Required Documents

All policies require a signed application except for flat cancel policies

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The carrier offers e-signature.

Commercial policies: Require signed Application 

Loss Runs is required for 10 power units for BOPs, still required

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Carrier Downloads

Auto, Home, Renters, Recreational Lines, Earthquake

GL or BOP, Workers Comp, Commercial Auto, Commission Statement

MVRs

If you close a policy within 30 days of running an MVR for it, you will not be charged. 

State Prices (These may vary by carrier, but here are some estimates of some of the states we’ve seen recently.)

Arizona: $6.00 | California: $2.00 | Florida: $8.00 | Idaho: $9.00 | 

Montana: $7.25 | Nevada: $8.00 | New Mexico: $6.50 | New York: $7.00

North Dakota: $3.00 | Texas: $6.50 | Utah: $11.00 | Washington: $13.00

Commission Information

Carrier pays around the ____ of the following month. 

Cut off is the _____ of the month. 

Pays is based on Effective Date of policy.

Carrier pays based on total written premium

Payment Types Accepted

N/A

Compatable Raters

PL Rater, Turbo Rater

Miscellaneous Information

Agent Binding Authority

 The binding authority for each agency is $500,000 ($750,000 for current year construction). Risks above $500,000 must be submitted to Underwriting for review prior to binding coverage.

Maximum Home Values

Dwelling Coverage limits offered are from $100,000 to $5,000,000. 

Commercial Minimum Premium

N/A