The information provided on this website is intended to provide general information to the public.
All reasonable measures have been taken to ensure that the information set out in this website is factually accurate, albeit some of the content is intentionally opinionated. 

Visitors to this website are advised that:
  • The information provided does not replace or alter the laws of New Zealand, Germany or any other country referred to on this website, or any other official guidelines or requirements of any country.
  • The contents of this website should not be construed as legal advice. Before relying on any information on this website users should independently verify its relevance for their purposes. As each case contains its own set of individual facts and circumstances, users are urged to seek out competent advice from a legal, pension or tax consultant as necessary.
The owner of this website
  • may change, delete, add to, or otherwise amend information contained on this website without notice;
  • is not responsible for the contents or reliability of any outgoing links to websites and does not necessarily endorse the views expressed within these websites. Linking is for convenience only and should not be taken as endorsement of any kind, unless stated otherwise;
  • cannot guarantee that these links will work all of the time and has no control over availability of the linked pages;
  • does not implicitly or impliedly endorse any website, organisation, or people who have placed links to this website.


Text from this website can only be reproduced if this website is clearly quoted as the source.

Please note that we have reproduced text from other websites and sources, particularly from www.nzpensionprotest.com - which we also own.

All photos on this website have been taken by the authors.
No photo from this website must be reproduced without the written permission of the authors.