What To Do If You're A Victim of Identity Theft (Fox Valley Savings Bank)
The FTC is the right place to learn how to set things straight.
First, call one of the nationwide credit reporting companies. Ask them to put a fraud alert on your credit report. This means businesses must confirm that you are you before they extend credit in your name. The alert is a roadblock in the path of an identity thief. And it's just one phone call away.
Second, order free copies of your credit report from each of the nationwide credit reporting companies.
Third, complete the complaint form at ftc.gov/complaint. This creates an identity theft affidavit, which helps you file a police report. Keep records of your calls and copies of your documents. You'll use them later on.