Retirement Plans


Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources.

Whether you're changing jobs or retiring, knowing what to do with your hard-earned retirement plan savings can be difficult. An employee-sponsored plan, such as a 401(k), may make up the majority of your retirement savings, but how much do you really know about that plan and how it works? Compounding the decision-making difficulty of what to do with your retirement savings are the seemingly endless rules that vary from one retirement plan to the next.

Maximizing your savings and minimizing taxes is the key to a successful retirement plan spending strategy. Hiner Agency can help you understand how your retirement savings plan fits into your overall financial picture and how to mane that plan work for you

If you are ready to plan contact John @ 816.866.6848

Hiner Agency, 600 Main, Platte City, MO 64079 Phone 816.866.6848 Fax 816.866.3594