2019 - 2020 Academic Catalog

FINANCIAL AID

MASTER'S PROGRAMS

Since its inception, the seminary has been concerned with partnering with students by providing opportunities for financial assistance as they prepare for ministry. Seminary Administration, with the approval of the Board of Directors, has established two agencies to represent it in the administration of financial aid to students. They are the Financial Aid Office and the Financial Aid Committee.


Degree-seeking students are eligible to apply for seminary scholarships, outside scholarships, federal work study, federal loans, and alternative loans if needed. Non-degree-seeking students may apply for seminary scholarships, outside scholarships, and alternative loans. Students who do not have U.S. citizenship or Permanent Resident status may apply for Seminary scholarships, outside scholarships, and private/non-federal loans.

Prospective students must be accepted for admission to the Seminary to be eligible for financial aid. Students applying for financial assistance, including loans and scholarships, do so by completing the financial aid process. Steps to apply will be sent to applicants once they begin the admission process.

Each person applying for financial aid at the seminary should apply after January 1 and before the priority deadline of April 30 for returning students, or June 15 for new students in order to receive priority consideration for the following Fall and Spring semesters. All financial aid is awarded for one academic year. Students must reapply for financial aid each academic year. Financial assistance is not automatically renewed.

A student wishing to receive financial aid must first submit a Free Application for Federal Student Aid (FAFSA) and a Pentecostal Theological Seminary Application for Financial Aid to the Financial Aid Office (both forms are available through the seminary's student portal Forms page). This constitutes the student's formal request to the seminary for financial assistance. Students must be enrolled full time to be eligible for most scholarships, with the exception of the New Incoming Scholarship, Care Ministry Scholarship, Spousal Scholarship, College Senior Scholarship, Alumni Scholarship, State Overseer Scholarship, and Honors Ministry Scholarship. For financial aid purposes, full-time enrollment is 9 credit hours during regular semesters (Fall and Spring) and 6 credit hours in the summer J-terms. Half-time enrollment is 4.5 - 8 credit hours during the regular semester (Fall and Spring) or 3 hours for J-terms. Students must be at least half-time to be eligible for Federal Student loans. Students are eligible for one scholarship per semester with the exception of a special incentive scholarship that may be offered for one semester only.

FEDERAL LOAN PROGRAMS

The federal loan programs are available to PTS students. To be eligible, a student must be a U.S. citizen, U.S. national or an eligible non-citizen. Students must also be in compliance with the Selective Service and must not be in default on any federal loans and students must be eligible for Title IV programs. To apply for federal loans, students must complete a Master's Promissory Note (MPN) and Entrance Counseling at www.studentloans.gov. Students must also complete a loan request form and submit to the Financial Aid Office: finaid@ptseminary.edu.

FAFSA FORM

The basis of determining the need of a student will be an analysis provided by the Student Aid Report (SAR) based on the information submitted by the student on the Free Application for Federal Student Aid (FAFSA) as distributed by the U.S. Department of Education online at www.fafsa.ed.gov. Students without a current Federal Student Aid (FSA) ID number will need to apply for one at https://fsaid.ed.gov/npas/index.htm. The FSA ID number is needed to sign your FAFSA or your Master's Promissory Note (MPN) or access other federal websites regarding federal aid. Steps to apply for financial aid will be sent to the applicant once he or she begins the admission process. All students can view the steps to apply for financial aid in the Populi system (under Forms), request a copy at finaid@ptseminary.edu or access them through the school's website at www.ptseminary.edu under Financial Aid.
Students who do not have U.S. citizenship or Permanent Resident status do not have to complete the Free Application for Federal Student Aid (FAFSA). Students who do not have U.S. citizenship or Permanent Resident status may apply for seminary scholarships, outside scholarships, and private/non-federal loans by completing the Seminary's Application for Financial Aid, and the letter of thanks to the donor.

FINANCIAL AID PROGRAMS: FINANCING YOUR EDUCATION

PTS is especially sensitive to the financial challenges students face today in seeking to finance graduate education for master's programs. Fundraising by the seminary to increase the number of scholarships continues to be a priority at PTS.

Most students are financing their programs through personal savings, employment, church support, loans and scholarships.
PTS encourages careful planning and stands ready to assist students in identifying all possible financial resources. The process begins by completing and returning the appropriate forms to PTS for financial aid and scholarships.

To have financial aid available for the first day of registration, deadlines have been established for submitting all documents necessary to process financial aid. The student should be sure to check the calendar or call the financial aid office so that he or she will not miss the deadlines established for fall, spring and summer courses.

All federal aid is awarded without regard to race, gender, handicap, age, class or national/ethnic origin. The amount of Seminary funds awarded are subject to need and availability of funds.

MASTER'S DEGREE PROGRAM SCHOLARSHIPS

Students applying for financial assistance, including loans and scholarships, must complete the financial aid process, which includes completion of the Free Application for Federal Student Aid (FAFSA), the Seminary's Application for Financial Aid, and the letter of thanks to the donor. If applying for an academic scholarship, see additional requirements listed below the scholarship. Steps to apply may be found in this link: https://www.ptseminary.edu/pt-seminary-masters-financial-aid-steps.php

Students are encouraged to contact the Seminary’s Financial Aid Office to verify that all financial aid paperwork has been received at finaid@ptseminary.edu. Scholarships are applied toward tuition costs only. All fees (registration, technology, application and other related fees) are the student’s responsibility. A maximum of one scholarship per semester may be granted per term/semester.

Degree-seeking students are eligible to apply for seminary scholarships, outside scholarships, federal work study, federal loans, and alternative loans if needed. Non-degree-seeking students may apply for seminary scholarships, outside scholarships, and alternative loans. Prospective students must be accepted for admission to the seminary to be eligible for financial aid.

Students who do not have U.S. citizenship or Permanent Resident status do not have to complete the Free Application for Federal Student Aid (FAFSA). Students who do not have U.S. citizenship or Permanent Resident status may apply for seminary scholarships, outside scholarships, and private/non-federal loans by completing the Seminary's Application for Financial Aid, and the letter of thanks to the donor.

*These scholarships  do not apply to Master’s students in a cohort.

Academic Excellence Scholarship: Three academic scholarships of $10,000 (maximum for tuition only) per student are awarded to students with a cumulative GPA of 3.5 or higher. This is awarded for one academic year, students re-apply for scholarships each year. A student must complete an autobiography (not to exceed two pages) with two recommendations (one from current or former faculty member and one from a pastor or church leader).  Students must be enrolled full time (9 credit hours or more) during the regular Fall and Spring semesters to be eligible for this scholarship. Preference will be given to students that are enrolled on-campus and new incoming students. This scholarship is available as funds permit.

Academic Scholarships for First Year Students: Two academic scholarships of $4,000 per student are awarded to first-year students who graduate in the current year from a Church of God college or university. The president of the institution should make a recommendation for this scholarship (by letter) to the Seminary's Financial Aid Office. A student must have a minimum undergraduate GPA of 3.5 and must be enrolled full time (9 credit hours or more) during the regular Fall and Spring semesters to be eligible for this scholarship.

New Incoming Academic Scholarship: Four academic scholarships of $4,000 per student are awarded to four first-year students with a graduating undergraduate cumulative GPA of 3.5 or higher.  Students must be enrolled full time (9 credit hours or more) during the regular Fall or Spring semester to be eligible for this scholarship.

Academic Scholarships for Second and Third Year Students: Two academic scholarships are awarded to students who have completed their first year of seminary study. Recipients must have a minimum GPA of 3.5 in order to qualify. Students must also demonstrate leadership, spiritual maturity, and submit recommendations from two professors. The amount available for any given student is $4,000 per year. Students must be enrolled full time (9 credit hours or more) during the regular Fall or Spring semester to be eligible for this scholarship. This scholarship is available as funds permit.

PTS Ministry Honors Scholarship: This scholarship is awarded (July 1 through June 30) to individuals based on the recommendations of participating Church of God State Administrative Bishops. Candidates should be persons of ministerial integrity and leadership promise. Recipients must agree to register for a minimum of 12 credit hours (main campus or online) during the student's first year of enrollment. This is a first year scholarship only. The scholarship will cover up to 50% of 6 credit hours per semester not to exceed $3,000. Preference will be given to students from an ethnic minority. This scholarship is available as funds permit. 

New Incoming First Year Scholarship: First year, first-time students attending the Seminary may apply for a $2,500 scholarship.  Students must be enrolled full time (9 credit hours or more) during the regular Fall and Spring semesters and complete all required documents to be eligible for this scholarship. This scholarship is available as funds permit.

Endowed Scholarships: Endowed scholarship funds have been established at the Seminary by many contributors. The endowment amount available for scholarships varies according to the size of the endowment. Eligibility varies according to scholarship criteria. Students must be enrolled full-time (9 credit hours or more) during the regular Fall and Spring semesters to be eligible for this scholarship. This is a need-based scholarship available as funds permit.

Seminary Presidential Scholarship: The Seminary Presidential Scholarship is awarded  to one student per academic year who will be a senior the next year and who shows outstanding academic and spiritual progress. The student is selected by the seminary president to receive up to $5,000 of tuition cost. Applicants wishing to be considered for this scholarship must be enrolled full-time (9 credit hours or more).  This scholarship is available as funds permit.

Care Ministry Scholarship Program: Ministers employed as full time staff at a church may apply for the Care Ministry Scholarship. Maximum award of $2,000 per academic year (July 1-June 30) and will be prorated per semester when enrolled less than 6 hours. This scholarship is available as funds permit.

Larry and Helen Owens Chaplaincy Scholarship: Applicants must be enrolled as full-time students  in programs of study for military ministry/chaplaincy. Two scholarships of up to $2,000 will be granted. Major consideration will be given to past and potential academic performance and to the financial need of the applicants.  Students must be enrolled full time (9 credit hours or more) during the regular Fall and Spring semesters to be eligible for this scholarship.

MASTER'S DEGREE PROGRAM TUITION ASSISTANCE SCHOLARSHIPS

The following tuition assistance scholarships are available for the Pentecostal Theological Seminary students. One scholarship per semester per student will be granted. Applicants must be in good financial standing with the Seminary and must submit a FAFSA, Application for Financial Aid, and a letter of thanks to the donor and forward this information to the Financial Aid Office by the April 30th deadline. These scholarships cannot be used in conjunction with any other PTS scholarship. All tuition scholarships are based on financial need and may be applied to resident and online programs.

Student Spouse: A spouse of a full-time student (9 or more credit hours per full-time semester) may apply for a 50% scholarship (up to 6 credit hours per semester). The scholarship will be applied to the spouse enrolled in the lesser number of credit hours.

College Seniors: College seniors in the final semester of their undergraduate degree may apply for a 100% tuition scholarship toward their first  course taken at the seminary and a 25% scholarship on each subsequent course (up to 9 credit hours) while concurrently enrolled.  The 25% scholarship can be received for the same semester they receive the College Senior Scholarship (final semester at undergraduate degree).   (Total credit hours enrolled at both institutions cannot exceed 16 credit hours.) This scholarship covers tuition only. The student is responsible for fees.

PTS Alumni Scholarship: Seminary alumni are eligible for one free audit course or 50% off one for-credit course per academic year in the master's program. Scholarships are applied toward tuition only. The student is responsible for fees.

Church of God State Administrative Bishop or youth Director Scholarship: Full-time Church of God State Administrative Bishops and State Youth Directors may apply for one free course per academic year toward the Masters program. Scholarships are applied towards tuition only. The student is responsible for fees. 

Mission America Fund: A Senior Pastor at a Church of God church can receive sponsorship for seminary tuition. The contributing church may receive World Missions sponsorship credit for monies designated to the senior pastor who is attending the Seminary. Churches sending funds to the Seminary Business Office should designate Mission America Project #8000023 "Pentecostal Training" and indicate the name of the senior pastor to be funded. Contact kanderson@ptseminary.edu for more information. 

DOCTORAL DEGREE PROGRAM SCHOLARSHIPS

Students applying for financial assistance, including loans and scholarships, must complete the financial aid process, which includes the completion of the Free Application for Federal Student Aid (FAFSA), the Seminary's Application for Financial Aid, and the letter of thanks to the donor. If applying for an academic scholarship, see additional requirements listed below the scholarship. Steps to apply may be found at this link: https://docs.google.com/forms/d/e/1FAIpQLSfbuY1SvAqdc6ofwzwK2OSab7HFAgDyUX00omnc2LpboCWe9Q/viewform

Students are encouraged to contact the Seminary’s Financial Aid Office to verify that all financial aid paperwork has been received at finaid@ptseminary.edu.  Students may also view this information in their PTS Student Portal. Scholarships are applied toward tuition costs only. All fees (registration, technology, application and other related fees) are the student’s responsibility. A maximum of one scholarship per semester may be granted per term/semester. 

Degree-seeking students are eligible to apply for Seminary scholarships, outside scholarships, federal work study, federal loans, and alternative loans if needed. Non-degree-seeking students may apply for Seminary scholarships, outside scholarships, and alternative loans. Prospective students must be accepted for admission to the Seminary to be eligible for financial aid.

Students who do not have U.S. citizenship or Permanent Resident status do not have to complete the Free Application for Federal Student Aid (FAFSA). Students who do not have U.S. citizenship or Permanent Resident status may apply for Seminary scholarships, outside scholarships, and private/non-federal loans by completing the Seminary's Application for Financial Aid, and the letter of thanks to the donor.

Students may qualify for one of the following awards per academic year. Students can receive one award per academic year. An exception is the Overseer/Youth Director award which can be used in the same academic year but not in the same term/semester as another award. 

*These scholarships do not apply to D. Min. students in a cohort.

PTS Pastoral Alumni Scholarship:  Seminary graduate alumni (pastoring during their terms of study) are eligible  to apply for a scholarship of $1,695 per year  while they are enrolled in the D.Min program (maximum of $847.50 per term).

PTS Alumni Scholarship: Seminary alumni are eligible for a 50% tuition scholarship on a 3-credit hour course per academic year or one free audit course per year (July 1 – June 30).

Pastoral  Non-Alumni Scholarship: Students attending  PTS in the Doctor of Ministry program that did not graduate with a Master's degree from PTS  and who are pastoring during their terms of study may apply for this scholarship of $1,000 (maximum of $500 per term).

Non-Alumni Scholarship:  Students attending PTS in the Doctor of Ministry program that did not graduate with a Master's degree from PTS may apply for this $500 scholarship. This scholarship is awarded once per academic year. 

Church of God State Administrative Bishop or Youth Director Scholarship: Full-time Overseers & Youth and Discipleship Bishops may apply for this scholarship which covers 100% tuition cost for 1 course per academic year (July-June).

Mission America Pastor Fund: A Pastor can receive sponsorship for their tuition.  This is not a need-based fund. Their church may receive credit for World Missions sponsorship for monies designated to their pastor for training at the seminary. Churches designate funds to Mission America Pastor’s Fund WM Project #8000023 “Pentecostal Training” indicating the pastor's name. Contact kanderson@ptseminary.edu for more information.

WORK-STUDY PROGRAM

The Federal Work-Study program (FWS) is subsidized by federal funds and provides employment for U.S. citizens and Permanent Residents to aid in furthering their education. The student must demonstrate financial need, as indicated by FAFSA/SAR analysis, to be eligible to work in the FWS program. The amount awarded depends on financial need calculated and availability of federal funds granted to PTS. The participant works an average of 10 hours per week at the current established rate. (The PTS Business Office maintains the current rate.) Students receiving FWS funds are assigned jobs on the basis of the needs of the Seminary and the abilities and skills of the student applicant. 

The Seminary's Graduate Assistant/Federal Work-Study assignment process is as follows:

  1. The student submits an application for a graduate work-study position through the forms page found on the student's Populi homepage. The student will select the Work-Study Application, complete it and email it to the Director of Human Resources at jterpstra@ptseminary.edu
  2. The student completes the FAFSA and the Seminary’s Application for Financial Aid by the priority deadline. (The Financial Aid Office will send the names of eligible candidates to the Office of Human Resources.)
  3. Upon reviewing the applications, Human Resources in conjunction with the Office of the Vice President for Academics will make the assignments. In consultation with supervisors, the Director of Human Resources will arrange work-study placement in a position related to the student's course of study, when such an opening is available. Supervisors may request an interview with the work-study applicant.

VOCATIONAL REHABILITATION BENEFITS

Students should contact their local office of Vocational Rehabilitation Department of Human Services in the state where they reside, to see if they qualify for any educational assistance. Once approved, please call us at: rsluder@ptseminary.edu or 423-478-7727 and we will be glad to assist in processing your paperwork.

VETERAN'S BENEFITS

The Seminary is approved for the training of veterans and other eligible persons under the terms of the veterans education benefits. Veterans may apply for benefits or learn more by going to the Office of Veterans Administration (www.gibill.va.gov). The Financial Aid Office will help qualified applicants file the proper forms to apply for these benefits. For more information, email rsluder@ptseminary.edu or call 423-478-7727.

POST 9/11 BILL

Veterans serving after September 11, 2001 may apply for the Post 9/11 bill. Students approved for these benefits are eligible for funding up to $21,084.89 based on VA approval and eligibility criteria and percentage of benefits as approved by the Veteran's Administration. Students should log on to www.gibill.va.gov to apply for Post 9/11 GI Bill approval or read more about other VA programs. Once approved, students should submit a copy of their VA Certificate of Eligibility and DD214 to the Financial Aid Office along with an Application for Financial Aid no later than the first day of class. Students must also request in writing that  their  VA entitlement be used for that year. Application entry dates are based on the date the Certificate of Eligibility is submitted to the Financial Aid Office. Students are to submit all documentation to the Director of Financial Aid at rsluder@ptseminary.edu.  For more information, logon to the VA website at www.gibill.va.gov or call 1-888-442-4551.   

PRINCIPLES OF EXCELLENCE

Office of Financial Aid

There are many financial aid options available at the Pentecostal Theological Seminary to assist you with your educational future. PTS’s Financial Assistance Information will provide you with information on the availability of, and your potential eligibility for Federal aid, PTS scholarships, and other sources of aid that may be available (Executive Order 13607 Section 2a & 2b.).

Prospective students who are service members, Veterans, or family members who will receive federal funds under the military and veteran’s educational benefits programs will receive an estimated financial aid offer in a personalized and standardized form that will describe: 
  • The cost of your educational program; 
  • The amount of cost that may be covered by available PTS scholarships, Federal education benefits and financial aid based on the information we have available at the time information is issued.
This information is subject to changes as additional information is provided and as federal regulations may apply (Executive Order 13607 Section 2a & 2b).

Office of Director of Enrollment Management 

PTS does not participate in fraudulent or unduly aggressive recruiting techniques on or off military installations, misrepresentation or payment of incentive compensation.  PTS meets state authorization requirements, consistent with the regulations issued by the Department of Education (34 C.F.R. 668.71-668.75, 668.14, and 600.9).

PTS complies with readmission requirements for service members set forth in the Higher Education Opportunity Act (HEOA) section 487 and its implementing regulations (34 CFR § 668.18).   PTS will promptly readmit service members to the same program with the same academic status after an interruption in their program due to a call to active duty. The cumulative length of all absences for military service may not exceed five years. 
Students who are service members that are called to active duty must provide PTS with written notification of (1) the military service and (2) the intent to return to school following the active duty service. 

Students who are called to active duty must return to school under one of the following:
  • Within three years after the completion of the period of service 
  • Within two years of the needed recovery period if hospitalized or convalescing due to an illness or injury incurred or aggravated during the performance of service 
Students must provide documentation such as, but not limited to the following: DD214, duty orders indicating completion of service, a letter from commanding officer or other authority, certificate of completion from military training school, discharge certificate with character of service, payroll documents showing periods of service, or letter from National Disaster Medical System Team Leader/Administrative Officer verifying dates and time of NDMS training or Federal activation. Other documents may be considered on a case by case basis. 

Service members readmitted to PTS under this procedure will be assessed tuition and fees at the rate of their last attendance or prior offer of admission for one (1) calendar year if they are pursuing the same degree. After the one calendar year, they are assessed the tuition and fee rates in effect at that time.


Office of Vice President of Academics

At the Seminary we also provide all students access to a dynamic individualized educational plan available on demand through our student portal. This personalized “Degree Progress Audit” details each individual student’s progress toward completion of his or her degree requirements based on year of enrollment. Information includes: 

  1. Program Details-including information about your enrollment, GPA, Satisfactory Academic Progress status, Credits earned, scheduled, and required; 
  2. Student Academic Progress-A degree audit demonstrating your progress towards completing your program requirements; and 
  3. Individual Course information and requirements.

Evaluated Educational Plan

In addition, the Seminary will provide to service members, veterans, and their family members who have previous coursework from other accredited institutions and relevant military training and experiential learning an evaluated education plan that indicates:

  1. How many, if any, transfer credits we intend to award and 
  2. How these transfer credits will be applied toward your educational program. 
This evaluated educational plan will be provided within 60 days after your degree program selection and all official transcripts have been received.

Advising Point of Contact

Service members, veterans, and their family members seeking support services may acquire information from our qualified staff members. The Seminary provides these points of contact:

  1. Academic Counseling-Office of Academics
  2. Financial Aid Counseling-Financial Aid Advisor
  3. VA and TA Benefit Counseling- Financial Aid Advisor
  4. Student Support Service Counseling- Office of Student Services

Office of Vice- President for Institutional Effectiveness and Accreditation


The Pentecostal Theological Seminary obtains approval from our accrediting agencies in compliance with substantive change requirements by those agencies for courses or program offerings and only enrolls students in accordance with such approval as is appropriate under the substantive change requirements of the each accrediting agency (Executive Order 13607 Section 2d).

Business Office

As Pentecostal Theological Seminary follows the Principles of Excellence as outlined in Executive Order 13607 (EO 13607), any refunds to students who are service members, veterans, spouses and other family members of service members will follow the Seminary’s Return of Title IV Refund Policy as outlined here.
 
FEDERAL STUDENT LOAN

The Federal Direct Student Loan Program: Under this program, students (Masters and D.Min) may borrow funds from the Department of Education. The amount that a student may borrow cannot exceed the student’s financial need. The maximum annual amount a student is eligible to borrow is $20,500 in unsubsidized loans (per the Department of Education). Students must be registered at least half-time for federal loans (4.5-8 credit hours for fall and spring terms or 3 credit hours during summer J terms). The origination and guarantee fees for the loan must be paid by the student and normally will be deducted from the loan before it is disbursed. Interest begins accruing at the time of disbursement. Repayment of the loan begins six (6) months after the student graduates, withdraws from school, or drops below half time enrollment.

To apply for any federal loan, students are required to submit a FAFSA (www.fafsa.ed.gov), Entrance Counseling (student loans), Master Promissory Note (MPN; www.studentloans.gov), and any other required documents for verification. Students may request more about steps to apply at finaid@ptseminary.edu.

The Direct Graduate Plus Loan Program: Under this program, students may borrow from the Department of Education, if approved, based on their credit history. The maximum annual amount may not exceed the cost of attendance minus other estimated financial assistance. The origination fee for the loan must be paid by the student and will be deducted from the loan before the loan is disbursed to the school. Interest begins accruing at the time of disbursement. Students must be enrolled, accepted, and taking 4.5-6 credit hours (half-time enrollment) or more to meet eligibility requirements. Repayment of the loan begins after the student graduates, withdraws or drops below half-time enrollment.

Private Lender Student Loans: Students may request a private student loan with the lender of his or her choice. Students must meet loan eligibility requirements and be approved by the lender. Please see the Financial Aid Office for details.

STUDENT LOAN DEFERMENTS

Each semester, enrolled students may request that repayment of loans be postponed by submitting an In-School Loan Deferment Request to each lender. The Registrar's Office will verify on the form the student's current enrollment. Students may acquire a loan deferment request form from their loan service(s). Deferments are granted for students taking 4.5-6 credit hours or more per semester. The student is responsible for retrieving the completed deferment from the Registrar's Office and mailing or faxing it to his or her loan servicer(s).

EMERGENCY STUDENT LOANS

The Mary Nell Winters Revolving Loan Fund: This is a revolving loan fund, set up and endowed by Mr. and Mrs. Dan Winters of Winter Haven, Florida, to help students in times of emergencies. Loans are made for ninety (90) days to provide assistance in unforeseen emergencies. Loan application, processing, and disbursement are coordinated in the Financial Aid Office. A small application fee is charged for this loan. The student must be enrolled at Pentecostal Theological Seminary during the semester the student is requesting the loan.

The Jerry and Pat Dixon Emergency Loan/Grant Endowment: This is a revolving loan/grant fund designed to help students in times of emergencies. The student can receive a grant up to $100 each year, with a maximum lifetime amount of $400. Recipients are encouraged to honor the fund with a gift once they are financially able. Students can also receive up to $300 in loan funds per year. Applicants for the emergency loan/grant fund must demonstrate need, be morally fit, and be enrolled as full-time students. Students can apply for this loan/grant through the Financial Aid Office. A small application fee will be charged for this loan. The student must be enrolled at Pentecostal Theological Seminary during the semester the student is requesting the loan.

To view information on how Satisfactory Academic Progress affects Financial Aid and to view the Return of Title IV Refund Policy, please click here.