Embedded Files
FAFSA NIGHTS
October 9, 2025
(6 PM to 7 PM or 7 PM to 8 PM)
October 27, 2025
(6 PM to 7 PM or 7 PM to 8 PM)
November 11, 2025
(6 PM to 7 PM or 7 PM to 8 PM)
To sign up for one of these nights, click HERE.
Maximize Grants and Scholarships Before Applying for Student Loans
When applying for financial aid, remember to research grants and scholarships available through the government and private organizations. Many schools automatically consider you for grants and scholarships when you apply for admissions.
For those not offered by your college, you can visit:
Students will need to create a NJFAMS account if they plan to attend New Jersey Colleges. Students must wait 3 days after filing the FAFSA to create this account
New Graduation Requirement of Class of 2025 through Class of 2027
New Graduation Requirement of Class of 2025 through Class of 2027
Each graduating high school senior in the class of 2025 through 2027 is required by law, as part of New Jersey’s new graduation requirement P.L. 2023, c.295, to complete the Free Application for Federal Student Aid (FAFSA) or the NJ Alternative Financial Aid Application (NJAFAA) in order to receive a diploma.
The FAFSA gives students access to the largest source of financial aid to pay for college or vocational school. Through completing the FAFSA, students can be considered for federal financial aid, including Pell grants, work-study programs, and loans. In addition, many states and colleges, as well as some private financial aid providers, use FAFSA information to determine students’ eligibility for aid.
The FAFSA is an opportunity to have access to the resources that are needed to consider and enter postsecondary education – whether it be 2-year, 4-year, or technical school. In addition, students who are NJ residents but do not meet the requirements for FAFSA, may consider the NJAFAA as an option. The NJAFAA enables students to receive state financial assistance to support their post-secondary college and career goals.
FAFSA completion benefits ALL students:
FAFSA completion benefits ALL students:
The U.S. Department of Education’s Office of Federal Student Aid provides more than $120 billion in grants, loans, and work-study funds each year to help pay for college or career school. Visit StudentAid.gov today to learn how to pay for your higher education. The FAFSA must be completed to apply for grants, loans, and work-study. All financial information is kept confidential. Many students are eligible to receive financial aid from the federal government to help pay for college or career school. Age, race, or field of study will not affect eligibility for federal student aid.
Many college/university websites and fafsa.gov provide a financial aid estimator to estimate how much financial assistance students may receive. Financial need increases with college cost and some colleges can cost more than $65,000 a year. Many of these colleges, state agencies, and scholarship foundations require the FAFSA to award scholarships and grants to middle- and upper-middle-class students attending expensive schools. The most generous private colleges, for example, award need-based aid to some students from families earning more than $200,000 a year. FAFSA is a prerequisite for Direct Unsubsidized Loans, Grad PLUS Loans, and Parent PLUS. These loans are available without regard to demonstrated financial need and have lower interest rates than private loans.
NJAFAA may be an option for some students:
NJAFAA may be an option for some students:
Complete the NJAFAA application if you are not a United States citizen or eligible noncitizen and meet all of the following criteria:
Attended a New Jersey high school for at least three (3) years
Graduated from a New Jersey high school or received the equivalent of a high school diploma in New Jersey
Registered for Selective Service (male students only)
Are able to file an affidavit stating that you have filed an application to legalize your immigration status or will file an application as soon as you are eligible to do so
Important Links:
Important Links:
General FAFSA information: https://studentaid.gov/
FAFSA filing and eligibility requirements: https://studentaid.gov/understand-aid/eligibility/ Requirements
FAFSA Application: https://studentaid.gov/h/apply-for-aid/fafsa
NJAFAA Application: https://www.hesaa.org/Pages/NJAlternativeApplication.aspx
Higher Education Student Assistance Authority: https://www.hesaa.org
Educational Opportunity
Educational Opportunity
Fund
Fund
(EOF)
(EOF)
The New Jersey Educational Opportunity Fund (EOF) provides financial assistance and support services (e.g. counseling, tutoring, and developmental course work) to students from educationally and economically disadvantaged backgrounds who attend participating institutions of higher education in the State of New Jersey.
As noted earlier, admission into EOF is conducted at the campus level. Candidates interested in applying for EOF should contact the appropriate EOF Campus Program Director to discuss the specific eligibility requirements and application process of their respective institution.
Undergraduate Eligibility:
Must demonstrate an educationally and economically disadvantaged background
Must be a New Jersey resident 12 consecutive months prior to receiving the award
Must apply and be accepted to a participating New Jersey college or university
Must meet the academic criteria as set by the institution of choice
Must file a Free Application for Federal Student Aid (FAFSA) or the New Jersey Alternative Financial Aid Application.
Gross income and assets must fall within the criteria shown below.
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