We offer a choice of 11
medical insurance plans. All of the
plans are offered through the Group Insurance Commission (GIC).
Fallon Community Health Direct Care (HMO)
Fallon Community Health Select Care (HMO)
Harvard Pilgrim Independence Plan (PPO)
Harvard Pilgrim Primary Choice (HMO)
Health New England
Tufts Health Navigator Plan (PPO)
Tufts Health Spirit Plan (EPO/HMO – type)
Neighborhood Health Plan (HMO)
Unicare State Indemnity Plan/Basic Indemnity (CIC)
State Indemnity Community
State Indemnity Plan
The effective date of medical insurance is the first of the
month following 60 days of employment. If
electing to enroll in health insurance, employees must select their plan within
10 days of hire. Employees have a choice
of selecting an individual or a family plan.
Open enrollment is held in April and May of each year with an effective
date of July 1st.
We offer a choice of 2 dental
plans. Both plans are offered through DMS
Dental. The effective date of dental insurance is the first of the month after
your date of hire. Open enrollment is
held in May of each year with an effective date of July 1st.
As a .5 FTE or greater, you will
become a member of the municipal retirement plans, either Massachusetts
Teachers Retirement or Watertown Retirement.
Employees who work less than half time will become members of the OBRA
Flexible Spending Accounts
You may enroll in a
medical or dependent care spending account.
The annual limit for our medical spending account is $2500 and the
annual limit for the dependent care spending account is $5000. You may elect to utilize debit cards to pay
for your expenses.
Short or Long Term Disability Insurance
elect to enroll in short or long term disability insurance. You can choose the
amount of disability benefits to meet your needs, subject to income.
Term Life Insurance
For a minimal fee, we offer $10,000
term life insurance through Boston Mutual Life Insurance. You may purchase additional voluntary life
insurance for you, your spouse or dependents for a minimal fee.
Please refer to your specific union
contract for time off provisions that include holiday time, sick time, personal
time and if applicable vacation time.
We offer our employees the choice of
belonging to the Watertown Credit Union.
A program that allows you to have
your weekly pay deposited directly to your bank account.
Tax Sheltered Annuity Plan
We offer a 457 Plan through
ING Aetna that allows you to save additional money for retirement.
403 B Retirement Plans
We offer you a choice of 403B
retirement plans enabling you to save additional money for retirement.
Verizon offers a discount on cell phone. Show your municipal identification badge at
any local Verizon store.