Investing

Napkin Finance

ASSET CLASSES

• • • Diversification

    • Bonds

      • Municipal Bonds

    • Cryptocurrency

      • Bitcoin

        • Blockchain

    • EFT

    • Gold

    • Index Funds

    • Mutual Funds

    • Savings

    • Stocks

      • Earnings Per Share

      • EBITDA

      • Dividends

      • P/E Ratio

INVESTING

• • • Active vs. Index Investing

    • Diversification

    • Environmental, Social, Governance Investing

    • Futures

    • Growth vs. Value Investing

    • Real Estate

    • Risk vs Reward

    • Risk Tolerance

    • Rule of 72

    • Securities

    • Target-Date Funds

    • Volatility

    • Yield

• STOCK MARKET

  • • Bull vs. Bear Market

    • Capital Gains Tax

    • Foreign Exchange Markets

    • Market Capitalization

    • S&P 500

    • Valuing a Company

• RETIREMENT ACCOUNTS

  • • IRA vs. 401k

    • Roth IRAs

    • Rollovers

    • Rebalancing

• INTEREST

  • • APR (Annual Percentage Rate)

    • Compound Interest

    • Interest Rate

• FINANCIAL PLANNING

  • • Financial Advisors

    • Robo-Advisors

June 22, 2022 | The Bear Market, Future Returns, and the History of Low-Cost Investing  (Money with Katie)

• Crypto Craze

  • Can you bet on the right coins? Pick the right cryptocurrencies and build your fortune, or lose it all.

• STAX

  • See the consequences of 20 years of investing decisions in just 20 minutes.

• • • Time the Market (Personal Finance Club)

Alpha: The added value of an investment beyond what would be expected using a specific benchmark.

Asset Class: A type of investment, such as stocks, bonds, or money-market funds.

Bear Market: A financial market in which stock prices are falling and investors are pessimistic.

Benchmark: A point of reference against which an investment's performance is measured.

Beta: A measure of how much an investment's value fluctuates compared to the broader market.

Bonds: Securities that represent a loan of the investors' money to a business or government.

Bull Market: A financial market in which stock prices are rising and investor sentiment is positive.

Capital Gains: Profits realized after selling an investment.

Commodities: Basic goods used in commerce, like oil, wheat, or gold.

Common Stock: Shares of ownership in a business.

Day Trading: Buying and selling stocks within the same day in an attempt to take advantage of short-term changes in price.

Derivatives: Financial instruments with a value that depends on the value of another asset or index, such as options or futures.

Dividend: Profits distributed to shareholders of a business.

Exchange-Traded Fund: An investment fund that is also traded on the stock exchange. Investors buy shares of the ETF on the open market, and the ETF itself invests in other assets.

Expense Ratio: The ratio of a fund's operating expenses to its total assets, showing how much is being spent on administrative costs.

Futures: Contracts that agree to buy or sell an asset at a specific price on a certain date in the future.

Hedge Fund: A fund that invests in a variety of asset types and employs creative strategies, often including higher risk, to earn higher returns.

Index Fund: A mutual fund that invests in a way that tracks a certain market index, often the S&P 500.

IPO: Initial public offering, the first offering of a company's stock for sale to the public.

Limit Order: An order to buy or sell an asset when its value hits a specific price.

Margin Trading: Borrowing money to buy stocks, using the shares themselves as collateral.

Market Capitalization: The total value of all of a company's shares of stock.

Market Order: An order to buy or sell an asset immediately, regardless of its current price.

Money Market Fund: A mutual fund that invests in short-term debts with low risk.

Mutual Fund: A pool of money invested in a variety of assets.

No-Load Fund: A fund that doesn't charge a commission for buying or selling shares.

Options: Contracts that give an investor the right to buy or sell an asset at a specific price on or before a certain date.

P/E Ratio: Price-to-earnings ratio, a measurement of how much an investor is paying for a dollar of the company's earnings. It's calculated by dividing the share price by the earnings per share.

Preferred Stock: A type of stock that gives priority to its holders when dividends are distributed.

Prospectus: A document describing a specific security for potential investors.

Securities: Financial instruments that represent ownership of part of a business, part of an entity's debt, or the option to acquire either.

Short Selling: A process by which an investor borrows shares of stock and sells them, waits for the share price to fall, then buys the shares back and returns them to the lender. Ultimately, the investor profits from the stock's loss of value, while the original owner of the shares makes money by charging a borrowing fee to the investor.

Stop-Loss Order: An order to sell an asset at a certain price in order to limit the investor's losses.

Treasury Bond: A bond representing long-term government debt.

Volatility: The amount of variation in the price of an asset over time.

Yield: The annualized amount shown as a percentage an investor earns in interest or dividends from an investment.

(Finance Charts) Thank you to the Harrison Park Community,.Financial Literacy Club for Girls for the resource.

• • • BogleHeads (forum)