Colchester Public Schools offers a High Deductible Health Plan (HDHP) to its staff. An HDHP is a health insurance plan with a higher deductible and lower monthly premiums. It’s designed to give you more control over your health care spending, and it can be paired with a Health Savings Account (HSA) — a tax-advantaged account that helps you save for medical expenses. Our current insurance provider is Anthem.

Important Information:

• The insurance year runs from July 1 through June 30.

• Open Enrollment takes place at the start of June, when you can make changes to your health insurance coverage for the upcoming plan year.

• You may also make changes to your insurance coverage throughout the year if you experience a qualifying life event, including:

  • Birth or adoption of a child

  • Marriage

  • Divorce

  • Loss of current health coverage

All insurance changes for Colchester Public Schools employees must be completed through the PPI self-service portal. This includes updates made during open enrollment or throughout the year due to a qualifying life event 

Any change requested due to a qualifying life event must be accompanied by proper documentation (such as a birth certificate, marriage certificate, or proof of coverage loss).

The PDF to the left provides a step-by-step guide to logging into your PPI account and navigating the portal.

If you need assistance, please reach out to HR.

A Health Savings Account (HSA) is a separate, tax-advantaged bank account that you open to save money for qualified medical expenses, like doctor visits, prescriptions, dental, and vision care. It’s available to employees enrolled in a High Deductible Health Plan (HDHP).

Funds in an HSA:

• Are tax-free when contributed and when used for qualified medical expenses

• Roll over year to year — there’s no “use it or lose it” rule

• Can be invested and grow over time, making it a smart way to save for future healthcare costs

Important: You must open and maintain your own HSA bank account to receive contributions from Colchester Public Schools.

The district contributes to this account each year to help you save.

You can find the Summary of Benefits for your insurance plan, indicated by your bargaining unit.

The Summary of Benefits is a document that outlines the key features of your health insurance plan in simple, easy-to-understand language. It includes information such as:

• What your plan covers

• Copay and deductible amounts

• Costs for common medical services

• Coverage for prescription drugs, specialist visits, and hospital stays