If your loan is not government-backed, you will need to produce all of the standard documentation. Review this checklist to make sure you have all of the required documents to apply for the mortgage.

1. Latest 2-year Federal tax returns (Personal and Business, ALL pages)

2. Latest 2-year W2s

3. Latest 2 month bank statements

4. Last 30 day paystub(s)

5. Driver license copy

6. For all real estate owned:

• Mortgage statement
• Homeowner insurance declaration page
• Property tax statement
• HOA statement (if applicable)