Commissioner’s Corner

November 2018

Each month the DOI posts short Q & A installments of commonly asked insurance questions and responses from Wyoming Insurance Commissioner, Tom Glause. If you have a question you would like to see addressed or if you want additional information, please feel welcome to contact the DOI at 307-777-7401 or 1-800-438-5768 or at:  www.doi.wyo.gov.  




Q.  Is the health insurance individual mandate still in place?

A.  No, Congress voted to eliminate the individual mandate beginning in January of 2019.  However, the Marketplace is still available and individuals with income between 100-400% of the federal poverty level (FPL) can still receive an Advance Premium Tax Credit (APTC) or subsidy.  I encourage Wyomingites to explore the best insurance options available to them whether that is through their employer, the military, individually purchased, or through Medicare or Medicaid, for those who are eligible.  

 Q.  When does the next Marketplace Open Enrollment begin?

A.  Open Enrollment began on November 1 and runs until December 15 for Marketplace plans that will begin on January 1, 2019.  Go to: WWW.HealthCare.gov to see what plans are available to you.

 Q. When is Medicare Open Enrollment?

A. Medicare Open Enrollment runs from October 15 to December 7, 2018.  During this time qualified people can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs. Wyoming State Health Insurance Information Program (WSHIIP) is a federally mandated program to help people on Medicare to understand their rights and to answer their questions. Trained counselors across the state promote understanding of Medicare, Medicaid, Medigap and long-term care insurance. To reach a WSHIIP counsellor, call 1-800-856-4398.