Canada's voice for the regulatory compliant & exempt Peer-to-Peer (P2P) Lending & Private Lending industry, including: private equity investor-lenders, regulatory compliant credit intermediaries, regulatory compliant P2P technology companies and supporting industry members since 2005.


What is Peer-to-Peer (P2P) & Private Lending? 


Individuals or private corporations who trade in the highly specialized non-institutional, non-syndicated, non-regulated or regulatory exempt private finance market. Namely, those who invest money privately by way of lending or "debt basis"to other individuals or corporations and may be marketed to the public by the investor-lender directly (privately), via regulatory-compliant 3rd party technology platform providers, or via a network of industry professionals.


Debt

Loans

Peer-to-Peer (P2P) & Private Lending (Loans)

Secured by any other asset (not real estate) collateral.

1. Personal Loans - unsecured

2. Personal Loans - secured by non-real-estate (vehicles, equipment, machinery, precious metals, negotiable instruments, inventory, work-in-progress.

Debt

Mortgages

Peer-to-Peer (P2P) & Private Lending (Mortgages)

Secured by real estate collateral.

1. Mortgages Registered on Title of Real Estate: First, Second, third or other subordinated priority.