Health Insurance Premium

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About APU Health Insurance Opt out of Health Insurance

As a condition of enrollment, Azusa Pacific University requires all undergraduate students with 7 or more units or who are living on campus to have health insurance coverage. If you fit into one or both of these categories, you will automatically be enrolled in the Azusa Pacific University Student Injury and Illness Insurance Plan for the academic year. The fee for this plan is per semester and is subject to change each academic year.

However, you may waive or opt out of this insurance plan, if you have comparable health insurance coverage that provides access to health care near the APU campus in the event that emergency care, specialist care, or expensive testing is needed. (All undergraduate students will continue to have access to the APU Student Health Center.) In order to opt out of the university health insurance plan and have the fee removed from your account, you must do so before the last day of Add/Drop.

To submit a waiver and opt out of the university health insurance plan:

  • Go to www.gallagherstudent.com/apu.
  • Click on Student Waive/Enroll.
  • Log in using your APU email address as your user name and your APU student ID number as your password (for first-time users).
  • Once your waiver is successful, you will receive a confirmation number.
  • Keep a copy of your insurance information with you.

If you miss the waiver deadline, you will automatically be enrolled in the Azusa Pacific University Student Injury and Illness Plan for the entire academic year. Your student account will be billed in two installments: fall semester and spring semester.

Questions? Contact Gallagher Student Health and Special Risk at (800) 406-4517 or email apustudent@gallagherstudent.com.