This Privacy Policy applies to the Peglar Partner + mobile application (the "Application"), provided by Peglar Partner + ("Service Provider") as a free service. The Application is offered AS IS.
Information Collection and Use
The Application collects certain information when you use it. This includes:
1. User-Provided Information
Phone Number
The Application does not automatically read or access the device phone number.
The phone number is collected only when the user enters it manually for:
Login
Signup
Account verification
The phone number is NOT used for:
Tracking
Advertising
Promotional messaging
PAN and Bank Account Details (for reward payouts)
To allow you to redeem and receive the rewards you earn, the Application collects, only when you choose to add payout details:
Your PAN (Permanent Account Number) and the name printed on it
Your bank account details — account holder name, account number, and IFSC code
Providing this information is voluntary, but it is required to process reward payouts to your bank account. It is used only to (a) verify your identity and account ownership, (b) comply with applicable tax and regulatory requirements, including deduction of TDS (Tax Deducted at Source) where applicable, and (c) credit redeemed rewards to your bank account. It is not used for tracking or advertising.
Images and Documents
When you upload a PAN document or other images for identity/reward verification, the Application accesses the selected files from your device's camera or photo library, with your permission. These are used solely for verification and feature functionality.
2. Automatically Collected Information
For security and app performance, the Application may collect non-personal information such as:
IP address
Device operating system
Time and duration of app usage
Screens or pages visited
Crash logs and diagnostics
The Application does not collect precise or approximate location data.
Financial Information for Reward Transfers
The only monetary flow in the Application is the payout of rewards you earn — the Application does not accept payments from users. Your PAN and bank account details are transmitted and stored in encrypted form and are processed on the Service Provider's own secure servers solely to verify your account and complete reward transfers. We do not use any third-party service to verify your PAN or bank details, and we do not sell or disclose your financial information to third parties, except where required by law or to the banking channel necessary to credit your payout. Payouts are subject to verification, applicable taxes (including TDS where required by law), and KYC/compliance checks; we may delay, hold, or cancel payouts where we reasonably suspect fraud, abuse, or non-compliance.
No Tracking (App Tracking Transparency Compliance)
The Application does not track users across apps or websites and does not link collected data with third-party data for advertising or tracking purposes.
Because the Application does not perform tracking, it does not request App Tracking Transparency (ATT) permission.
Third-Party Services
The Application uses a trusted third-party service only to deliver SMS/OTP messages for phone-number verification. This service follows its own privacy policy and does not use your data for tracking or advertising. PAN and bank details are not shared with any third-party service for verification.
Third-party provider used:
MessageCentral (SMS delivery and verification)
Please note that the Application utilizes a third-party service that has its own Privacy Policy about handling data. Below is the link to its Privacy Policy:
https://www.messagecentral.com/en-in/privacy-policy
Data Retention
User-provided information (such as phone number) is retained while your account is active and for a reasonable period thereafter.
PAN, bank account details, and payout/transaction records are retained for as long as your account is active and for any longer period required to meet legal, tax, and regulatory obligations (for example, records relating to TDS and reward payouts).
You may request deletion of your account and associated data at any time by contacting:
Peglarpartner@gmail.com
We will delete such data except where we are legally required to retain it.
Children's Privacy
The Application is intended only for users aged 18 and above and is not intended for children. The Service Provider does not knowingly collect information from anyone under 18. If you believe a minor has provided personal information, contact us to remove it immediately.
Security
The Service Provider uses administrative, technical, and physical safeguards to protect the confidentiality and security of your information, including encryption of sensitive financial data (PAN and bank account details) in transit and at rest. However, no method of transmission over the Internet is 100% secure.
Changes to This Privacy Policy
This Privacy Policy may be updated periodically. Any updates will be posted within the Application and on the associated website. Continued use of the Application after changes have been posted constitutes acceptance of the updated policy.
Effective Date: 2026-06-20
Your Consent
By using the Application and by submitting your PAN and bank details, you consent to the collection and use of information as described in this Privacy Policy, including for identity verification, tax compliance (including TDS), and reward payouts.
Contact Us
If you have questions about this Privacy Policy, please contact:
Peglarpartner@gmail.com