Step 1 in moving to Hawaii - figure out if you can afford it. Of course you will want to see how much homes are, so use my Property Search to see if you are even in the ballpark.  Hawaii is one of the most expensive places on Earth to live!  Remember though, property taxes in Oahu are quite low, so while the prices seem high, your monthly payments could be a lot lower than you would think, especially if you've come from Texas, New York, or California.

Hawaii is particularly expensive if you live in East Oahu as I do, where the cost of everything is higher. But if you move out to remote areas of the neighbor islands, well you can expect to pay $7~$9 for a gallon of milk. No joke, but now that we have 3 Costcos on Oahu, prices have come down a bit for most things. Surprisingly, gas prices are about the same as California.

Of the thousands of people who move to Hawaii every year, one thing that is on the mind of every one of them is probably the differnece in the cost of living. But we don't usually use our AC, we never have a heating bill, and we wear a lot less clothing. I own 1 jacket, I think.

But what about other expenses? Just assume everything will cost 10-20% more, except for used cars. For some reason we have too many cars here and used car prices are lower than many areas of the US mainland.  2006 Census stated there were almost 2 cars for every resident in Hawaii

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