Research Interests
Women's financial behaviors
Household saving behavior
Gender and racial/ethnic differences in economic well-being
Select Publications
Fisher, P.J. (2024). Gender, financial literacy, and "do not know" responses. Journal of Personal Finance, 23(1), 6-21.
Fisher, P.J., & Read, D. (2021). Learning about networking from women in the commercial real estate industry. Journal of Real Estate Practice & Education, 22(1), 13-21.
Read, D., Fisher, P.J., & Juran, L. (2020). How do women maximize the value of mentorship? Leadership & Organization Development Journal, 41(2), 165-175.
Fisher, P.J. (2020). Financial risk tolerance among White and Hispanic households. Journal of Personal Finance, 19(1), 33-47.
Fisher, P.J. (2019). Black-white differences in financial risk tolerance. Journal of Financial Service Professionals, 73, 70-82.
Fisher, P.J., & Yao, R. (2017). Gender differences in financial risk tolerance. Journal of Economic Psychology, 61, 191-202.
Yeo, J., & Fisher, P.J. (2017). Mobile financial technology and consumers' financial capability in the United States. Journal of Education and Social Policy, 4, 80-93.
Fisher, P.J., & Anong, S. (2017). An exploration of health and household saving behavior. International Journal of Home Economics, 10(1).
Fisher, P.J. (2016). Differences in credit card use between White and Hispanic households. Journal of Financial Counseling and Planning, 27(2), 199-214.
Hsu, C., & Fisher, P.J. (2016). Which U.S. households use education loans? Journal of Student Financial Aid, 46(3), Article 5.
Fisher, P.J., Hayhoe, C., & Lown, J. (2015). Gender differences in saving behaviors among low- to moderate-income single households. Financial Services Review, 24(1), 1-13.
Loibl, C., & Fisher, P.J. (2013). Academic discipline and personal finance instruction in high school. Journal of Financial Counseling and Planning, 24(1), 15-33.
Anong, S.T., & Fisher, P.J. (2013). Future orientation and saving for medium-term expenses. Family and Consumer Sciences Research Journal, 41(4), 393-412.
Fisher, P.J. (2013). Is there evidence of loss aversion in saving behaviors in Spain?Journal of Family and Economic Issues, 34(1), 41-51.
Fisher, P.J., & Anong, S.T. (2013). Health status and household saving behavior. International Journal of Home Economics, 5(2).
Fisher, P.J., & Anong, S.T. (2012). Relationship of saving motives to saving habits. Journal of Financial Counseling and Planning, 23(1), 63-79.
Fisher, P.J., & Hsu, C. (2012). Differences in household saving between non-Hispanic white and Hispanic households. Hispanic Journal of Behavioral Sciences, 34, 137-159.
Fisher, P.J., & Montalto, C.P. (2011). Loss aversion and saving behavior: Evidence from the 2007 Survey of Consumer Finances. Journal of Family and Economic Issues, 32(1), 4-14.
Fisher, P.J. (2010). Black-white differences in saving behaviors. Financial Services Review, 19(1), 1-16.
Fisher, P.J. (2010). Gender differences in personal saving behaviors. Journal of Financial Counseling and Planning, 21(1), 9-19.
Fisher, P.J. (2010). Income uncertainty and household saving in the United States. Family and Consumer Sciences Research Journal, 39(1), 57-74.
Fisher, P.J., & Montalto, C.P. (2010). Effect of saving motives and horizon on saving behaviors. Journal of Economic Psychology, 31(1), 92-105.
Fisher, P.J. (2009). Estate Planning. In C.D. Bryant & D.L. Peck (Eds.), Encyclopedia of Death and the Human Experience. Sage Publications.
Fisher, P.J. (2009). Estate Taxes. In C.D. Bryant & D.L. Peck (Eds.), Encyclopedia of Death and the Human Experience. Sage Publications.
Position
Professor of Consumer Studies, AHRM Department
Founder/Owner, Editor World: Writing, Editing, & Proofreading Services
Education
Ph.D., Family Resource Management, Ohio State University, 2006
M.S., Family Resource Management, Ohio State University, 2003
B.S., Consumer Economics, Indiana University of Pennsylvania, 2000
Contact Information
email pafisher "@" vt.edu
Mailing: 240 Wallace Hall
295 West Campus Drive, Blacksburg VA 24061
Teaching Schedule 2023-24
Fall 2023
Consumer Rights (virtual)
Resource Management (virtual)
Spring 2024
Research Leave
Selected Presentations
Fisher, P.J. (2024, September). Characteristics of the poorest poor. Presented in the Household Finance Seminar, Department of Consumer Science, University of Wisconsin, Madison.
Fisher, P.J., & Mountain, T. (2023, July). Characteristics of the bottom 5% of wealth - 2019. Paper presented at the Asian Consumer and Family Economics Association Conference, Kitakyushu, Japan.
Fisher, P.J. (2022, December). The study of household saving behaviors. Research seminar presentation at the Bank Al-Mahgrib, Rabat, Morocco.
Fisher, P.J. (2022, June). Gender differences in stock risk understanding. Paper presented at the International Association for Research in Economic Psychology, Kristiansand, Norway.
Fisher, P.J. (2018, July). Financial risk tolerance of Hispanic households. Paper presented at the Society for the Advancement of Behavioral Economics/International Association for Research on Economic Psychology, London, England.
Fisher, P.J. (2017, November). Gender differences in saving horizon. Paper presented at the International Journal of Arts & Sciences Conference, Freiburg, Germany.
Fisher, P.J., & Anong, S.T. (2016, August). An exploration of health and household saving behaviors. Paper presented at the International Federation of Home Economics Global Congress, Daejeon, South Korea.
Hsu, C., & Fisher, P.J. (2014, July). Which U.S. households use education loans? Paper presented at the Asian Consumer and Family Economics Association, Taipei, Taiwan.
Fisher, P.J., & Yeo, J. (2013, April). The adoption and use of mobile financial services and the impacts on consumers' financial capability in the United States. Paper presented at American Council on Consumer Interests, Portland, OR.
Fisher, P.J. (2012, July). Health status and household saving. International Federation of Home Economics Global Congress, Melbourne, Australia.
Fisher, P.J. (2011, July). Loss aversion and household saving: A comparison of the U.S. and Spain. Asian Consumer and Family Economics Association Conference, Seoul, Korea.