I am an Assistant Professor of Risk and Insurance at UW-Madison's Wisconsin School of Business. My research focuses on the impact of insurance and legal policies on vulnerable populations, especially related to risky behaviors, health, and aging. 

I am actively engaged with a number of social science units on campus, and am an affiliate of the Center for Financial Security, the Institute for Research on Povertythe Center for Demography and Ecology, the Center for Demography of Health and Aging, and the University of Wisconsin Law School. I am also a member of Risk Theory Society and the Justice Tech Lab. I recently co-edited a special issue on Financing Longevity for The Journal of the Economics of Ageing.

I completed my Ph.D. in Applied Economics at The Wharton School, University of Pennsylvania. I also hold an M.S. in Management Science and Engineering, a B.S. in Mathematics, and a B.A. in Economics, all from Stanford University. Prior to enrolling at Wharton, I spent two years working as a consultant in the financial services division at Oliver Wyman in New York. 

Link to my CV


The Burgeoning Health Care Needs of Aging Prisoners” (with Hessam Bavafa) AEA Papers and Proceedings (2019) 

Building Financial and Health Literacy at Older Ages: The Role of Online Information(with Hessam Bavafa and Junhao Liu)Journal of Consumer Affairs

Time and Money: Social Security Benefits and Intergenerational TransfersAEA Papers and Proceedings (2018)

Assessing the Demand for Micropensions among India's Poor" (with Olivia S. Mitchell), The Journal of the Economics of Ageing (2016)

Working Papers/ Works-in-Progress

Impacts of Private Prison Contracting on Inmate Time Served and Recidivism Revise-and-resubmit, AEJ: Economic Policy

Media Coverage: New Yorker, TIME, Huffington Post, The Fiscal TimesMother Jones, The Hill, Wisconsin State Journal, Correctional NewsAllGovUW-MadisonBoom Californiaradio interview with WORT 89.9FM; television coverage on RT News

Medicaid and Long-Term Care: Do Eligibility Rules Impact Asset Holdings?(with Junhao Liu)  Revise-and-resubmit, Journal of Risk and Insurance

Targeting Weather Insurance Markets (with Shawn Cole and Jeremy Tobacman) Revise-and-resubmitJournal of Risk and Insurance

The Moral Hazard of Lifesaving Innovations: Naloxone Access, Opioid Abuse, and Crime(with Jennifer L. Doleac)
 IZA Discussion Paper No. 11489 (under review)

Media Coverage: Washington Post, The Atlantic, Forbes [1, 2], Buzzfeed, CNN, Wall Street Journal, STAT News
The Times, Globe and Mail, Washington Examiner, SSRN Blog (Weekly Top 5 Papers)

“Estimating the Returns to Wealth in Disability-Free Life Expectancy”

Frictions in Claiming and Saving: An Analysis of Unclaimed Retirement Accounts (with Corina Mommaerts)

Medicaid IMD Exclusions and the Supply of Substance Abuse Treatment Facilities” (with Molly Schnell and Aditi P. Sen)

Other Publications / Writing

Financing Longevity: The Economics of Pensions, Health, and Long-Term Care - Introduction to the Special Issue (with Karen Eggleston), Special Issue on Financing Longevity, The Journal of the Economics of Ageing.

Future Directions for Research on Financial Literacy and Financing Longevity: Perspectives from Professor Olivia S. Mitchell, Special Issue on Financing Longevity, The Journal of the Economics of Ageing

Research Roundup: What Does the Evidence Say about how to Fight the Opioid Epidemic? (with Jennifer Doleac and Molly Schnell), Brookings Institute, December 2018

Reverse Mortgages(with J. Michael Collins and Junhao Liu), entry prepared for the Encyclopedia of Gerontology and Population Aging (section: Social Security and Pension Systems), published by Springer, March 2019.

Individual Retirement Arrangements(with Lois Miller), entry prepared for the Encyclopedia of Gerontology and Population Aging (section: Social Security and Pension Systems), published by Springer, March 2019.


I co-developed and co-teach a course on Business Analytics (GenBus 306). This course is now required of all BBA students at the Wisconsin School of Business. All course materials are available through a portal available to registered students. 

The learning objectives of the course are for students to: (1) acquire “statistical literacy,” meaning that they can interpret statistics frequently used in current events, industry reports, and so on; (2) distinguish between descriptive and inferential statistics, and apply skills such as data summarization, hypothesis testing, and regression analysis, using Excel; (3) apply the core concepts of probability to decision-making under uncertainty, including an introduction to simulation; (4) synthesize their knowledge with quantitative business cases; and; (5) effectively communicate data analyses in written, visual, and oral formats.

Coverage: Innovation in Course Design Drives New Level of Learning for Business Analytics StudentsWSB Faculty Showcase Classroom Innovations