Insurance Guide 

Professional Liability Insurance

• • As an independent contractor making follow-up calls as a Registered Nurse, Cortex requires you to have professional liability insurance in place.

  • Policy Requirements:  Occurrence, Self-Employed Professional Liability policy with limits of not less than $1 million per claim and $3 million per annual aggregate. This is to protect you and your family in the unlikely event that any claims that may arise while making follow-up calls to patients.

  • You are required to keep your policy current every year and provide your active policy to Cortex.

You may choose any professional liability insurance that meets the minimum requirements from any reasonable and legitimate insurance carrier in the U.S.

Cortex does have a recommended provider that is both quick and easy. 

NSO provides quick quotes & fast turnaround. You don’t need to purchase the policy until the final step in your application & you are actively in the onboarding process.  If you choose NSO, you can follow the guide below to walk you through selecting the correct policy. 

NSO Professional Liability Insurance - walkthrough guide

NSO Professional Liability Insurance

1. Click “Get a Quote”

Select “INDIVIDUAL practitioner or STUDENT”

2. Select  “Professional”  

        Enter your state of residence (For example UTAH)

        What is your main profession?  Registered Nurse (RN)

        Additional license/certification or active student?  None 

          (unless you have an additional license)

Now Click “Save & Continue”

3. Select “Self-employed”

        “No” cosmetic procedures (unless you also do this as a self-employed nurse)

        “No” Do you work more than 24 hours/wk  

                (Most Cortex RNs don’t work more, but if you plan to work more than 24 hours/wk select “Yes”)

4.  Enter your First & Last Name / Email address

     Check the box to agree to the terms and conditions

5.  Now click “See my quote”

Part-Time, Occurrence, Self-Employed RN (different states have different costs) policies are close to $200 per year.    

You can also select a date for the policy to start.

6. Click Proceed to Checkout to continue to purchase your policy

     NSO usually has a fast turn-around time and you’ll have your Certificate of Insurance within 24-72 hours.  The policy  is what you’ll need to      provide Cortex.  You won’t need to purchase the policy until the Cortex Team has reached out to finish your onboarding.  

    There are options to select for additional insurance coverage - this is NOT necessary for your policy standards with Cortex, but if     you want to get additional coverage, this is where you’d select it. 

Reach out if you have questions 

nurse-onboarding@cortexhc.com