If the application is accepted, the DC will draft a restructuring proposal and send it to the creditor providers for consideration;
If all credit providers accept the restructuring proposal, the DC will refer the matter to the NCT for a consent order;
If one or more credit provider decline the restructuring proposal, the DC will refer the matter to the Magistrate Court for adjudication;
If the Magistrate Court grants the restructuring court order, the DC will send the court order to the consumer and all applicable credit providers.