/2019: Hispanic Scholarship Fund This scholarship allows graduating Hispanic seniors to earn merit based awards, range $500-$5,000. Must be Hispanic and have a cumulative GPA of 3.0 and plan to enroll at a 4-year University beginning in Fall 2019. Please click here for application and details!


  • Deadline 02/08/2019: NMASBO awards six to ten $1,500 scholarships (a minimum of one from each region) to deserving New Mexico high school seniors across the state every year. All the regional applicants must demonstrate to the committee financial need and purpose for the scholarship.In 2018, the Scholarship Committee will select one applicant from the scholarship pool to receive the 8th Annual Joni Heinsohn memorial scholarship for $2,500. This applicant must meet the same criteria in the guidelines and application. The applicant who demonstrates to the committee the most need and purpose for the memorial scholarship will be selected.Apply here: https://nmasbo.org/recognitions/high-school-scholarships/


  • Deadline 02/14/2019: Organ Transplant Awareness Program (OTAP) Scholarship Opportunity for High School Seniors!Two $500 scholarships will be awarded by OTAP to NM high school seniors in memory of Betty Montoya (kidney recipient) and Jaime Munoz (double lung recipient). OTAP scholarship program promotes organ and tissue donation as an important social responsibility and assists NM youth with higher education. Eligible students must submit an essay (see attached application form for specific requirements and submission instructions) by the February 14, 2019 deadline. Application form also available at www.otapnm.com


  • Deadline 02/22/2019:The New Mexico Coalition of Educational Leaders 2018 Scholarship will award 2 X $3000 to graduating NM seniors. Candidate must have GPA of 3.0 and preference will be given to those entering field of education (Teacher, Counselor, School Business Official, etc). Click here for Application



  • Deadline 03/01/2019: NMSU Housing Scholarship: We are offering a limited number of housing scholarships to incoming freshmen. This scholarship can be applied to housing costs and is good for one academic year. Scholarships range from $1,000 to $4,000. We will be using a new social learning platform that allows students to submit a one minute video. Awards will be based on the student responses to the following questions and criteria. Click here for more information and to apply!




  • Deadline 03/1/2019: New Mexico Education Council Scholarship, provides opportunities to students attending New Mexico Institutions. Eight awards will be given in the amount of $1000 each. Requirements: Student must be a senior attending a New Mexico public, private, or home school and must be a New Mexico resident with plans to attend one of New Mexico's institutions of higher education immediately after high school. Students selected for the scholarship is based on their desire to create a better New Mexico through education, shown by their family, school, community, academic ability and the quality of the required essay. Apply online: https://www.nmeaf.org/nmec-scholarships


  • Deadline 03/6/2019: The 2019 Operation Prevention Video Challenge is accepting entries! Prescription opioid misuse and heroin use have reached epidemic levels. But you can change that. High school students have the power to send a message to their peers about the dangers of prescription opioid misuse by creating a 30-60 second original Public Service Announcement. Grab your camera, recruit your friends, and submit your video for a chance to win $10,000 and other great prizes. Help lead the change in schools! https://www.operationprevention.com/video-challenge


  • Deadline 03/9/2019: MANA de Albuquerque has been actively involved in issues related to the advancement of Latinas by supporting access to higher education. MANA de Albuquerque’s scholarships are considered for Hispanic female applicants who meet all the following criteria: residing in Bernalillo or Sandoval counties, enrolled or plan to be enrolled in an accredited college or university, by the beginning of the 2019-2020 academic year, meet a Grade Point Average (G.P.A.) of 2.0 or better, demonstrate a commitment to community service. Click here for application!


  • Deadline 03/11/2019: Jiffy Lube "What Drives You?" Scholarship Program. This scholarship offers one $5,000 scholarship award, and two $1,500 scholarship awards to 3 local high school students. Grade points and test scores are not required. Each applicant will be required to submit a 500 word essay about "What Drives You." Three finalists will be selected from the essay submissions, then will receive a minimum of $1,500 if they create and submit a 1-2 minute video expanding on their essay. The winner of these videos will receive the $5,000 award. To apply or for more information: https://yourturn2apply.com/


  • Deadline 03/15/19: AFSA National High School Essay Contest: The National High School Essay Contest is sponsored by AFSA in partnership with USIP, Semester at Sea and the National Student Leadership Council. The winner of the contest will receive a $2,500 cash prize, an all-expense paid trip to Washington, D.C. to meet the secretary of state and USIP leadership, and a full tuition paid voyage with Semester at Sea upon the student's enrollment at an accredited university. The runner-up will receive a $1,250 cash prize and a full scholarship to participate in the International Diplomacy Program of the National Student Leadership Conference. https://www.usip.org/publiceducation/students/AFSAEssayContest


  • Deadline 03/21/2019: Tonya Raye Memorial Scholarship for RRHS students only. There will be three scholarships awarded at $1000 each. Minimum GPA 2.0, must be attending a NM college, university, or technical institute in Fall of 2019. Scholarship recipient must collect award for 2019-2020 school year by August 1, 2019. You will need to submit a transcript, resume, personal essay and letter of recommendation. Only completed applications will be accepted. Click here for application. Applications due in HUM 117 by 3pm on Thursday 03/21/19.


  • Deadline 03/25/2019: 505 Southwestern® New Mexico True Scholars https://www.newmexico.org/505truescholars/ Applicants must be graduating seniors of a New Mexico high school. Applicants must plan to attend an accredited college or university in New Mexico beginning fall 2018 and be enrolled full time. Applicants must have maintained a cumulative GPA of 3.0 in their first six semesters of high school. Applicants must have completed a FAFSA application for the upcoming college year Applicants must demonstrate a commitment to making an impact in the agricultural industry and/or overall economy of food and agriculture of New Mexico.


  • Deadline 03/25/2019 : The Iota Psi Lambda Chapter of Alpha Phi Alpha Fraternity, Inc. would like to offer financial assistance to deserving graduating high school male seniors in celebration of their academic excellence and contributions to their school and community. This assistance is in the form of a one time scholarship award in the amount of $1000 from the E.S. Foster Educational Trust Fund. This Fund is a charitable cause of Iota Psi Lambda Albuquerque Alumni Chapter of Alpha Phi Alpha Fraternity, Inc. http://abqalphas.org/scholarship/ES%20Foster%20Scholarship%20App.pdf


  • Deadline 04/01/2019: The Women in Engineering Study.com Scholarship gives one lucky student $500 to help with their tuition. Requirements:Seniors only, must be a U.S. citizen or permanent U.S. resident, must be an enrolled (or accepted) female student in an accredited college or university, must be pursuing an undergraduate degree with an engineering emphasis. To apply: http://study.com/pages/Women_in_Engineering_Scholarship.html


  • Deadline 04/02/2019: Redefining Ready Scholarship! This scholarship allows graduating Americans to tell the world how they are college/career and life ready. Sixteen scholarships will be awarded to high school graduating seniors, including a grand prize of $5,000. Winners will be based on 30 second video and short essay (under 250 words) on readiness. Click here for official rules and application information.


  • Deadline 04/04/2019 : James Ledwith Memorial Scholarship: Providing assistance to students for post-secondary education in pursuit of a life dream with hope, faith and courage in spite of facing hardship. This scholarship is for students who are pursuing a professional goal and have faced or facing adversity. One award up to $1,000 will be given annually. http://albuquerquefoundation.org/james-ledwith-memorial-scholarship.aspx



  • Deadline 04/04/2019 : Kiwanis Club of Albuquerque Scholarship: Providing assistance to graduating students with strong community service experience and strong academic records from an Albuquerque metro area high school (includes Bernalillo, Sandoval, Valencia or Torrance Counties) One to four awards up to $1,000 will be given annually. http://albuquerquefoundation.org/kiwanis-club-of-albuquerque-scholarship.aspx



  • Deadline 04/10/2019 : New Mexico Buffalo Soldiers Motorcycle Club Scholarship: Providing a $1000.00 scholarship to a graduating NM senior full scholarship instructions and details can be found here "Buffalo Soldiers Website." Everything needs to be postmarked by 04/10/2019.




  • Deadline 05/31/2019 : CNM Suncat Scholars application. Click here for more information and to apply: https://www.cnm.edu/depts/financial-aid/scholarships/suncat-scholars
    • Up to $400 in assistance with required textbooks each term.
    • Support with tuition and fees up to a specific dollar amount based on gap between your financial aid award and tuition costs.
    • Up to a $300 performance payment at the end of each term as long as all performance requirements are met.
    • Priority registration: ability to register before all other CNM students; giving you first choice of class times.


  • Deadline 5/27/2019: NMOST is committed to advancing and diversifying the STEM field. Women continue to be underrepresented in STEM and tend to face more obstacles in their education and career. This scholarship is designed to assist and encourage young women pursuing a STEM career. This year NMOST will be awarding $1000 and $700 scholarships. Conditions: Applicants for the Advancing Young Women in STEM scholarship must be: A young woman (25 or younger) pursing a STEM education/career. A resident of New Mexico or currently enrolled in a New Mexico college/university. A high school junior/senior applying for college/university in STEM, OR a current undergraduate in STEM Have a minimum 2.5 cumulative GPA (based on a 4.0 scale) Apply Here!* *Application can also be found on the Advancing Young Women in STEM webpage.


  • Deadline 06/06/2019: Andrew Piech Memorial Scholarship: Providing assistance to students in the field of automotive technology and related applied technologies. Students must pursue a degree or certificate from a nonprofit, public, automotive or technical vocational institution including community colleges. http://albuquerquefoundation.org/andrew-piech-memorial-scholarship.aspx



  • Deadline- Application must be submitted 90 days prior to when funds must be advanced to applicant's educational institution: The Schumann Foundation provides financial assistance through the very low interest rate plan, where the interest is 0% while attending a trade school, nursing school, or college. After course completion, the rate will be 1/2% below the prime interest rate. Requirements: Resident of Sandoval County, New Mexico, citizen on U.S., must submit transcript, GPA, and ACT/SAT scores upon consideration, must display characteristics of leadership, citizenship, achievement, and financial need. More info at: http://schumannfoundation.com/