Private Finance, Private Lender, Private Lending & Peer-to-Peer (P2P)

The term Private Lender is defined similarly, in multiple ways.



Private Equity Mortgage Institute (PEMI)®  Definition of Peer-to-Peer (P2P), Private Finance, Private Lender & Private Lending

Pursuant to seminal research, development, commercialization and international acceptance pursuant to registration of a  “Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow” Electronic Finance System to the consensus based, Quality Management System standards of 119 countries by Mr. Anoop Bungay, founder of Bungay International Inc. (developer of the world's first electronic network, trading in real-estate and non-real estate-secured binary digit free trading securities), Peer-to-Peer finance has the following equivalent terminology:

Ontology, Terminology, Equivalence

  • Peer-to-Peer (P2P)
  • Private
  • Crypto
  • Secret
  • Shadow
Generally, the IP2PFA (of which P2PLA is a member) network applies the compound word terminology: Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow. This reduces confusion for those unfamiliar with the ontology, terminology and equivalence principles.

Visit www.mqcc.org to request permission to read: A Brief History & Future of the Development of Global “Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow” Binary Digit Finance (BIT™ Brand Suite: BITFINANCE™, BITDEBT™,  BITMORTGAGE®), Blockchain & Conformity: Systems, Technology, Services and Products: Before August 14, 2001 to Present Day by Anoop Bungay; For a detailed understanding of the ontology and related information.


A private individual or a non-public corporate entity who seeks to invest funds in financial instruments on a secured or unsecured basis.

Cambridge Dictionary Definition of Private Lending

     a ​person or ​organization that ​lends ​money to ​people who are having difficulty getting ​loans, usually at a ​higher ​rate than a ​bank would ​charge:
Many ​people are ​turning to ​small ​private ​lenders when the ​bankturns them down for a ​loan.
a ​private, not a ​government, ​organization that ​lends ​money:The Federal Housing ​Administration does not make ​loans; it ​provides ​mortgage ​insurance to borrowers through a ​network of ​private ​lenders.

Alberta Real Estate Council (Regulatory Body in Alberta, Canada) Definition of Private Lender

Private Lender
Any individual, group of individuals as in a syndicated mortgage or Mortgage Investment Corporation other than a financial institution that advances funds in return for a mortgage with agreed to repayment terms and conditions.  Private lenders do not include chartered banks, treasury branches, credit unions, loan corporations, trust companies, and insurance companies, any persons engaged in the business of making loans secured with mortgages or any persons that manage registered pension plans. Source.