Embedded Files
Activities
Activities
Learners continue to explore the concept of budgeting through a close examination of cash flow. The central purpose of the lesson is for learners to identify sources of income and expenses, and then to apply those concepts to a budget to demonstrate cash flow. (from FDIC Money Smart program)
Learners explore savings at a deeper level by debating when an emergency fund is applicable and discussing how to plan for special purchases and how to set and achieve long-term financial goals. Using collaborative learning, students will craft savings strategies that lead to positive savings habits and demonstrate how financial institutions can help grow money. (from FDIC Money Smart program)
Activity 3 : How to Stash Your Cash
While students are beginning to formulate their knowledge of spending and saving, incorporate helping the less fortunate/those in need as part of a financial plan. Students will discover why they may choose to include charitable giving as part of a budget. They will also be reminded how time has an opportunity cost, so even if they don’t have money to donate, they can support charitable causes through volunteering. (from FDIC Money Smart program)
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