Identity Theft is the fraudulent use of someone else's personal information, such as Social Security numbers or bank details, to commit fraud or theft. (FTC)
Q: What are the top five gifts consumers plan to give for Valentine's Day?
A: Candy: 56%, Flowers: 40%, Greeting cards: 40%, An Evening Out: 35%, Jewelry: 22%. (NRF)
Protect Your Identity, Protect Your Money: "Shred it, lock it, protect it!"
Preventing identity theft is crucial because it safeguards your finances from fraudsters who could drain your bank account, open unauthorized credit lines, or ruin your credit score. Simple steps like using strong passwords, enabling two-factor authentication, and monitoring your financial statements can help keep your personal information safe. College students are prime targets for identity theft, so staying vigilant can prevent financial headaches down the road. (FTC)
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