I am an Assistant Professor of Risk and Insurance at UW-Madison's Wisconsin School of Business. My research focuses on the impact of insurance and legal policies on vulnerable populations, especially related to risky behaviors, health, and aging. 

I am actively engaged with a number of social science units on campus, and am an affiliate of the Center for Financial Security, the Institute for Research on Povertythe Center for Demography and Ecology, the Center for Demography of Health and Aging, and the University of Wisconsin Law School. I am also a member of Risk Theory Society and the Justice Tech Lab. I recently co-edited a special issue on Financing Longevity for The Journal of the Economics of Ageing.

I completed my Ph.D. in Applied Economics at The Wharton School, University of Pennsylvania. I also hold an M.S. in Management Science and Engineering, a B.S. in Mathematics, and a B.A. in Economics, all from Stanford University. Prior to enrolling at Wharton, I spent two years working as a consultant in the financial services division at Oliver Wyman in New York. 

Link to my CV


     (with Junhao Liu)
     Journal of Risk and Insurance 

    (with Hessam Bavafa) 
    AEA Papers and Proceedings (2019) 

Building Financial and Health Literacy at Older Ages: The Role of Online Information
    (with Hessam Bavafa
and Junhao Liu)
    Journal of Consumer Affairs 

    Media coverage: Center for Financial Security

Time and Money: Social Security Benefits and Intergenerational Transfers
    AEA Papers and Proceedings (2018)

Assessing the Demand for Micropensions among India's Poor
    (with Olivia S. Mitchell)
    The Journal of the Economics of Ageing 

    Media coverage: Knowledge@WhartonWSB Forward Thinking Blog

Working Papers/ Works-in-Progress

Targeting Weather Insurance Markets
    (with Shawn Cole and Jeremy Tobacman)
    Revised-and-resubmittedJournal of Risk and Insurance

Improving the Use of Health Products: A Sales Experiment with Chlorine Tablets
    (with Camille Boudot) (under review)

Estimating the Returns to Wealth in Disability-Free Life Expectancy

Frictions in Claiming and Saving: An Analysis of Unclaimed Retirement Accounts

Other Publications / Writing

    Special Issue on Financing Longevity, The Journal of the Economics of Ageing

    Special Issue on Financing Longevity, The Journal of the Economics of Ageing.

    (with Jennifer Doleac and Molly Schnell)
    Brookings Institute, December 2018

    Media Coverage: Washington Post, The Atlantic, Forbes [1, 2], Buzzfeed, CNN, Wall Street Journal, STAT News
    The Times, Globe and Mail, Washington Examiner, SSRN Blog (Weekly Top 5 Papers)

    (with J. Michael Collins and Junhao Liu)
    Encyclopedia of Gerontology and Population Aging (section: Social Security and Pension Systems), Springer, March 2019 
    (with Lois Miller)
    Encyclopedia of Gerontology and Population Aging (section: Social Security and Pension Systems), Springer, March 2019


I co-developed and co-teach a course on Business Analytics (GenBus 306). This course is now required of all BBA students at the Wisconsin School of Business. All course materials are available through a portal available to registered students. 

The learning objectives of the course are for students to: (1) acquire “statistical literacy,” meaning that they can interpret statistics frequently used in current events, industry reports, and so on; (2) distinguish between descriptive and inferential statistics, and apply skills such as data summarization, hypothesis testing, and regression analysis, using Excel; (3) apply the core concepts of probability to decision-making under uncertainty, including an introduction to simulation; (4) synthesize their knowledge with quantitative business cases; and; (5) effectively communicate data analyses in written, visual, and oral formats.

Coverage: Innovation in Course Design Drives New Level of Learning for Business Analytics StudentsWSB Faculty Showcase Classroom Innovations, New initiative sparks educational innovation and students reap the benefits