Personal Finance Course Units:

First Semester: Laying the Foundation for Personal Finance 

1. Behavioral Economics, including a book study on The Psychology of Money

2. Career Planning: Focusing on the Financial Aspects

3. Planning for College: Weighing the Personal Finance Considerations

4. Banking:  Essentials of Checking and Savings Accounts

5. Major Purchases: Cars and Houses

Second Semester: JCTC BAS 120 Personal Finance

1. Budgeting- budgeting strategies and significance

2. Planning for retirement- 401ks, IRAs, FIRE Movement

3. Investing- bonds, stocks, mutual funds

4. Credit- types of credit, pros and cons, managing credit

5. Taxes- the basics of the US system and filing returns

6. Insurance- general info and a look at property, auto, health, life, disability, and long term care insurance