How much is Health Insurance per month

Health insurance helps you pay for doctors’ appointments, prescriptions, blood tests, and any medical procedure. The more people in your family are covered by your health insurance plan, the more youre likely to pay in premiums. Health insurance costs $584 per month, on average, for an adult in the United States. However, the cost of plans will vary depending on your age, location and the level of coverage you choose.

What Health Insurance plans cover?

Emergency services and hospitalization
Outpatient care like doctors’ appointments
Pregnancy, maternity, and newborn care
Birth control coverage
Mental health treatment
Blood tests
Prescription drugs
Preventative screening
Rehabilitation services
Child vision and dental

Plan Category

Finally, your choice of plan will also influence the average health insurance cost per month.

Plans are broken down by metal tiers:

Bronze
Silver
Gold
Platinum
Catastrophic

How much is Health Insurance per month?

The national average health insurance premium for a benchmark plan in 2024 is $477. A benchmark plan is the average premium for each state’s second lowest cost silver plan.

Benefits of Opting for Monthly Health Insurance Plans

Flexibility in Payment: Monthly plans allow better financial management by spreading the premium over 12 months.
Convenience: No need to arrange a large sum upfront; monthly payments are more convenient.
Continuous Coverage: Ensures uninterrupted coverage and ease of renewals.
Peace of Mind: Policyholders feel satisfied that their savings aren’t entirely drained by a lump-sum premium.