Medicaid Eligibility

When health declines and long-term care services are required in the short term, an option to pay for the care is Medicaid. Medicaid is a joint federal and state program that provides medical assistance to individuals meeting income and asset requirements, including those who are 65 and older, blind, or disabled. Medicaid pays for a majority of all long-term care in the United States.

It used to be that qualification for Medicaid with respect to long-term care was fairly straight-forward. However, beginning with the Deficit Reduction Act of 2005, the rules have become more and more restrictive and complex. Now there are numerous regulations involving look-back periods, income caps, asset transfer penalties, and waiting periods. We can assist you in planning and applying for Medicaid benefits, to protect assets for yourself, your spouse, and possibly your family, as allowed by the Medicaid rules.