I'm a 6th year PhD Candidate in Applied Economics at the Wharton School, University of Pennsylvania. I am on the academic job market in 2024-2025.

I am an applied microeconomist and my research focuses on household finance and real estate economics. My job market paper studies sensitivity to recurring payments in household borrowing decisions.

I am advised by Benjamin Keys, Alex Rees-Jones, and Todd Sinai.

Previously, I was a research professional at the University of Chicago, and earned my undergraduate degree at Reed College.

XianNg@wharton.upenn.edu

JMP (link)

CV (link)